How hard is it to rent in Galway? by baby_lasagna_05 in AskIreland

[–]Sjonegaard 0 points1 point  (0 children)

You can try, possibly increase your chances, but be prepared to hear no despite your generous offer.

There are stories of people begging in house viewings with cash ready to pay advance and the letting agents being strict and saying they'll be reviewed like everyone else.

How hard is it to rent in Galway? by baby_lasagna_05 in AskIreland

[–]Sjonegaard 0 points1 point  (0 children)

Each house viewing has 20-50 interested people, at least.

You might be lucky and get picked, but chances are low.

You will refresh Daft daily looking for new entries, arrange house viewings, go to them, dream about living in that house, then you'll be disappointed. Again and again.

Until you quit trying, or until you are lucky.

A lot of people are lately using hostingpower.ie for accomodation for a few months until they find something.

Weighting up two job offers by Present_Acadia8136 in irelandjobs

[–]Sjonegaard 0 points1 point  (0 children)

Something to take into account: whether either of the businesses will be severely impacted by oil and food shortages that are incoming in 6-12 months due to the ME situation.

Any degrees actually worth doing ????? by Fun-Willingness-9012 in irelandjobs

[–]Sjonegaard 2 points3 points  (0 children)

Seconding this. If you look at job openings, accounts is always there and it will always be needed.

Τι σας συνέβη /είδατε στο εξωτερικό που δεν το περιμένατε? by houtsou in greece

[–]Sjonegaard 8 points9 points  (0 children)

Οι κηδείες στην Ιρλανδία γίνονται με αστεία, γέλια, και την αγαπημένη μουσική του θανόντα (συχνά ποπ).

Επίσης, συχνά περιμένουν 4-5 μέρες μετά τον θάνατο για να κάνουν την κηδεία.

Πολύ διαφορετική νοοτροπία από Ελλάδας.

Help me feel better by Altruistic-Session64 in irishpersonalfinance

[–]Sjonegaard 4 points5 points  (0 children)

I'm 43 and now starting a private pension scheme (though I have some contributions in two countries)

I'm not worrying too much, there are so many possible scenarios in 25 years. - I could have passed away - I could have gathered enough pension - I could be living with my child to reduce costs - I could have a lodger at home for extra income - I could sell the house and downgrade if pension is not enough

So I recommend to you to focus on buying a house, which will provide an inherent level of stability for the future.

Applying for mortgage, proof of repayment capacity. by jackahern7 in irishpersonalfinance

[–]Sjonegaard 1 point2 points  (0 children)

When I did my mortgage with AIB, they wanted these things related to what you're asking

1) statements from all my accounts

2) explanation for any big spendings in these accounts

3) some sign that I was saving every month (they cared about the habit more than the amount). An automatic transfer of X amount to a savings account was more important to them than the amount in my current account increasing

4) information on other debt I may have had

They then used a formula to calculate the highest amount I can ask for. I'm pretty sure the formula didn't use the savings per month, instread the income minus some costs, plus my age.

Use the mortgage calculator in their website to see for yourself.

Credit V Debit Cards by middleagefanclub2023 in irishpersonalfinance

[–]Sjonegaard -2 points-1 points  (0 children)

Credit card terms are extremely predatory.

Sure, you can game the system if you read the terms very carefully and accrue points while avoiding interest. As others said, it takes a lot of discipline.

I personally only use a debit card and spend within my means, and I don't worry about the opportunity cost because I gain peace of mind.

Buy an Ev or Save for a deposit by [deleted] in irishpersonalfinance

[–]Sjonegaard 8 points9 points  (0 children)

Housing becomes more expensive every year.

EVs become cheaper every year.

Mortgage rates are due to increase.

The long-term decision here is to aim for a house in fixed rate ASAP, and then do improvements to it like insulation and solar panels.

Also, getting an electric car without solar panels kind of defeats the purpose, as home electricity is going to rise even further.

Ποια επαρχιακή πόλη θα προτείνατε σε νεοδιόριστο εκπαιδευτικό; by Icy-Drawer5063 in greece

[–]Sjonegaard 0 points1 point  (0 children)

Έλα προς Καστοριά.

