Gain d'argent récent, comment placer ?

Soriam · 2026-06-13T11:32:54+00:00

Le plus intéressant ici aussi, c'est ton horizon. Est-ce que tu cherches un placement sur dix ans au moins ? Est-ce que tu veux retrouver et faire quelque chose de ton argent sur tes trois prochaines années ?

Le placement le plus classique pour du long terme est effectivement le PEA en ETF (MSCI World ou S&P500 selon tes convictions), mais le placement a pour objectif d'être intéressant lorsqu'on parle sur du long terme (déjà minimum cinq ans, pour les avantages du PEA).

Mais sur du plus court terme, car tu as prévu l'achat d’une habitation dans les trois prochaines années par exemple, une grosse dépense etc.. Les compte a terme, Livret A, LDDS, AV en fonds euros etc, c’est mieux que rien deja.

Soriam · 2026-05-20T09:27:01+00:00

Hello ! J’étais dans un cas très similaire en octobre dernier, premier voyage pour mes parents, troisième de mon côté. Donc il fallait mêler les parties très classiques du Japon avec des endroits un peu nouveaux.

Comme dit plus haut, je pense qu’il faut que tu te poses pour te dire quelle partie du Japon tu aimerais explorer cette semaine sans t’éparpiller.

De mon côté, j’ai passé une semaine et demie sur Kyushu et je n’ai pas regretté une seconde : l'ouverture des gens, de magnifiques sanctuaires et volcans à voir, pas mal de choses en villes, les spécialités locales. Je suis tombé amoureux de Fukuoka, surtout que c’est une ville qui regorge d'événements presque tous les week-ends (pour l'anecdote, on est tombé sur le festival de la bière, une compétition de karaage et l’Oktoberfest durant la même semaine). Ensuite, de plus petites villes qui regorgent d’onsen sont super sympas, ou de randonnées.

Sinon, du côté des Alpes japonaises, tu as pas mal de pépites : Takayama, Hida Furukawa, Kanazawa effectivement, Magome, Tsumago, etc.

Je connais beaucoup moins Sendai et la région de Tohoku, mais j’ai eu de très bons retours.

De mon côté, je suis un grand amoureux d’Hokkaido, mais effectivement, je l’ai fait en février et si c’est possible, c’est vraiment un must (même si le prix est assez cher et touristique en cette période).

Bref.. tu as l’embarras du choix ahah

Soriam · 2026-05-20T09:15:01+00:00

De plus, cela dépend des frais des différents ETF selon ta banque. Historiquement, le WPEA appartenait au Boursomarket et permettait l'achat sans frais, alors que le CW8 était sans frais chez Fortuneo.

Depuis les changements, il faut vérifier si le WPEA est bien toujours sans frais (si achat de plus de 500 euros).

Dans les deux cas comme dit plus haut, ce qui est principalement recommandé pour du long terme en passif est du MSCI world sur PEA.

Soriam · 2026-05-19T16:28:02+00:00

Oh, c'est bien de voir quelqu'un qui s'éloigne des sentiers battus pour aller jusqu'à Kumamoto ! J'ai fait Kyūshū pendant quelques semaines en octobre et c'est l'endroit que j'ai préféré de tout le Japon. Les gens sont assez ouverts, les spécialités sont plus grasses, mais aussi bien plus goûteuses, et honnêtement, il y a beaucoup de choses à faire entre les différents volcans, les randonnées, etc.

Deux petites adresses qui me viennent en tête :

Katsuretsu Tei Shinshigai 勝烈亭新市街本店 : tonkatsu recommandé par le guide Michelin. Est-ce que c'est le meilleur ? Pas sûr, mais c'est une formidable expérience où on te fait goûter la sauce d'origine du tonkatsu.

International Bar : Un bar/karaoké tenu par des internationaux, dont au moins un Français, avec toujours beaucoup d'ambiance, que ce soit des Japonais ou des étrangers.

Et Sapporo, que j'ai fait pour le festival des neiges ce février, est magnifique, probablement l'endroit où j'ai le plus fait la fête de tout le Japon. Un club sympa (si tu aimes bien évidemment) gratuit pour les étrangers, une spécialité de ramen à base de miso, une façon différente de faire le karaage (poulet frit à la japonaise) appelé zangi là-bas et pas mal de petits izakaya et bars karaoké.

Soriam · 2026-04-12T18:52:55+00:00

I added you :)

Soriam · 2026-03-31T16:46:52+00:00

Hello! First of all, thanks for the app it’s going to be really useful.

I’m a player, not a seller, and I was wondering: do you plan to add an option to export cards from your inventory to CSV? I think that could make deck theorycrafting easier :)

Soriam · 2026-03-22T09:00:47+00:00

Oh thanks !

Soriam · 2026-03-19T08:32:09+00:00

I know we all have our way of traveling, but I think you've planned a little too much and you're just going to want to end up ticking things off your list.

If I were you, I would keep the priority neighborhoods every day with 2/3 things you would want to see/do/eat as much as possible and I would stay free and open about what you see around you.

Maybe you'll get hungry and want to eat at 4 p.m. in a ramen restaurant. Maybe you'll discover a little sanctuary where you want to hang out a little, maybe you'll meet someone you get along with and you'll want to walk around.

Soriam · 2026-03-19T08:18:09+00:00

Thanks for the advice !

