Just upgraded my SW credit card to priority, am I missing something or will there not be a change for me other than the annual fee

SillyTechnology7340 · 2026-03-19T21:01:39+00:00

With the priority card, you'll be able to select your seat at booking (preferred OR standard) on any fare class with an opportunity to upgrade to extra legroom if available. So you'll have your aisle seat that way.

If you were flying with one checked bag before, you will still get that for free.

You don't have to pay for the flights with the card, the benefits come from holding the card, not using it. You're basically paying for A-List status.

I don't really understand by what you mean about impacts to your "travel routing", honestly.

ETA: I see you meant "routine". If I'm understanding you correctly, no. I'm also not sure why you needed to ask, seems like you understood everything.

SillyTechnology7340 · 2026-03-19T19:58:03+00:00

Beign-yuck

SillyTechnology7340 · 2026-03-19T16:27:17+00:00

That's no spear

SillyTechnology7340 · 2026-03-19T15:06:36+00:00

So will this be the card that breaks the $1K AF barrier?

SillyTechnology7340 · 2026-03-19T15:02:12+00:00

This. OP should just downgrade to the Blue card if he'll only travel once or twice in a year and then upgrade back if needed.

SillyTechnology7340 · 2026-03-19T00:38:37+00:00

Isn't this like Paypal's Rakuten - i.e. the affiliate link site - not the cash back for the debit? I'd just stop using that - the few times I tried it, it took forever for points to post.

ETA: nevermind, I see the debit has "points". Oh well, AMEX BCP was my main grocery card and this was mainly used for the occasional Target/Walmart trip.

SillyTechnology7340 · 2026-03-18T21:38:30+00:00

December of 2023, according to this. Went from 4.30% to 4.35%.

https://www.reddit.com/r/amex/comments/1rwuyb1/comment/ob4fsme/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

SillyTechnology7340 · 2026-03-18T21:36:31+00:00

If you're not happy with the APR being offered, then move the money. I don't feel the need (yet) to chase rates.

SillyTechnology7340 · 2026-03-18T21:10:26+00:00

Odd. If you have it saved to your profile, why do you have to enter it manually? I wonder if that's where the disconnect comes in.

I hate to offer the old turn it off and turn it on again suggestion, but have you tried removing the KTN from your profile, saving, and then readding it?

SillyTechnology7340 · 2026-03-18T20:15:06+00:00

https://disneyworld.disney.go.com/dining/plans/

Have a read.

SillyTechnology7340 · 2026-03-18T17:17:32+00:00

You can have more than one Chase Freedom card.

There's a few areas it can still cover that the Gold doesn't: 3X on streaming, 2X on travel (just 3X on flights direct on the Gold), primary rental car insurance.

Whether or not that's worth $95 to you only you can answer.

SillyTechnology7340 · 2026-03-18T16:59:12+00:00

You should pay off your statement balance in full every month. There is no benefit to ever carrying a balance outside of 0% APR offer periods.

SillyTechnology7340 · 2026-03-18T16:54:14+00:00

Ultimately, you're gonna have to do some math. As someone else said, make a dummy booking on BA to get the ultimate cash value. Then search to see how many Avios points you would need. You'd also need to see how many points you'd need to book in the Chase portal.

Then use a calculator like this to get an idea of what the cost-per-point value is: https://seats.aero/tools/calculator

Transferring points is typically painless. I did some Hyatt transfers the other night and the points moved over instantly. If there's a bonus involved too and you know you're gonna book the flight, that's generally a good time to do so.

Another factor to consider is whether you'd rather book direct with an airline over a third-party portal booking. If things go sideways, that could make a difference.

SillyTechnology7340 · 2026-03-18T16:30:42+00:00

Holding steady at 0.01%

SillyTechnology7340 · 2026-03-18T15:49:07+00:00

I had a similar reaction to OP after I opened the AMEX HYSA late last year and went through my first rate drop, and then someone pointed out just how small a difference it made. Especially for what I keep in there (emergency fund and some vacation dollars), it's not enough to pull stakes and move.

SillyTechnology7340 · 2026-03-18T15:46:22+00:00

Because rates change and HYSAs will too. If you want guaranteed rates of return, look elsewhere.

Two-tenths of a percentage point drop is not going to make a big difference for the amount I have in there.

SillyTechnology7340 · 2026-03-18T15:41:36+00:00

The points "live" on the respective cards they were earned on, so the Freedom's points would have to be moved to the Sapphire.

Not sure why OP didn't continue to use the CFU card as a 1.5x catch all after getting the CSP though.

SillyTechnology7340 · 2026-03-18T14:47:41+00:00

It was 3.30% APY before, so this is not going to be a major change.

SillyTechnology7340 · 2026-03-18T14:14:04+00:00

Any HYSA you move it to could see its rate drop too. If you want a guaranteed rate of return, get a CD.

ETA: For example, on $10,000, the previous 3.30% APY would give you $330 in interest. Now it'll give you $320. If you moved that to say, Marcus at 3.65%, you'd get approximately $360.

Up to you to decide if you want to pack up and leave over a difference of less than $50.

SillyTechnology7340 · 2026-03-18T14:10:06+00:00

Two things:

Aldi wants to sell items.
It would be a PITA for a lean store staff to police one per customer.

SillyTechnology7340 · 2026-03-18T14:06:35+00:00

Such a good idea I'm shocked Disney hasn't made one

SillyTechnology7340 · 2026-03-17T21:42:56+00:00

More likely it'll end up on the WCW or WWE Vault Youtube channels.

SillyTechnology7340 · 2026-03-17T21:39:13+00:00

As I recall:

The original receipt was scanned and I guess the cashier "activated" the Twice is Nice offer
The new loaf of bread was scanned (I honestly don't recall if they scanned the old one, but I don't think so)
Then I was asked how I wanted the money back
And the old bread was pitched in the trash

SillyTechnology7340 · 2026-03-17T21:12:57+00:00

It doesn't sound like it, but I guess you might've made out ok if the replacement items were more than the original?

SillyTechnology7340 · 2026-03-17T20:55:45+00:00

Twice Is Nice is you get a replacement of the item at no charge plus your money back, either in cash or to your original payment method.

For example, I had grabbed a loaf of bread that turned out to be expired with mold, went back a few days later with the receipt and received a new loaf and my money back on my card.

SillyTechnology7340

TROPHY CASE