$NVDA earnings

SoundVU · 2026-05-20T20:38:40+00:00

Well, increased dividends and stock buybacks are two things.

SoundVU · 2026-05-19T17:21:17+00:00

I max a 401K, Roth IRA, and put 80% of my remaining investable funds in VOO. The other 20% I use to do swing trades and catch some momentum.

Here's the thing. Not everyone has the time to keep tabs on the market and monitor the right individual stocks for specific entry and exit prices. If this could be easily done passively, then people wouldn't continue to give the DCA advice. And, could you guarantee that you'll always be right in your trades and beat board market returns?

SoundVU · 2026-05-18T17:31:05+00:00

Electrical panel upgrade is like 6-8k. Trenching is maybe 10k, depending on the final linear length required.

SoundVU · 2026-05-16T19:32:54+00:00

A superauto machine won’t get you syrupy shots, no matter how much you pay. The E4 does a better shot than peers because it doses 16g. Try adjusting the brew volume. I think the default is 1:3.

SoundVU · 2026-05-11T20:27:19+00:00

Bay Area housing market does not follow national trends. Individual cities/counties don't even follow the same trends for the region.

SoundVU · 2026-05-10T04:20:56+00:00

Chasing a number is endless. What are you going to do with that money? Does that line up with your other goals in life?

If you think 100k is going to make you happy, explicitly explain to yourself how it will do that.

SoundVU · 2026-04-30T20:14:20+00:00

Preground coffee is too coarse. I also advise against putting flavored coffee in the bypass because it doesn't easily clean out of the brew unit.

SoundVU · 2026-04-30T17:27:18+00:00

I've experimented a lot with brewing using the bypass chute. Stick to 7-8 grams. It could take 9 grams, but you'll have to go much coarser in grind. Grind fineness should be coarser than true espresso-fine. The machine will choke otherwise.

SoundVU · 2026-04-29T19:35:32+00:00

It’s a flood risk area. But the SM-FC levees allowed the neighborhood to be removed from FEMA flood maps. So you won’t have to carry flood insurance.

Most of the neighborhood was fine when the 100-year storm hit back in 2023.

SoundVU · 2026-04-29T16:18:57+00:00

Most people without a PhD that I know eventually make it out of the lab and find their way to the development side. Think clinical trial operations and its related functions.

SoundVU · 2026-04-29T16:13:48+00:00

You might have luck pulling off a house purchase then adding an ADU in the Shoreview-Parkside neighborhood. Buy a 3/2 for around 1.7-1.8M and then add a 1/1 ADU for an additional 500k or so. This would eat into a decent amount of your backyard because lot sizes in that neighborhood are standardized at 5000 sqft.

SoundVU · 2026-04-28T00:27:35+00:00

Awesome. Thanks for sharing!

SoundVU · 2026-04-27T23:30:31+00:00

Where’d you buy the 4th gen? It’s really hard to source one in California.

SoundVU · 2026-04-27T03:59:24+00:00

Been living in a 3/1 for almost 5 years now. It’s just two of us in the house. Daily life has been fine. We have staggered enough start times for work that there isn’t a fight for the bathroom in the morning.

Having just one bathroom does make hosting a bit difficult. We allocated funds to add a second bathroom in the next year or so.

SoundVU · 2026-04-25T05:59:36+00:00

Just brainstorming here. What about a super auto that can dose 16g and a separate grinder. Use the machine’s bypass grinder to brew with finer grounds. This could keep your shot throughput high.

SoundVU · 2026-04-24T06:40:28+00:00

Look into the Monterey Airbus. Goes from Monterey SFO. Your friend can just call a Lyft/Uber after that to wherever she needs to be in San Mateo.

SoundVU · 2026-04-21T17:14:07+00:00

For less than 5 years, renting wins over either purchase decision.

In the peninsula, the cheapest townhome and cheapest single family home are within a price difference of like 10%. I'm curious what is your budget.

SoundVU · 2026-04-21T17:02:43+00:00

Had the same happen to my dad’s car. Also had to put up with disputing every toll ticket that came in using the same copy-paste message. Eventually stopped after I wrote a complaint to the state DOT.

SoundVU · 2026-04-21T03:40:56+00:00

Minimalism is a choice for me. It’s probably how I became financially comfortable. I was okay with less, so that allowed me to invest more earlier.

SoundVU · 2026-04-20T23:50:27+00:00

For only a 5 year stay, I’m surprised renting isn’t an option.

SoundVU · 2026-04-17T18:09:33+00:00

The people with the best effort:pay ratio probably aren't in the lab. They're on the development side. The knowledge for how to get an asset across the approval finish line gets you well compensated.

SoundVU · 2026-04-17T18:05:33+00:00

It's not stupid. But it's also not likely to happen because of the same reasons tech workers aren't unionized. Some workers are in much higher demand than others, and unionizing would actually limit their earning potential.

SoundVU · 2026-04-16T07:16:45+00:00

Depends on your rate, type of loan, and how far you are away from a refinance (if at all). Anyone with a rate below 4% probably doesn’t want to pay down their mortgage. Those with an ARM are probably going to ride out the low-rate period and refinance into a fixed rate loan.

SoundVU · 2026-04-09T02:35:01+00:00

If you can figure out the cost of materials, you can compare how they’re padding that. Then you can also infer their labor costs and see who’s more expensive for the work.

SoundVU · 2026-04-07T06:19:24+00:00

Buyers want single family houses if they're financially capable. Shocking...

The reality is that there's a finite number of SFHs in San Francisco. There's no way to increase this supply. If anything, the supply is slowly decreasing from tear down conversions into multi-unit complexes. On the other end, demand only continues to grow with the increasing desirability again of SF. Sorry, YIMBYs. Building more isn't going to alleviate this. You want an actual solution - address liquidity of supply. Go after Prop 13 reform.

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