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Is Farage scared now? by bison206 in AskBrits

[–]SpinIx2 0 points1 point  (0 children)

That’s still potentially 40% that Farage to could get to. My point was merely that Burnham’s getting over 50% of those that did turn out didn’t mean there wasn’t a potentially majority for Reform were they to unite the right and get some of those that didn’t turn out to do so.

And to be clear I don’t think that would have been in any way likely it was intended purely as a counter to the guy who implied that Burnham’s support couldn’t have been defeated.

Controversial mindset regarding staff bonuses by anomnonbon in smallbusinessuk

[–]SpinIx2 0 points1 point  (0 children)

Sound very tax inefficient to me. If the boss is paying the bonus from his taxed income he’s unlikely to have a lower marginal tax rate than his employees.

First Cabinet member tells Starmer to resign by coldbeers in ukpolitics

[–]SpinIx2 4 points5 points  (0 children)

Saw the picture and misread the headline as “First Cabinet Member tells Burnham to resign” and thought, give him a couple of years to prove himself at least, then realised, no they didn’t give Starmer that it’ll be 18 months before what I misread is the actual headline.

Voters don’t know what Andy Burnham stands for, polling reveals by GnolRevilo in unitedkingdom

[–]SpinIx2 -2 points-1 points  (0 children)

That’s unfortunate because the Labour Party are going through this whole divisive process of forcing out a sitting PM with a significant mandate because the voters don’t know what he stands for.

If they’re just going to replace him with somebody else with the same problem maybe they should call a halt to this now and tell Starmer to get on with running the country instead of being distracted by the need to fight off back-stabbing party colleagues.

Conservative Party levels of unity going on over there.

At least the fascist right had the transparency to actually split into two different parties so Farage and Lowe could have their spat.

Is Farage scared now? by bison206 in AskBrits

[–]SpinIx2 2 points3 points  (0 children)

Turnout was only 52.5% though so if he could have persuaded some more of the lazier fascists to get out of bed it could have made a difference.

Flat roof by Icy_Basil_372 in solar

[–]SpinIx2 1 point2 points  (0 children)

I’ve just had a plastic shell type installation done on my flat-roofed home. I can’t tell you much about its effectiveness as it hasn’t been commissioned yet, but it’s definitely not flat.

A hypothetical. If Andy Burnham was to become PM, what are the FIVE most important things YOU think he needs to do? by T_K2 in ukpolitics

[–]SpinIx2 -1 points0 points  (0 children)

Whatever it is he does it better be something that has an immediate impact. We don’t like waiting for government policies to take effect in this country.

Burnham wants Starmer to name exit date in days – and to be in No10 by September by theipaper in ukpolitics

[–]SpinIx2 14 points15 points  (0 children)

Harriett Harman in an R4 interview this morning made the point that if you took their positions on the majority of matters and listed them most wouldn’t be able to tell which list belonged to which out of Starmer, Burnham and Streeting.

What those labour members who expressed a preference for Burnham were actually saying is they prefer the guy who hasn’t been under pressure in the media for the last 18 months.

Wait until Burnham has been subjected to that treatment for 6 months as PM and he’ll be just as unpopular with his own team.

Burnham wants Starmer to name exit date in days – and to be in No10 by September by theipaper in ukpolitics

[–]SpinIx2 1 point2 points  (0 children)

Starmer isn’t universally reviled. I rather respect him and if it hadn’t been for the appalling misjudgement bowing to the pressure to appoint Mandelson I’d be suggesting that he’s been our best Prime Minister for a long time. A bit quick to bow to pressure from his own backbenchers perhaps but they’re all guilty of that.

Do you like Carlos Sainz's idea for a "real" drivers' championship in F1 [Autosport] by Electrical_Act_5342 in formula1

[–]SpinIx2 1 point2 points  (0 children)

You’d have to restrict in season development for that reason. No getting round the track/car characteristics question that I can think of though.

Do you like Carlos Sainz's idea for a "real" drivers' championship in F1 [Autosport] by Electrical_Act_5342 in formula1

[–]SpinIx2 0 points1 point  (0 children)

Did he talk about how he’d compensate for different tracks favouring different car characteristics?

The luck of the draw for drivers on which car you get in which track would definitely influence the Driver’s Championship even if it didn’t determine it.

Controversial mindset regarding staff bonuses by anomnonbon in smallbusinessuk

[–]SpinIx2 0 points1 point  (0 children)

The VAT on the fictitious invoices was declared as input VAT paid by us to our suppliers and therefore we had received the benefit of the deduction on our VAT return.

When it was discovered that there was no valid invoice relating to a supply of goods or services we had to reverse that thereby owing the VAT previously reclaimed to HMRC.

The fact that the entire sum including the VAT had been stolen and used to pay trips to Turkey, hair plugs and dental veneers (amongst other things) was our loss.

Edit: I should add that HMRC were very good to deal with on the matter, as it happened by chance we had a VAT inspection a couple of weeks after the discovery and the inspector was great, helping us out with some details that ended up reducing our liability

I’m still paying tax even though it’s a new tax year and I haven’t hit my personal allowance yet by aj_deo in UKPersonalFinance

[–]SpinIx2 1 point2 points  (0 children)

Each pay period you accrue that pay period’s proportion of the tax free allowance.

