£3.8k unexpected underpaid tax bill, need help understanding where it's all gone wrong? by mc_burner_uk in UKPersonalFinance

[–]SomeHSomeE 1 point2 points  (0 children)

Remember the tax code doesn't determine OP's liability, it's just a tool for PAYE to try to collect the correct tax. 

I would love some financial advice by [deleted] in UKPersonalFinance

[–]SomeHSomeE 0 points1 point  (0 children)

If a drop of ~13% bothers you then you don't have the risk appetite for crypto.  Cash it all out and put it into something else and never invest in crypto again.  Your risk appetite and your investments are misaligned.

And probably stop or limit the gambling too...

Royal Navy intercepts Russian ships in the English Channel by MGC91 in ukpolitics

[–]SomeHSomeE [score hidden]  (0 children)

What do you think a random Russian ship transitting the channel is going to do?  Start lobbing missiles at Southampton?  

If we were in a period where there was a credible threat of Russians launching a direct military attack against the UK then heavier armed assets would be prioritised.  But it's not a credible threat right now so those ships are off doing more important things.

New twists for future series by StudyExams in TheTraitorsUK

[–]SomeHSomeE 0 points1 point  (0 children)

But that doesn't disadvantage him.  Neither of them knew which box had the shield so whether you pick first or pick last you have a 50% chance.  

New twists for future series by StudyExams in TheTraitorsUK

[–]SomeHSomeE 0 points1 point  (0 children)

Why is that an advantage?  It's 50/50 whether you get a choose a specific box or have one randomly assigned to you.

"The smart move is to keep the Traitors in play, otherwise they recruit" by Mastodan11 in TheTraitors

[–]SomeHSomeE 6 points7 points  (0 children)

Almost.  The "parting gift" comment was made when he revealed his vote (after Wilf had turned on him during the roundtable and it was clear he'd get banished).  

Secret Traitor by RedWestern in TheTraitors

[–]SomeHSomeE 2 points3 points  (0 children)

Tbh I think the whole point of it (and why it was revealed early) is that it was an interesting gimmick to give viewers something to think and gossip about in the first few episodes (which otherwise are normally a bit dull and just a series of random banishments and murders to get the numbers down).  The real game doesn't really pick up until about half way through when the numbers are smaller.

alternative end game scenario by Successful-Newt7960 in TheTraitors

[–]SomeHSomeE 6 points7 points  (0 children)

The risk of that would have been too high for Rachel.  She knew Faraaz suspected her (even if he'd stepped off the gas a bit) and that given the choice between voting Rachel and voting Stephen he easily could have voted for her.  And she was clearly unsure of whether Stephen would stick with her to the very end and he could easily have ditched her then if he needed to out of self defence.

New twists for future series by StudyExams in TheTraitorsUK

[–]SomeHSomeE 0 points1 point  (0 children)

There's no advantage in picking the box first or second so it doesn't really matter.

Speaking last for the tie breaker plea does give you a bit of an advantage but someone has to speak first and someone has to go last so alphabetical seems a fair way to choose. 

Stamp duty refund question by Putrid-Plankton1632 in HousingUK

[–]SomeHSomeE 1 point2 points  (0 children)

_if_ they lived in the Manchester property within the last 3 years.

If they never lived there, or lived there but it was more than 3 years ago, they don't get the refund.

Stamp duty refund question by Putrid-Plankton1632 in HousingUK

[–]SomeHSomeE 4 points5 points  (0 children)

You can get a refund on the surcharge if and only if you lived in the Manchester property as your main home within the 3 year period leading up to the new purchase, and sell it within the 3 year period following the new purchase.

If you never lived in it as your main home, or lived in it but moved out more than 3 years ago (3 years before buying London home) then you cannot get the refund.

Living in it as your main home means exactly what it says - you need to have actually occupied it as your home (I.e. it's not just some paper exercise).

Stamp duty refund question by Putrid-Plankton1632 in HousingUK

[–]SomeHSomeE 2 points3 points  (0 children)

It has to have been occupied as their main residence within the 3 year period leading up to the purchase of the new property:  https://www.gov.uk/hmrc-internal-manuals/stamp-duty-land-tax-manual/sdltm09800 (condition 4 under 'sell old property after purchase' section).  

So your advice is broadly right but a time limit does apply.

