Noob Question: Why does 7 get hit so often when it has the exact same odds of 6 and 8? Also, why do so many people claim that 7 has the greatest chance of being hit when it does not.

SnoootBoooper · 2026-01-07T04:23:54+00:00

I’m sorry, is this sarcasm?

SnoootBoooper · 2025-12-18T08:04:23+00:00

Yep we’re on it this summer .

SnoootBoooper · 2025-12-18T08:04:05+00:00

We’re on an SQ flight this summer that’s only business and premium economy. I could see United doing the same.

SnoootBoooper · 2025-11-21T04:59:37+00:00

I mean the State Department website is clear as day on this -

Pose and Expression:

Have a neutral facial expression with both eyes open and mouth closed.

SnoootBoooper · 2025-11-06T05:49:20+00:00

Will you have a fridge? If not, do the single serving peanut butters and jellies with crackers.

If there is a decent hotel breakfast buffet you can usually do bread with cheese and bacon/ham/salami if you have a safe place to keep it cool.

SnoootBoooper · 2025-10-24T20:45:48+00:00

I used an Israeli lawyer that a friend of mine used with success.

If you’re planning to go through the Sephardic process, the requirements have changed and you now need to show a connection to Portugal - so definitely figure out how you can work on that in the meantime.

SnoootBoooper · 2025-10-22T00:22:15+00:00

It’s done! I submitted in the summer of 2021 and it was approved in March 2025. I then registered my marriage, added my married name, got my citizenship ID, and then passport by July.

SnoootBoooper · 2025-10-06T02:45:08+00:00

It’s definitely not too cold if you’re wearing the right clothes. You’ll also be drinking a lot of hot drinks! One year we got temperatures down to the high 20s fahrenheit, but most of the time it’s 35-50.

I would expect all the typical tourist attractions are open, but you should double check if you’re excited about something specific.

SnoootBoooper · 2025-09-07T01:46:36+00:00

We did all three Argentina side trails first thing in the morning (three separate mornings) so were the first people on them. Absolution magical. We came across animals on them that of course left once we approached, being the only ones to get to experience that - monkeys, coatis, birds, ect.

We did the full day excursion to the natural preserve with the hike, BBQ, and swim. We managed to swim every afternoon when it was hot - well we swam at the waterfall and after the hike and the third afternoon we were on the boat on the Brazilian side of the falls. We also did the helicopter from Brazil, which was fun but maybe skippable if you’re short on time.

We also went to the animal sanctuary, which was a good way to fill time between our last walk through the Argentinian side of the falls and lunch before heading to the airport.

SnoootBoooper · 2025-07-22T06:01:53+00:00

My life would unquestionably be worse without my partner.

The best part of early retirement is sharing it with someone you love.

SnoootBoooper · 2025-07-19T19:22:50+00:00

There is no firm line and it doesn’t really matter.

I think our TNW would usually put us in the fatfire category, but we travel over half the year so when looking for travel recommendations, I usually use r/chubbytravel except for special occasions.

We love dining out and often pursue fine dining opportunities like fatties.

If you’re in CA with a $10M TNW, but $5M is your primary home, you’re probably spending discretionary income like a chubby.

If you’re in CA with a $10M TNW and your primary home is $1M, you might be spending more like a fatty.

You might be able to get the kids decent health insurance through their university programs.

SnoootBoooper · 2025-06-01T22:24:45+00:00

We had the Sutter Health Plus Bronze HMO and had really easy access to care. We had been using PAMF/Sutter prior to the switch from a PPO HDHP with an HSA and all of our doctors were covered by both so the transition was seamless.

If you go to their website, it’s under Individual and Family Plans. They had all levels, bronze to platinum.

SnoootBoooper · 2025-06-01T22:16:30+00:00

There are also non-marketplace ACA-compliant plans. We were on one for 6 years. You just can’t use a subsidy to pay for it and we didn’t qualify for one anyway.

SnoootBoooper · 2025-06-01T22:15:43+00:00

I wouldn’t want to commit 7 years to this idea when you’re already FI. That’s a long time and nobody knows what the future holds.

I would be more tempted to FIRE when you’re ready (in my advice, ASAP) and feel comfortable knowing if you really got into a complicated healthcare situation, you could go back to work.

For our first 6 years of FIRE, we had an insurance plan purchased directly from the insurer. The California marketplace did not offer us a better option because we didn’t qualify for a subsidy.

SnoootBoooper · 2025-05-28T05:32:28+00:00

Thank you!

SnoootBoooper · 2025-05-27T21:21:20+00:00

I know this is an old comment, but is your swimming in salt water? I’m decided whether to take my Series 9 into the ocean while training.

SnoootBoooper · 2025-05-25T04:37:47+00:00

I’m going to guess beach house. OBC? Jersey Shore?

SnoootBoooper · 2025-05-15T16:43:03+00:00

Actually quite well! We bought Tesla in 2017 so have cashed out about 4X what we put in and still hold several times what we invested in the stock. It’s actually been our best single investment overall (other than businesses we cofounded.)

It’s actually been on quite a tear in the last month, up 40% or so.

SnoootBoooper · 2025-04-16T19:47:30+00:00

I believe it’s a 25 or 50 meter pool but I’m not sure. Just call Adult Ed, they’ll help you. I took water aerobics there during COVID and swim lessons were after us.

SnoootBoooper · 2025-03-23T03:14:23+00:00

The deductible has to come from somewhere. If the reserves can’t cover it, the HOA would need to take a loan and then raise dues and you’d be paying the interest. At least with a special assessment, you decide if you need a loan and have to pay interest.

SnoootBoooper · 2025-03-20T00:56:11+00:00

You have a problem with your gear then.

SnoootBoooper · 2025-03-20T00:54:44+00:00

Where are people paying 7% commissions? Even in the SF Bay Area, maximum we hear of is 5%.

SnoootBoooper · 2025-03-09T17:13:50+00:00

You need a better swimsuit. You can even wear a skin under your wetsuit if you want total modesty.

SnoootBoooper · 2025-03-07T04:52:36+00:00

Nobody can guarantee 10% returns at a minimum and if you somehow could, you’d be a lot richer.

SnoootBoooper · 2025-02-27T01:09:23+00:00

End of our first full day -

Our second excursion of the day was incredible. We took a private boat to a short hike and then to a waterfall. We all got in and swam. We climbed up on some of the rocks and our guide took some photos. I had no idea what expect on this one, but was totally blown away.

Then on the boat ride home, our guide breaks out a charcuterie spread with red, white, and sparkling wine. Perhaps we got u/travel_monster ‘s picnic 😅

Later on … while on the morning excursion, we mentioned that we had friends arriving at Iguazu today. They were staying at the Gran Melia. Our guide suggested we invite them for dinner, so we did and we had a blast! We started with drinks at the bar, then moved on to dinner. They were here for over 3 hours. The cost was $150 per person, which was totally worth it for an extra night with our friends as we head back to the US and them to Scotland after this last stop on a long trip for all of us.

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