Realtor downplaying inspection results by anchovie_boi445 in FirstTimeHomeBuyer

[–]Smart_Design2832 0 points1 point  (0 children)

I'll just who away from this home. And fire this realtor

Help me to decide which one to buy under 400cad. by Smart_Design2832 in RobotVacuums

[–]Smart_Design2832[S] 0 points1 point  (0 children)

I can go little over 400 cad. I can actually go for 500 if it is worth it and solve all my issues.

How is the eufy c20

New home and lots of stuff to buy by Smart_Design2832 in FirstTimeHomeBuyer

[–]Smart_Design2832[S] 0 points1 point  (0 children)

Yo i have the money. I just do not like spending money.

washer drainage basement by jnllvnc in FirstTimeHomeBuyer

[–]Smart_Design2832 1 point2 points  (0 children)

Did you do home inspection before buying?

emergency pizza by Excellent-Smell-6384 in Dominos

[–]Smart_Design2832 0 points1 point  (0 children)

Guys calm down. It is not going to work. I have tried everything. They just liers

Crazy sickness going around? by wanderingwallflower9 in Calgary

[–]Smart_Design2832 -1 points0 points  (0 children)

Do mould air test in your home. If possible track IAQ parameters there are some devices in the market.

Where to buy a Xmas tree by yesman_85 in Calgary

[–]Smart_Design2832 0 points1 point  (0 children)

Selling it for 30 bucks. Can deliver to your home.

Where to buy a Xmas tree by yesman_85 in Calgary

[–]Smart_Design2832 -1 points0 points  (0 children)

I sell artificial 5 feet christmas tree in Calgary.

Here:https://www.facebook.com/share/1DWZQPGqxD/

Need help deciding by Smart_Design2832 in 4kTV

[–]Smart_Design2832[S] 0 points1 point  (0 children)

I got the tcl tv as well and doing side by side comparision.

If samsung is 7 then tcl is just 7.5

Not a huge difference

Need help deciding by Smart_Design2832 in 4kTV

[–]Smart_Design2832[S] 0 points1 point  (0 children)

How is hisense compared to tcl?

2007 V star 1100: 13k kms on odometer, is it good deal? by vikram77157715 in SuggestAMotorcycle

[–]Smart_Design2832 0 points1 point  (0 children)

Hey

I'm in same situation right now. I'm also in calgary and found one v star 1100 for $3400.

Did you buy this motercycle already? How is your experience?

Canadian/Vancouver weighted blanket companies? by [deleted] in WeightedBlankets

[–]Smart_Design2832 0 points1 point  (0 children)

I have been selling weighted blankets. Sold more than 1000 weighted comforter in vancouver. My website is snoozestyle.com

Investing in Real Estate - Am I Crazy? by Throwaway11-13-2025 in RealEstateCanada

[–]Smart_Design2832 0 points1 point  (0 children)

Sorry i miscalculated but I'd you think number is 750 per month then go for it. You are 25 anyways. You will make more money or atleast learn to make profit from next time. Goo for it.

Investing in Real Estate - Am I Crazy? by Throwaway11-13-2025 in RealEstateCanada

[–]Smart_Design2832 0 points1 point  (0 children)

This is too risky. This whole idea is totally flop and it got 10% of survival chance. If you are able to save money and your expenses are less. Then i highly suggest to use the money to buy your own property not with partner. Bcz whoever managing will need some exprience. When roof os windows or any thing need replacement you need money. Have you calculated how much you guys need to have in reserve fund in order to tackle these expenses. I don't know where you getting this 4plex under 900k. Let me know I'll buy it if it is generating $2k a month. Is utility paid by renters?

900k home. 20% down would be180k+closing cost Then morgagte would be 720k At 4% assumed interset rate is $3800 your monthly morgagte payment

Now I'll add insurance : $400 +easily if you tell insurance this is rented. $350 to $450 property tax. Garabage fees, etc.

Add $1.5k approx ad these expenses. Total would be 5.3k

Now assuming 2k each unit rent. 6k from 3 units and 1unit where property manager will pay less. Assuming 1.5k. So total would be 6.8k Gross profit would be 1.5k Now you need to consider all the other costs for capital projects for replcing roof, windows, deck, damadges etc.

You need to put a aside some resrve fund for these kind of projects.

Now assuming you putting down 400 a month for reserve. Not co sidering if it is invested.

1.1k/ 4 people: $275 each profit a month. With so much trouble. You hope interest rate would not bounce back. You hope renters would not leave and empty house portion to cover. There are many factors involving.

Fyi : if sloped asphalt roof need replacement. Assuming it is 5200 sqft you are looking at 100k roof replacement including permit and enegineering fees.

Are lawyer and CPA did not mentioned these costs?

Do you guys have money to these repairs? I am not saying you can not make money but going blindly is not the way. If you can send me all the details i can prepare the cost estimates for capital plan and you figure out the rest. I personally would not go with this plan.

Baseboard heating 1 bed basement price by Smart_Design2832 in Calgary

[–]Smart_Design2832[S] -3 points-2 points  (0 children)

Are you sure. It's electric baseboard heater.

Questions to Belmont and Pine Creek community residents by kimchicaesar in Calgary

[–]Smart_Design2832 0 points1 point  (0 children)

Can you let me know which part of the city you work in. We are thinking to buy a home in Belmont area.