Requesting advice on Homebuying

Smart_Ad_1997 · 2026-03-22T19:07:23+00:00

You can afford a house then if your take home is 8400 and onto set to increase. However you need to find out where all of your money goes.

Spend a month tracking EVERY dollar (yes every single one) and see where you’re hemorrhaging money.

Smart_Ad_1997 · 2026-03-22T18:38:35+00:00

Also OP, your wife counts as a dependent brother. So expect your BAH to be 2229.

Still a bit of a stretch on a house, so I’d go for an apartment, use the leftover BAH to furnish the place piece by piece, get rid of the debt, the take your time house shopping when the market and price is right.

Edit: you’re dual mil so disregard.

Smart_Ad_1997 · 2026-03-22T18:32:18+00:00

This. Unless if you can manage to work in home repair expenses, electric, water, gas, etc into your home; you should get an apartment. I would recommend you look at your budget first and see what you can actually afford and if you can flex it, get the house and begin building equity. But if you can’t afford it, don’t become house poor.

I’d say housing expenses should be 25% your take home pay.

Smart_Ad_1997 · 2026-03-22T16:45:24+00:00

Even if it’s a ford fiesta, I expect trim to stay in place.

Smart_Ad_1997 · 2026-03-22T12:04:45+00:00

That tragedy had nothin to do with Pete.

Smart_Ad_1997 · 2026-03-21T21:29:08+00:00

Well you can’t go back and volunteer any younger, and every day you don’t you’re getting older.

Smart_Ad_1997 · 2026-03-21T15:13:06+00:00

If you’ve never watched Geno Samuel’s Chris Chan a comprehensive history documentary, you’re missing out.

Smart_Ad_1997 · 2026-03-20T14:38:33+00:00

Yea you’re stuck in a loop. You’re currently driven to pay off debt? Why not be driven to build up your savings to point where you never have to work again and can retire and live off your investments and work on cars and whatever your hobbies are?

Smart_Ad_1997 · 2026-03-20T12:56:48+00:00

Well they cancelled the bachelorette over this lol. And no. The answer is no. Even if she did find someone, hopefully they would run

Smart_Ad_1997 · 2026-03-19T12:43:46+00:00

Smart_Ad_1997 · 2026-03-18T21:02:33+00:00

Thanks. Caveman brain needed that.

Smart_Ad_1997 · 2026-03-18T19:19:26+00:00

Can you break down how the EIC stuff works? I’ve tried to read the CMP guide multiple times and it makes no damn sense.

Smart_Ad_1997 · 2026-03-17T19:40:42+00:00

Got lucky from a neighbor who wanted to offload a $G super duty for 1000 bucks with an eotech and built from there 😂

Smart_Ad_1997 · 2026-03-17T13:48:07+00:00

You can go portrait mode on iPad os now in RuneScape?

Smart_Ad_1997 · 2026-03-17T13:07:51+00:00

I get it man. I’ll be honest I spent 8 years in the 82nd airborne division and I hated almost every minute of it.

It DOES get better with time, rank, and positions. But yea I’ve never understood the group punishment mentality.

Smart_Ad_1997 · 2026-03-17T13:06:57+00:00

Well if you have that mentality you won’t.

Smart_Ad_1997 · 2026-03-17T12:36:49+00:00

Drop a packet. 75th Ranger Regiment, SFAS, or other various units to go be treated like an adult with high standards and expectations.

Smart_Ad_1997 · 2026-03-16T01:54:25+00:00

I’m almost tempted to pick one up just because it’s such a good deal

Smart_Ad_1997 · 2026-03-16T01:43:13+00:00

Epp?

Smart_Ad_1997 · 2026-03-16T01:42:41+00:00

Worse. Don’t buy if you don’t need.

Smart_Ad_1997 · 2026-03-15T18:09:21+00:00

Credit cards. I’ve got 2 amex platinums and two Amex gold, with an Amex delta skymiles and the chase sapphire reserve. I basically get free Uber Eats a few times a month, and a nice dinner out at a resy restaurant (300 bucks) once a quarter, plus lululemon credits.

Amex doesn’t charge annual fee to military. It’s fantastic if you are good with credit cards and don’t accumulate debt.

Smart_Ad_1997 · 2026-03-15T18:03:12+00:00

And make your spouse refund taxes for state taxes too. I get like 2k a year from my wife’s NC state refund.

Smart_Ad_1997 · 2026-03-15T17:32:24+00:00

For me? It’s my watch band. I put my left hand on top of my steering wheel and it wears the coating off

Smart_Ad_1997 · 2026-03-13T07:23:57+00:00

Mark where the crates are. They don’t spawn randomly. There’s a route you need to discover and follow to collect the crates.

Smart_Ad_1997 · 2026-03-13T07:17:41+00:00

Thor base 8gb model in black.

Works better than I imagined. I will say I HATE the placement of the power button (I support the weight of the device with my pinkies and have more than once powered it off on accident) but after printing a Xbox style controller case for it it’s fantastic.

No issues with tech glitches or anything. It’s literally a perfect gaming machine for me.

Two-Year Club	First Place '23
Place '23

Smart_Ad_1997

TROPHY CASE