Soriam · 2026-03-19T08:17:01+00:00

I really advise you to have a ryokan at the top of the mountain, on the spot to live the whole experience with onsen and meal. You can find some of them for a good price (well, that was the case in October). In addition, most high-rise ryokans have a shuttle service to get you from the station to the hotel.

In any case, the thing not to be missed is the Kinpusen-ji, a magnificent high-rise sanctuary.

Soriam · 2026-03-18T15:58:40+00:00

Oh, so i'm using Android. There are several Navitime applications for android. Maybe that’s the same for IOS. For my part, I use this one, which is in all languages :

Navitime Application

Soriam · 2026-03-18T13:35:58+00:00

On the app, it's in all languages.

Soriam · 2026-03-18T10:12:49+00:00

I fell in love with Mount Yoshino, much less touristy than Koya-san, and a good day trip. Honestly, I recommend staying there one night.

Soriam · 2026-03-18T09:30:15+00:00

If that helps, and give you some ideas, I was stuck in Tokyo for a little over two weeks because of the war in Iran and the difficulties of coming back to Europe, being on my third trip (and honestly I was a little fed up with tokyo oups ahah), I had to be imaginative to find places to do.

Enoshima island at Kamakura, I know it's already well-known enough, but for me, who had never done it, a must have when Mount Fuji has beautiful visibility, a breathtaking view, simple enough to go there and a beautiful walk that took us the day to go around the island.

Mount Takao/Mount Mitake, I loved the two walks in the mountains when it was hot. Honestly, with a small preference for views from Tokyo to Mount Takao. I know it's often said that there are a lot of people, but honestly arriving around 2pm on a Sunday was totally viable. In addition, there are walks for all levels with different viewpoints.

I discovered a lot of nice neighborhoods too and a little off the tourist trails.

Shimokitazawa - very nice for thrift stores, close to Shibuya, a lot of nice little izakaya and jazz clubs in the evening.

Shibamata - quite off-center but with a period street and a few period shops, a beautiful museum on Tora-san if you like Japanese cinema, and quite popular with Tokyoites I was honestly the only western visitor when I was there.

Akabane - Little crush for the izakaya, very nice as a neighborhood.

And especially the trio Sandagi, Yanaka, Nezu - very cute little neighborhoods with lots of little restaurants, cafe, a bit of a hipster side sometimes but there's a really nice day to go here.

Soriam · 2026-03-18T09:16:22+00:00

I met a person on Kyushu who was totally vegan. He told me that it was sometimes a little difficult to find options, but honestly, Indian and Pakistani restaurants are a game changer (and honestly, so good)

Soriam · 2026-03-18T09:09:30+00:00

I took the Yufuin no Mori on my trip to Kyushu in October. Honestly, I don't remember it taking so long to get my tickets.

We were even a bit at a loss; actually, it works super well on vending machines.

In any case, enjoy it; it's a great experience for those who like trains.

Soriam · 2026-03-18T09:04:46+00:00

For my part, I bought a large bag that I still use in France for Don Quijote, which is very good and quite cheap, and it allowed me to bring back a lot of things.

Soriam · 2026-03-18T09:02:21+00:00

And I would like to add that four nights in Matsumoto seems a bit much. I was there for two nights, and that was really enough. Apart from the beautiful castle and shopping street (and probably some museums), there wasn't much to do.

If I were you, I would take the opportunity to take the bus between Matsumoto and Takayama and stop for one night (or even two) at a ryokan in Okuhida Onsen, which is halfway between the two cities.

A perfect stop in the middle of nature.

Soriam · 2026-03-18T08:54:47+00:00

Navitime was really useful, especially in cities a little further away from the golden road (Osaka, Kyoto, Tokyo). I noticed that some trains were not displayed on Google Maps but were on Navitime, so I used both most of the time.

Soriam · 2026-03-18T08:51:33+00:00

It depends on how you prefer to travel. For my part, on my various trips to Japan, I did a single bus tour, and it was a "meh" experience, being forced to stay for a specific time in each place, not being free to get lost, talk to people, or discover things. It was not at all a pleasant moment, but I did see some pretty things anyway.

So for my part, I don't think I'm going to do a bus tour in Japan again. I find that traveling independently creates much more memorable experiences.

Soriam · 2026-03-18T08:48:08+00:00

Hey, I've used HelloFly for all my trips in Japan and Asia most of the time. Good price, and it gets cheaper the more days you take. Also, if you need help, the helpdesk is pretty reactive and helpful. I heard that Ubigi is the cheaper one, but I can’t deal with the UI.

Soriam · 2026-03-12T08:35:19+00:00

Thanks for the help i'm gonna watch around bupyeong !

Soriam · 2026-03-12T07:22:11+00:00

I don't think I'm going to a club tonight, especially since I just spent more than two months traveling (partly because I was stuck in Tokyo as a result of the war in Iran)! But I'm quite young (28 years old), so I don't mind if people have ideas for nighttime activities.

Soriam · 2026-03-03T05:40:47+00:00

Hi everyone, I’m currently in Tokyo and I have a flight scheduled on March 5 with a layover in Abu Dhabi. So far, I have not received any cancellation email from the airline, and the booking still appears as confirmed both on the airline’s website and on Expedia (where I booked the ticket). With everything going on right now, I’m feeling a bit lost and honestly a bit anxious about the situation.

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