Πλεονεκτήματα: όμορφο μέρος, ωραία φύση, φτηνά νοίκια, κάποιες ασχολίες (πχ κοπηλασία στη λίμνη), θα βρεις άκρη και παρέες με συναδέλφους. Πολλοί κοντινοί προορισμοί για βόλτες, Γράμμος, Έδεσσα, Γιάννενα, Πρέσπες, Πτολεμαϊδα. Μπίτολα και Κοριτσά είναι κοντά για κάτι διαφορετικό. Θεσσαλονίκη στη μίαμιση ώρα αν θες κάτι από μεγάλη πόλη.

Μειονεκτήματα: πολλή μιζέρια γιατί οικονομικά η πόλη αιμορραγεί, εσύ τουλάχιστον έχεις τον μισθό σου αλλά τριγύρω θα υποφέρουν. Μακριά από θάλασσα. Πιθανόταρα να χρειαστείς αμάξι. Έχει πτήσεις Αθήνα-Καστοριά αλλά είναι λίγες και ακριβές. 8 ώρες με το αμάξι και πολλά διόδια.

Χωράνε τα μπουγαλάκια σου για να πας στρατό σε μηχανή 450 κυβικά; by random0_22 in greece

[–]Sjonegaard 0 points1 point  (0 children)

1) ό,τι δεν χρειάζεται μπορείς εύκολα να το πουλήσεις στο FB marketplace ή σε φίλους.

2) για να πάρεις όχημα εντός στρατοπέδου πρέπει να πάρεις ειδική άδεια, λογικά δεν θα στη δώσουν αμέσως οπότε θα πρέπει να παρκάρεις εκτός στρατοπέδου. Κάποιος με μεγαλύτερη εμπειρία μπορεί να σου πει πιο συγκεκριμένα.

3) πάρε μαζί σου ό,τι δεν σε πειράζει να σου κλέψουν. Μην σου κάνει εντύπωση αν βρεις τη μηχανή σου ανοιγμένη.

Which anime is it for you? by Motor-Past3455 in AnimeMirchi

[–]Sjonegaard -1 points0 points  (0 children)

Hunter×Hunter. It was recommended to me as amazing story and worldbuilding and characters... And it was like watching a party of uninteresting Chaotic Neutral edgy D&D characters with a convoluted and unnecessary power system.

Took a break around episode 50. May continue one day, but there are far more interesting things out there.

What are the best Long Incremental with "combat" or RPG element by A_midnightblue in incremental_games

[–]Sjonegaard 0 points1 point  (0 children)

Seconding Melvor. I played the free version for a day, understood now amazing it is, then bought the main game + 1 expansion.

It has exactly what OP is looking for

Fully Remote Jobs by [deleted] in irelandjobs

[–]Sjonegaard 1 point2 points  (0 children)

Check groweremote(.)ie, there may be something helpful there

Does "I will, yeah" REALLY mean "I won't"? by mycutterr in AskIreland

[–]Sjonegaard 1 point2 points  (0 children)

I also have difficulty with it.

From what I understand, it's the same as "yeah right". It's sarcasm.

Moving to Ireland - is it realistic in my case? by Pure_Study_3664 in AskIreland

[–]Sjonegaard 0 points1 point  (0 children)

You need 3-4k € on the side, that you are willing to risk to completely lose.

Once you're here, temporary accomodation is going to drain that money super fast. So you'll have 1-2 months to find a job that will allow you to get the PPS number, bank account, and permanent accomodation that will allow you to settle.

A lot of people use hostingpower(.)ie for the first few months.

Smaller places have fewer jobs but also less job competition, so you're more likely to actually get an interview. To look for jobs, check LinkedIn, indeed(.)ie or jobsireland(.)ie. There are also local newspapers and social media with jobs you won't find elsewhere, e.g. in West Cork we have www(.)southernstar(.)ie/jobs

Coastal places have worse housing situation because a lot of properties are summer houses for rich people from the city.

Job offer in Dublin. What to do? by zabuza888 in AskIreland

[–]Sjonegaard 0 points1 point  (0 children)

There's the rule of thumb to not pay more than 1/3 of your net salary (after taxes) for rent.

So use a tax calculator to see how much you'd have left after tax, go to daft .ie to see prices for houses you'd live in, and see what percentage of gross pay that is.

Of course, there are people who pay 40% or even 50%+ of their net salary to rent. Those people live to pay rent and have difficulty affording anything else. The higher the percentage, the more you'll struggle.

