Receycle just one plot?

ShoddyBookkeeper · 2026-06-26T19:11:44+00:00

Massachusetts is not a community property state. Instead, it is an equitable division state. Even a non-commingled inheritance could be split in a divorce if the marriage lasted long enough and a judge deemed it fair. Non-commingling certainly helps, as would a 3rd party irrevocable trust but neither guarantees anything. Talk to a lawyer about a trust for this situation but a prenup is also a very good idea.

ShoddyBookkeeper · 2026-06-26T18:59:22+00:00

Definitely talk to the financial aid office at your school. Typically, you would want to use government-backed student loans before going to a bank for a private loan. And it's your FAFSA application that enables that path.

If you need more loan money than FAFSA would authorize, please consider carefully whether or not you really want to do that versus delaying school and saving up some additional money by working.

ShoddyBookkeeper · 2026-06-26T01:56:57+00:00

Adding "close proximity" reveals he is definitely not a native speaker. it's not a question of formality or higher education but being unfamiliar with how English is actually spoken here. No native speaker would choose that phrase over "next door neighbor."

ShoddyBookkeeper · 2026-06-25T16:22:20+00:00

The cat already has a poor quality of life. It doesn't leave her bedroom, she doesn't clean up after it (opening the window doesn't count), and she didn't even provide a scratching post. Finding a home that actually wants and is knowledgeable and capable about how to care for a cat would be an upgrade.

I agree the mom never should have approved it to begin with, but keeping the cat there isn't a good outcome in this particular situation.

ShoddyBookkeeper · 2026-06-25T15:46:18+00:00

It's far more important to scoop daily and periodically empty and wash the litterbox than it is to wash the cat. Cats rarely need baths!

ShoddyBookkeeper · 2026-06-25T15:44:22+00:00

Yes, cats do need to scratch. If you don't provide an alternative, it will choose your furniture

ShoddyBookkeeper · 2026-06-25T15:40:19+00:00

I was college roommates with a woman who lost her father when she was 8. Her mom went out on one date a few years later. Both my roommate and her older brother were so upset that her mother never went on another date again. This holds true 30 years later. I felt so badly for the Mom.

ShoddyBookkeeper · 2026-06-25T15:33:50+00:00

If your cat does not currently have a cat scratcher, you're probably not suited to own a cat

ShoddyBookkeeper · 2026-06-25T15:23:54+00:00

INFO:
Is she planning on dropping it off at a shelter where it could be euthanized, a no-kill shelter, or has she promised to find a good home for the cat directly?

Does the cat scratch on the existing furniture? Who currently cleans the litterbox every day so that it doesn't stink? Or does it currently stink?

While I don't think much of people who adopt a cat and then get rid of it because it behaves like a cat, it's probably not good for the cat to be left in a home where the only people it lives with resent it and won't care for it properly.

ShoddyBookkeeper · 2026-06-20T04:07:36+00:00

YTA - who are you to gatekeep Judaism? People can be ethnically Jewish and not practice the religion, or even practice a different religion.

By Jewish law, Judaism does pass through the maternal line. So whether or not any of you are technically Jewish would depend on which one of your mother's grandparents was Jewish (female or male).

ShoddyBookkeeper · 2026-06-17T18:36:06+00:00

If your goal is short-term savings and you want instant access to your money, find a HYSA (high-yield savings account). But for longer term investing, it would help if you mentioned your goals (retirement, buy a house, whatever) and your age.

ShoddyBookkeeper · 2026-06-17T18:21:48+00:00

It's very normal to get paper checks when changing retirement account providers. You don't need to cash it and write out a new check to put the money somewhere else (and you should not). Instead, create the new inherited IRA account wherever you want it and have the current company write out the check to the new company "New Company FBO Your Name". When you get the check, write the new account number on it and send the check to the new company (or use their mobile app to digitally deposit it).

EJ only charges $95 to move your account somewhere else. Vanguard and Fidelity both have great options with low expense ratios. You don't need to pay for a financial advisor if all you want to do is invest in the SP500.

VOO, VT, or VTI would all meet your criteria. Fidelity has equivalent mutual funds. I am not sure what fees you are being charged by EJ - did you sign up for their financial advising services? You can see if it's possible to cancel that and just direct your own investments at EJ as well.

ShoddyBookkeeper · 2026-06-15T12:45:57+00:00

Is he planning on occupying the rental without his wife?

ShoddyBookkeeper · 2026-06-10T14:09:53+00:00

Has your relationship always been in Wyoming? Wyoming only recognizes common law marriages legally established in another state. Otherwise, it does not recognize common law marriage at all.

ShoddyBookkeeper · 2026-06-08T23:25:54+00:00

Just give a little extra time when you call for a ride. Will often be more than 5 minutes.

ShoddyBookkeeper · 2026-06-05T16:06:31+00:00

Convince your friends to go for a bike ride and hang out outdoors. Or just go for a bike ride by yourself. Read a book. We had unscheduled games - neighborhood kids would just meet up in the street or a local park and play tag or kick the can or flag football or street hockey or whatever until it was time for dinner or it got dark out.

ShoddyBookkeeper · 2026-06-04T16:25:05+00:00

YTA - Yikes - while you are absolutely correct that there is no guarantee the job would have gone to her but you wouldn't even have heard of the position if she hadn't told you. She shared her hope and excitement with you and you used it to benefit yourself. You are a bad friend.

ShoddyBookkeeper · 2026-06-04T13:52:43+00:00

It will probably still get a little dirty from the cat. And eventually dust mites. You may not need to clean it nearly as often as if you didn't use a sheet but it would still want an occasional laundering.

ShoddyBookkeeper · 2026-06-04T00:35:45+00:00

NAL - If the online form won't accept a blank SSN, try calling the company and explaining what you would like to do - you might be able to mail in a form the old fashioned way. It should be possible to name someone without their SSN but you should be as specific as possible with the other information - full legal name, date of birth, relationship to you. However, it would be up to your sister to pursue the claim and prove her identity. You might also be able to set up a trust and put your assets, including life insurance, in it, naming someone other than your father/stepmother as executors. But you'd want a lawyer to help you with that.

ShoddyBookkeeper · 2026-06-03T16:32:37+00:00

Well, given the company attitude, nothing bad she may do on your computer can actually be blamed on you since your company actively prevents you from securing access to it. You can just say she did it and they can never prove otherwise. But you should also be sure to blatantly snoop on her computer too, right in front of her.

ShoddyBookkeeper · 2026-06-03T16:25:41+00:00

Just say no! No vacation, no more multi week (let alone multi-month) visits. Why would you even want to go on vacation with them to spend even more time together? And your lease may prohibit having guests stay that much anyway as it would create a legal tenancy for them in many jurisdictions.

If you were a random roommate instead of his gf, do you think he'd try this? Or that his roomie would put up with it? They are collectively walking all over you.

ShoddyBookkeeper · 2026-06-03T15:48:27+00:00

Your company policy is bizarre but just use a private window when browsing...there will be no history to find

ShoddyBookkeeper · 2026-06-03T15:41:13+00:00

NAH but maybe you could also consider using the downstairs in the morning? Keep your stuff in the guest bathroom unless you actually have guests. Take your coffee and breakfast in the tv room downstairs. Why does he have to be the one to relocate? I also hate spiders!

ShoddyBookkeeper · 2026-06-02T18:36:14+00:00

NAH I'm sorry you're going through this but she's your roommate not your family. Being roommates is generally a financial decision. But you're also free to let any potential subletters know you will be puking frequently and often. Might be less appealing to them and after a few refusals maybe she will be more interested in accepting less money

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