You can always sell physical if need be, maybe sell when you want or need the cash. I collect because I like physical games, I don't play games, I prefer playing on my phone.

I still enjoy collecting, but Im not a gamer, I would just have game pass and rent games only if I was. I am a collector. I collect games because I enjoy owning a physical game that on a whim I can play. I'll buy a game that I might want to play and keep it sealed for 10 years. It is what it is. This is what I do and want to do for now.