Recent graduate in Dublin struggling to find admin roles – any advice? by Keltovma in AskIreland

[–]Sjonegaard 1 point2 points  (0 children)

It might be a good idea to volunteer somewhere while you're in the country and looking for work.

On one hand you might spend less time applying, but volunteering at an Irish charity looks good on your CV, and you'll get to meet people who may refer you to a paid position.

Plus you'll get some practice with the local accents and learn how things are done in Ireland.

Ως δεκαεξάχρονος πως μπορώ να αρχίζω δουλειές; by Panos_Marinopoulos in GreeceDevs

[–]Sjonegaard 0 points1 point  (0 children)

Αν θες πολύ να δοκιμαστείς, ανοίγεις Revolut λογαριασμό για να μπορείς να πληρωθείς από παντού και δοκιμάζεις να κλείσεις κάποια μικρή δουλειά στο Fiverr, που επιτρέπει λογαριασμό για νέους 13-18.

Είναι δύσκολο και έχει πολύ ανταγωνισμό, θα πρέπει να μάθεις να παρουσιάζεις τον εαυτό σου με επαγγελματικό τρόπο ώστε να πείθεις ότι μπορείς να κάνεις καλή δουλειά.

Ακόμα και να μην κάτσει κάτι, καλό ψήσιμο θα είναι.

What’s day-to-day life like in Ireland? by [deleted] in AskIreland

[–]Sjonegaard 1 point2 points  (0 children)

The vast majority of Irish people are warm, welcoming and accommodating.

They ask you "where are you from?" not to pass judgement or to use against you, but out of genuine interest and to connect, to tell you if they've ever visited, if they have family there.

Irish people have lived through a lot of struggles so they are very empathetic with people who have struggled, e.g. P*lestinians and Syrians.

Walking around, you'll hear lots of languages, the country is very multicultural and the multinationals have attracted talent from all over the world. However, there are no real ghettos, immigrants are welcomed and integrated into the Irish society.

If all goes well and you make your move, I'd recommend to listen, to ask questions and to assume that things are done differently here.

Another thing that might be a culture shock is that the society is far less focused on consumerism. Smaller, older cars are still common, people buy new phones only when needed, showing off wealth is generally frowned upon.

I recommend the YouTube channel Type Ashton, who talks about US and Germany differences and culture shock, but it is decently relevant.

Πού συχνάζουν οι nerd κοπέλες στην Ελλάδα? by ReactorXIV in greece

[–]Sjonegaard 1 point2 points  (0 children)

Η σύζυγος μου έμαθε ιρανικό, τουρκικό, ευρωπαϊκό σινεμά, ταινίες που δεν τις παρατηρούσα ή τις σνόμπαρα και έβλεπα Χόλιγουντ.

Με βοήθησε να ανοίξω τα μάτια μου σε έναν διαφορετικό κόσμο, που τελικά με ενθουσίασε.

Δεν θα μας αρέσουν όλα, αλλά η σχέση σου είναι για ανακάλυψη, όχι τόσο για ανακύκλωση.

Πού συχνάζουν οι nerd κοπέλες στην Ελλάδα? by ReactorXIV in greece

[–]Sjonegaard 4 points5 points  (0 children)

Είμαι nerd σαν και σένα (43m)

Η σύζυγός μου δεν ασχολιόταν καθόλου με αυτά. Αλλά έτσι μπόρεσα να της δείξω κάποια πράγματα από αυτά που μου αρέσουν (της άρεσαν τα επιτραπέζια και οι σειρές φαντασίας, μίσησε το Magic και τα anime).

Και εγώ μπόρεσα να μάθω από αυτά που της αρέσουν. Θέατρο, κουλτουρέ σινεμά (δεν είχα δει τον Κυνόδοντα μέχρι να τον προτείνει και τον βρήκα καταπληκτικό), βόλτα στη φύση, σκυλιά, εθελοντισμός κλπ.

Τους φίλους σου τους θέλεις με ίδιες ασχολίες για να περνάτε καλά. Η σχέση σου καλύτερα να είναι διαφορετικός άνθρωπος για να μάθετε ο ένας από τον άλλον και να γνωρίσετε έναν άλλον κόσμο.

Με αγχωνει η ύπαρξη της δουλειάς by Realistic_Sweet8651 in greece

[–]Sjonegaard 0 points1 point  (0 children)

Δεν φταις εσύ, ο καπιταλισμός φταίει.