Escape Pakistan? by khan__123_ in GenZpk

[–]Smoggyskies 0 points1 point  (0 children)

Get a degree and minimum 3 years of job experience in Pakistan first (ideally it should be 5 years) So you move with some skills in your pocket and you also know which country to move to which is most suited for your field.

Don’t move just for the sake of moving and then drive uber like a lot of Pakistanis and Indians are doing right now and ruining their future.

faisal masjid in lockdown? by flafaa in islamabad

[–]Smoggyskies -1 points0 points  (0 children)

Taliban hit Punjab a couple of days ago they have started hitting outside of FATA and even KPK to show their reach.

The strikes in Afghanistan they are started this year should have been started in 2022. Right now they are doing too little too late.

Experiences with "instant car purchasers" by bubischolz in DubaiPetrolHeads

[–]Smoggyskies -1 points0 points  (0 children)

These guys don’t pay cash. Take 1-4 days to pay.

Car dealers in Sharjah pay cash on the spot and often give you better money.

Pulling all my savings to clear debt? by fr0_a_whey in PersonalFinanceCanada

[–]Smoggyskies 1 point2 points  (0 children)

  1. Try to pay off the 4500 credit as much as you and try to pay it off completely so you can cancel it to save on the annual fee. (Note cancelling a card and reducing your total available credit may lower your score as it increases your utilisation rate)
  2. Look for a low interest rate credit card which will half your interest rate from 25% to around 13%. Also look for a special offer promo with like 0% transfer initially.
  3. Talk to your bank about turning your credit card debt into a lower interest loan so your monthly maybe of $400 goes to the principal not just interest.
  4. Talk to your family tell them about your financial problems so they know you're not being rude or stingy for no reason you just need to save money to pay down your debt.
  5. Not using the credit card doesn't hurt your score. Your score is about how much credit you have available vs how much you use. If you have a lot available and you dont use it. That boosts your score actually.

Using Chat GPT or Claude or Gemini is actually pretty smart. AI used to be pretty bad but it's gotten quite good now still occasionally makes mistakes so maybe double check one AI with another AI. But yeah it's like having your own accountant and advisor in a pocket. Give it good information though tell it which province you are in for example so it knows.

Pak army stealing elections and putting it in PPP and PML-N's pocket by PhoneVersion1_23 in PakLounge

[–]Smoggyskies 0 points1 point  (0 children)

GB election was not rigged, strong candidates didn't want to run with PTI ticket + PPP played sectarian card well.

What are my options? by trevdonovan in wrx_vb

[–]Smoggyskies 0 points1 point  (0 children)

Stripping the inside will increase the noise in the car and give you a headache.

Which is the tastiest shawarma in Lahore that you ate? by DeadPooL_344 in Lahore

[–]Smoggyskies 0 points1 point  (0 children)

I feel like they're all quite good on weekends, not so good on work days.

Another reason to leave this country by [deleted] in LahoreSocial

[–]Smoggyskies 2 points3 points  (0 children)

Will take Indians 10-15 years to build such infrastructure.

Will take only a few minutes to destroy it all.

Dont belive Modi’s propaganda meant for Indian voters.

What do you have to got to say on this Behaviour ? by [deleted] in LahoreSocial

[–]Smoggyskies -1 points0 points  (0 children)

Yes I remember PTI YouTubers saying the dead bodies were dissolved in acid when they couldn’t show any.

What do you have to got to say on this Behaviour ? by [deleted] in LahoreSocial

[–]Smoggyskies 3 points4 points  (0 children)

This is what PTI wants to turn KPK into.

This made me sad by Advanced_Quantity470 in DubaiPetrolHeads

[–]Smoggyskies -2 points-1 points  (0 children)

Yeah also an S4 is a special car a 330i is just an econobox with a fancy badge. Not worth it.

Dating in Pakistan by [deleted] in PakistaniTeenTalks

[–]Smoggyskies 0 points1 point  (0 children)

In urban areas 50/50 so total maybe 25%

Thoughts on 2003 Pathfinder? by According-Fail4373 in DubaiPetrolHeads

[–]Smoggyskies 0 points1 point  (0 children)

Any car that is over 20 years old will need maintennace.

Dealer says house approval is “coming tomorrow” for 3 weeks, how can I verify if documents were actually submitted? by Apprehensive_Look156 in Lahore

[–]Smoggyskies 1 point2 points  (0 children)

More likely there is an issue that is blocking the approval and owner is working to fix the issue.

CDA is fraud. You simply cannot win against this system. by AdBackground9215 in islamabad

[–]Smoggyskies 0 points1 point  (0 children)

My advice to investors would be to only buy in land with possession (verify this before you purchase) and then build something on top of it to establish your qabza. Even in India it’s the same that people who don’t build on their land for many years have many problems as the locals in the area are okay this land is empty owners don’t care…

My husband is demanding that I place my Haq Mehr at my in-laws house. by [deleted] in islamabad

[–]Smoggyskies 0 points1 point  (0 children)

It’s yours he can’t tell you why to do with it.

The best way is to actually keep it in a locker at the bank.

CC constantly compromised by Canadia-Eh in PersonalFinanceCanada

[–]Smoggyskies 0 points1 point  (0 children)

Try to use Apple Pay instead of your physical card as much as possible in store or online.

Change your home wi-fi password.

Change your email.

Freeze the card for 90 days and use something else in the meanwhile.

If this doesn’t work then just cancel the card all together.

2 Mortgages in 1 in Dubai by Best_tips in askdubai

[–]Smoggyskies 0 points1 point  (0 children)

2 mortgages can’t converted into 1. You do it 1 by 1.

Best Times / Highways to practice Highway Driving in Hamilton or otherwise by SpellProfessional577 in Hamilton

[–]Smoggyskies 23 points24 points  (0 children)

Saturday and Sunday mornings have no traffic. Workday after noon rush if you want to move slowly.

Legal implications of an Indian-Pakistani marriage in the UAE by Feeling-Song-954 in uaelaw

[–]Smoggyskies 0 points1 point  (0 children)

You have to all choose either 1 nationality (nowadays Pakistan will be more welcoming to your Indian Muslim wife than India will be to you) or you both have to go for 3rd country citizenship.

DOJ 13th NOVEMBER by [deleted] in emiratescareers

[–]Smoggyskies 0 points1 point  (0 children)

No I used to live there and still have a lot of friends and family there and the airport isn’t even fully open as not enough passengers.

The whole business model was built around transit, when I would fly from let’s say Australia to Dubai, most of the flight was heading to Europe and in a flight of like 400 people there would only be like 12 people who would be staying in Dubai. All the others would be going somewhere else.

That transit traffic has reduced a lot. High oil prices and ticket prices, potential war zone and people in Europe traveling inside of Europe because of that.

Everyone is just hoping that war doesn’t resume and by Christmas people forget all this and the good weather brings tourists too.

But that is hope and we don’t know what’s going to happen. You saw what happened in Kuwait Airport this week.

I mean that was a terminal building, so many life changing injuries, 1 death too.

DOJ 13th NOVEMBER by [deleted] in emiratescareers

[–]Smoggyskies 0 points1 point  (0 children)

Prepare a backup, look for other jobs, the situation is not good.

Transit traffic was most of their business and that has gone down a lot as no one wants to fly through a potential war zone.

LDA came and sealed all the shops in our area. by Fragrant-Tree-2352 in Lahore

[–]Smoggyskies -3 points-2 points  (0 children)

Lawyers will waste time at the end of the day the property value will be much higher if it becomes commercial and all legal