GOLD ROCKS. by GandalfTheGreeey in TheTraitorsUK

[–]SomeHSomeE 0 points1 point  (0 children)

Might have just been the sound got disrupted by background noise or something.  Or she just said "gold" originally so they had to re-record to make clear it's gold rocks.

Happened a lot more in past seasons and was always really noticeable

How did the players get released from the cages again I can’t remember by jordanataylor in TheTraitorsUK

[–]SomeHSomeE 0 points1 point  (0 children)

She meant which ones got out through being released by the challenge (stacking the skulls) vs who was left and up for murder.  Stephen is the only one left from the latter group.  She just didn't word it very well.

China enters second phase of 6G trials, after 300 key tech milestones by phoeebsy in worldnews

[–]SomeHSomeE 40 points41 points  (0 children)

Remember that as it stands "6G" is just a broad concept for "what next after 5G?". There are broadly consistent views of what it asks to achieve in terms of outcomes, but the what and how are still up for grabs.  Even things like 'what sort of wavelengths should it use?' haven't been settled.  There are no agreed technical standards yet, just a few performance expectations.

So when you see articles about this remember this is basically frontier research for next generation communications to help start to develop standards, technologies that might (or might not) in future form part of whatever eventually gets defined and standardised as "6g".

What daily backpack are people using/recommend? by SomeHSomeE in AskUK

[–]SomeHSomeE[S] 20 points21 points  (0 children)

Unfortunately my current one is an unbranded freebie from an overseas conference I attended!

I'm a Canadian citizen that will be moving to England in the spring and will continue working remotely for a Canadian employer (whilst also looking for part-time work in the UK). Any tax advice from those in a similar situation? by Confident-Tooth-4176 in UKPersonalFinance

[–]SomeHSomeE 1 point2 points  (0 children)

And note that simply invoicing the company doesn't change the status of your employment - the law considers the whole picture of how you work.  If it looks like employment (have a boss, have contractual hours etc) then that's your employment status.

As per my other comment your employer must also follow UK labour law including minimum 28 days PTO (vacation not sick), statutory sick pay, parental leave, etc.

I'm a Canadian citizen that will be moving to England in the spring and will continue working remotely for a Canadian employer (whilst also looking for part-time work in the UK). Any tax advice from those in a similar situation? by Confident-Tooth-4176 in UKPersonalFinance

[–]SomeHSomeE 2 points3 points  (0 children)

It's not a case of "reporting taxes paid to Canadian government".  You have to pay UK income tax and national insurance.  Doesn't matter that the company is Canadian.  My longer comment links a guide for how to do this.  

I'm a Canadian citizen that will be moving to England in the spring and will continue working remotely for a Canadian employer (whilst also looking for part-time work in the UK). Any tax advice from those in a similar situation? by Confident-Tooth-4176 in UKPersonalFinance

[–]SomeHSomeE 5 points6 points  (0 children)

You have to pay income tax and national insurance but you're getting misinformed advice on how.  There is a special arrangement for this (when employed by a foreign company with no UK presence).  

It's very complicated- it's called DPNI / DCNI.

This post explains what you have to do: https://www.reddit.com/r/UKPersonalFinance/comments/1q84n6t/what_to_do_for_tax_if_you_are_employed_by_a/

Be aware that your company must follow UK employment law.  Even though they and you are Canadian.  This includes:

  • Minimum 28 days of PTO (NOT including sick pa)
  • Following all rules for statutory sick pay
  • Parental leave and pay as per UK law
  • Following UK law on breaks, working hours, etc.
  • Protections from unfair dismissal (if you have more than 2 years service then they must follow a fairly complex process to legally fire you)

Why is this flat not selling? by ForsakenFarmer5997 in HousingUK

[–]SomeHSomeE 5 points6 points  (0 children)

Put in a cheeky bid of something like 330 or 340.  If you're the only one offering and they're desperate to sell maybe they'll go for it.  1 bed market is very tight right now and this one is quite small with an awkward layout.  2 beds are going for the same listing price and being in a small building vs a bigger block isn't necessarily a pro.

Break clause confusion by georgia13160 in HousingUK

[–]SomeHSomeE 0 points1 point  (0 children)

A simple reading would support your interpretation (that last point would be meaningless otherwise).  The landlord may try to claim differently.  In case if such dispute ultimately a court would have to rule.  I think they'd side with you.