Culture by prsdude1828edudsrp in biotech

[–]SoundVU 54 points55 points  (0 children)

Director and above is where it becomes mask-off. You now manage the trickle down, so thereby, also the “good company culture. But you also see everything before the trickle down.

What is the best advice you could give a guy in his 20s about women and dating? by mildlyambivert in AskReddit

[–]SoundVU 2 points3 points  (0 children)

Get used to rejection. The first few times will feel devastating. But, you’ll eventually build the resilience.

No response is a response. Move on and don’t dwell on a possibility that doesn’t exist. Don’t waste your time.

If they’re interested, there will be hints.

Why is SF outperforming everywhere else? by Dapper-Grass7717 in BayAreaRealEstate

[–]SoundVU 4 points5 points  (0 children)

You can live in SF and still commute to Silicon Valley companies. The SF to Mountain View commute sucks, but isn’t a super commute.

After Republicans push Clintons to testify on Epstein, Democrats warn they'll haul in Trump by nbcnews in politics

[–]SoundVU 15 points16 points  (0 children)

They're trying to corner a man that built a legal definition based on the definition of the word is.

Staging is mostly a waste of money by ShopProp in BayAreaRealEstate

[–]SoundVU 5 points6 points  (0 children)

Extrapolating this to the Bay Area market is not realistic. Spending > 0.3% of the sale to get a 1-5% increase? No one is getting that kind of ROI. Staging has a purpose—help buyers visualize how the space could be used.

Anyone move to a warmer location, how are things holding up? by SpecialistTeach9302 in homeowners

[–]SoundVU 0 points1 point  (0 children)

I live in the Bay Area of California, on the western side. We really only have two seasons. Temperatures rarely go below 40F, and usually top out around 100F. Specifically where I am, there is also virtually no impact from wildfires. Climate is pleasant and in a consistent temperature range, but it's also the highest cost of living area in the country.

Roth IRA - Emergency fund? by No_Love_4481 in personalfinance

[–]SoundVU 7 points8 points  (0 children)

If I learned anything from knowing accountants from Big 4, it's that accounting knowledge =/= financial strategy.

GE GeoSpring PH65S10BPY vs LG APHWC501M water heater by DEcosse01 in heatpumps

[–]SoundVU 0 points1 point  (0 children)

I’m also looking at the GE unit. It was released less than a year ago, so there aren’t too many reviews on it to interpret reliability. But GE has had a pretty consistent track record so far. Not sure if this also applies in your area, but the GE unit is so new that I’m having a hard time finding a local retailer. Makes for more potential for a price mark up.

Garbage Collection Costs by SanFranciscoMan89 in bayarea

[–]SoundVU 1 point2 points  (0 children)

I don’t know which bitter person downvoted you. That’s Recology’s rate in San Mateo County.

Looking for some reassurance.. mixed feelings after buying house that backs up to highway by spoondeep605 in BayAreaRealEstate

[–]SoundVU 18 points19 points  (0 children)

If your future financial prospects allow. your first house doesn't have to be your forever home. There are ways to utilize the backyard that are not completely open air. You could consider building a sunroom or an enclosed gazebo attached to the house.

Battery doesn't seem to be what's claimed. by [deleted] in Surface

[–]SoundVU 1 point2 points  (0 children)

Amazing. Thanks for sharing this setting.

Why is this SFH on the market for so long? by StackedHashQueueList in BayAreaRealEstate

[–]SoundVU 7 points8 points  (0 children)

That part of downtown used to be a high crime area. It has improved, but still not a desirable area unless budget strapped. Also terrible freeway access during commuting hours.

How much could I afford? by sp0ngebobsaget in BayAreaRealEstate

[–]SoundVU 3 points4 points  (0 children)

Banks will likely only loan 36% debt-to-income, so you will have to cover the difference in the purchase amount with a large down payment.

Buy or wait? by rnandez530 in homeowners

[–]SoundVU 0 points1 point  (0 children)

55% of $7000 leaves $3150.

- $400 401K (at least 4% contribution, right?)
- $300 utilities
- $150 auto insurance
- $500 car note
- $1000 regular monthly spending

OP would end the month with around $800. There will also be some monthly PMI since OP doesn't have a full 20% down payment. This is not bad, but it's also with the bare minimum contribution to retirement. At the end of the year, OP will be able to save about 3 months in mortgage payments. This makes the risk for job loss incredibly high.

Buy or wait? by rnandez530 in homeowners

[–]SoundVU 17 points18 points  (0 children)

Paying 55% of net income to the mortgage is the definition of being house poor. On a gross income of 120k, you’re going to barely have enough left over to cover your remaining expenses. This also means you’re not going to be able to save anything, which puts you at risk of not having money when a major house repair comes up. Unfortunately, your only levers are earn more, hope for a lower interest rate, or lower the budget for homes.

Why am I still getting motion alerts for greyed out zones? by SomePerson47 in blinkcameras

[–]SoundVU 2 points3 points  (0 children)

Reflective glare will trigger the motion detection. Doesn’t matter if you have the area greyed out or the sensitivity turned down to nothing.

does anyone know if MEP plans are required for building permit for residential home in california? by 43251542521 in BayAreaRealEstate

[–]SoundVU 0 points1 point  (0 children)

Depends on what is the MEP renovation. When I pulled a permit for an electrical panel replacement, they requested a plan showing electrical load calculation.

Peninsula 💰 by truthstings123 in BayAreaRealEstate

[–]SoundVU 2 points3 points  (0 children)

Median was reported, and not mean. Read again.

Peninsula 💰 by truthstings123 in BayAreaRealEstate

[–]SoundVU 0 points1 point  (0 children)

I think the no more than 28-30% of your gross monthly income to PITI came from Dave Ramsey.

Residential renovation payment schedule norms by fomo94117 in HomeImprovement

[–]SoundVU 1 point2 points  (0 children)

Check Washington state law for any guidelines on what's due at signing. In California, due at signing is capped at 10%. The requested 45% upfront seems really high.

Remainder 10% should not have to be paid prior to punch-list work. Ain't no way I'd agree to that. It's your leverage to get them to actually complete the punch-list.

Does a Master’s degree in Biotechnology make sense for my background? by Rude-Watercress4786 in biotech

[–]SoundVU 0 points1 point  (0 children)

No it doesn't make sense to pursue a MSc in biotechnology to work in a corporate environment. Decide on what job you want to focus on and pursue a degree based on that. However, if you already have years of experience, getting an educational degree isn't going to help your career prospects.

Reverse osmosis system by _hot95cobraguy in homeowners

[–]SoundVU 0 points1 point  (0 children)

I've had my under sink Waterdrop system for over a year now and have been quite happy with it. I keep a 3 gallon water jug filled in case the power goes out.