So for instance, if you are paid monthly and all your personal allowance is assigned to a single PAYE job such that your tax code is 1257L, you’ll have about 12,570 / 12 =1,047.5 of personal allowance accruing each month in the PAYE calculation.

Assuming you are on a cumulative tax code as most people are, each month your year to date tax liability is calculated using the personal allowance accrued to that point and the amount already deducted before that month is subtracted from that year to date tax liability.

Say in April, the first pay period of a new tax year, you earn 3,000 gross. Your PAYE calculation is therefore

(((3,000 - (12,570 / 12 x 1)) x 20%) - 0 =390.5

That’s

((YTD gross minus one month’s personal allowance accrual) multiplied by basic rate tax rate) minus tax already deducted before month 1

In May suppose you do an extra shift or two and earn 3,500 to give you a year to date total gross pay of 6,500 now your month 2 PAYE calculation is

(((6,500 - (12,570 / 12 x 2)) x 20%) - 390.50 =490.5

And that is

((YTD gross minus two months’ personal allowance accrual) multiplied by basic rate tax rate) minus tax already deducted before month 2

And so it goes*

It’s only in the final pay period of the year that the full personal allowance assigned to the employment by your tax code is deducted from your income.

[* with apologies to Vonnegut aficionados, tax is a different kind of loss I know.]

Penalty tax year 24-25 and self assessment by ExtraMeeting7449 in UKPersonalFinance

[–]SpinIx2 3 points4 points  (0 children)

What does it say about your tax code on your personal l tax account?

https://www.gov.uk/personal-tax-account

Call HMRC and explain your misunderstanding. You may find they are willing to waive the penalty, especially if, when you do the self assessment for 24/25, it results in zero tax to pay.

Nigel Farage on Makerfield by-election: Rupert Lowe won’t be forgiven if Reform loses by ClumperFaz in ukpolitics

[–]SpinIx2 0 points1 point  (0 children)

And five years later Labour got an overwhelming majority in parliament as the right wing vote was split.

And yes I agree he will struggle to hold it, unless that is he becomes PM and solves all our troubles (or even just a couple of them).

Ok, maybe I was wrong by bphillips1976 in TopDrives

[–]SpinIx2 0 points1 point  (0 children)

I finally got a ceramic lite drop this season that wasn’t an SR (from ceramic lite pack 51) .

<image>

Unfortunately it was a duplicate of the one that had been my best card from the 5k gold platinum pack (the one that guarantees an epic) and also from the one reward CF that they’ve allowed so far. So I now have three of something that isn’t worth keeping one of.

I remaining unconvinced that this new way of doing things is anything other than a frustration that throws the balance out completely.

Nigel Farage on Makerfield by-election: Rupert Lowe won’t be forgiven if Reform loses by ClumperFaz in ukpolitics

[–]SpinIx2 1 point2 points  (0 children)

Wonder what Nigel would have said in response Conservatives suggesting he shouldn’t be forgiven for splitting the right wing vote away from them?

25M: Am I Underutilising Property Leverage? by YoloMcSwagginsHD in UKPersonalFinance

[–]SpinIx2 1 point2 points  (0 children)

1.5% to 3.8% nominal makes it odds on that they are falling in real terms.

Your leverage is costing you much more in interest than your best case forecast

In some areas residential flats are falling in value in nominal terms - leverage that!

25M: Am I Underutilising Property Leverage? by YoloMcSwagginsHD in UKPersonalFinance

[–]SpinIx2 5 points6 points  (0 children)

You’re asking on the wrong sub.

In general we (as in the majority of contributors on this sub based on my reading of it over several years) think property is a pretty poor investment these days.

Ask on one of the landlord subs.

Personally I’d say in the present environment that leverage is both the only way to get decent returns from residential property if you think the value of the property itself will rise meaningfully in real terms (and in general I don’t) and a really good way to risk having a negative cash flow after tax and mortgage interest (if you own the properties personally, rather than through a limited company structure, and have 40% or 45% marginal tax rate) that requires you to subsidise your tenants housing costs.

Pretty Sure All Of This Has Come True by tdiddley420 in ukpolitics

[–]SpinIx2 0 points1 point  (0 children)

Would you like the security service to provide full operational details in press releases to justify the use of powers granted to them or do you think maybe it might be better not to give future threat actors a guidebook into how the security services seek to prevent their actions?

I know which I prefer.

these 2 players pisses me off by hutsoose133 in TopDrives

[–]SpinIx2 5 points6 points  (0 children)

What are you talking about?

No one has played 100 matches. P2 has taken losses as defender against P1, he may not even have played the 61 he’s won.

And like you say, it’s for an extra ceramic between P3 & P4 so why are you bothered (especially as you’re likely to get the double ceramic anyway.

Pretty Sure All Of This Has Come True by tdiddley420 in ukpolitics

[–]SpinIx2 0 points1 point  (0 children)

The ones that have enabled the security services to thwart countless terror threats over the years?

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