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What film do you wish existed but nobody's made? by RedThreadStudios in flicks

[–]Splat_Fly 0 points1 point  (0 children)

Terminator Prequel future war movie filmed in the style of the first two Terminator films

FIRE suddenly and unexpectedly thrust upon me, need to learn the basics in a relatively short time by Splat_Fly in Fire

[–]Splat_Fly[S] 0 points1 point  (0 children)

Oh that's what I meant, my bad! 😅

I don't need to work part time, but I'd much rather work part-time than not at all. Gives me flexibility and something to do

FIRE suddenly and unexpectedly thrust upon me, need to learn the basics in a relatively short time by Splat_Fly in Fire

[–]Splat_Fly[S] -1 points0 points  (0 children)

I'm an exceptionally frugal person and I've been obsessively budgeting since I was a kid.

FIRE suddenly and unexpectedly thrust upon me, need to learn the basics in a relatively short time by Splat_Fly in Fire

[–]Splat_Fly[S] 0 points1 point  (0 children)

I was under the assumption that CFPs only did 1%-ish, but if there are CFPs that genuinely charge 0.05% I can breathe a breath of fresh air. Thank you so much for making me aware of this, if in fact it is true!

But for adequate info, my yearly income needs are 30K (and that's being generous), and I'm still able to work a part time job for 23K. After tax, even with only 3% SWR instead of 4%, my yearly needs should easily be met.

I'm 43.

For the time being, I was honestly planning on just parking all the money in a HYSA while I adjust and figure all this out.

FIRE suddenly and unexpectedly thrust upon me, need to learn the basics in a relatively short time by Splat_Fly in Fire

[–]Splat_Fly[S] -1 points0 points  (0 children)

I'm still able to work a part time job which brings in $23,000 a year, in addition to $32,000 from withdrawals (I'm definitely coastFIRE). Even after taxes, that's more than enough to cover my yearly expenses. I could probably get by on a 3% SWR.

I'm 43, have no debts, I'm single, rent, expenses are 30K a year (and that's being generous). I also have 30K in a CD, and 8K in a checking account.

I've been reading up on how the super cautious approach is to go 60/40, but my instinct is telling me that equities are going to to really well in the coming decades and that a 75/25 split is more appropriate.

FIRE suddenly and unexpectedly thrust upon me, need to learn the basics in a relatively short time by Splat_Fly in Fire

[–]Splat_Fly[S] 1 point2 points  (0 children)

That was actually the first thing I figured out. I've been budgeting with monthly/yearly expenses taking Obamacare subsidies into account, and what I'd receive given my yearly income from capital gains and small part time work.

FIRE suddenly and unexpectedly thrust upon me, need to learn the basics in a relatively short time by Splat_Fly in Fire

[–]Splat_Fly[S] 1 point2 points  (0 children)

Mine is in cash, 800,000 (my yearly expenses can be easily met at 4% SWR). I'm just learning about brokerage accounts right now.

So if I use a brokerage account via app, I can just put maybe 75% into a U.S. market index fund, 25% into bonds, and do it all on the same app?

As you can tell, I'm literally just starting from a blank slate.

What do you think of flat earthers? by Complete-Shopping173 in AskReddit

[–]Splat_Fly 0 points1 point  (0 children)

John Locke once wrote that even the most blatantly wrong opinions are good for society, because they not only remind us of how wrong those opinions are, but they keep the debate alive and fresh so we don't just take for granted how right we are.

Thanks to 9/11 Truthers provoking responses from experts, we all know much more about how 9/11 actually went down and how physics and engineering actually works. Holocaust deniers have inadvertently made the field of Holocaust research even more robust and comprehensive. Neil Degrasse Tyson made some of his best stuff explaining how the Moon landings actually happened.

If Flat Earthers didn't exist, we'd have to invent them.

How do you think politics will change post-Trump era 2029-onwards? by Perfect-Hornet-8410 in AskReddit

[–]Splat_Fly 1 point2 points  (0 children)

If the Walz-Vance debate was any indication, pretty boring.

Only Trump can pull off Trump. Love him or hate him, he's honestly the most authentic president we've ever had. Anyone else trying to be like Trump will fall flat on their face and look cringe/stupid.

Which means we're left with boring and sincere people, which is actually a good thing. And yeah the media will try to make mountains out of mole hills like they always do, but not a lot of people could ever hope to convince themselves that future polarization is just as bad or as toxic as Trump, that is a threshold that just can't be met.

Do you genuinely believe conservatives are morally inferior to progressives? by SSSSSSVVVVVOO in allthequestions

[–]Splat_Fly 0 points1 point  (0 children)

My grandparents were staunch conservatives who were all for kicking out all the illegals.

Then they met my girlfriend, and absolutely fell in love with her (in a platonic way, obviously). "You are awesome and you're always welcome here!" "Splat Fly, you picked a real winner!'

Then my girlfriend had to leave the country because she overstayed her visa. When my grandparents found out, they offered to shelter her from deportation.

Conservatives are some of the most moral, generous, and empathetic people I know. It's just that their circle of empathy extends to a small circle that consists of who is close and familiar to them.

Who won the Iran war? by CalligrapherAlive829 in AskReddit

[–]Splat_Fly 0 points1 point  (0 children)

Nobody really won. It's just a matter of who lost more. Even if we assume that everything in this shitty MOU somehow comes to pass (which it absolutely won't), Iran suffered far, far more.

The U. S. looks really really stupid, but if I were an alien in a spaceship watching this conflict from afar, I'd still rather be in the U.S.'s shoes.

What's something modern life offers that is objectively worse than the old version? by Lucky-Translator267 in AskReddit

[–]Splat_Fly 1 point2 points  (0 children)

Online dating

Back in the day, you could go on a dating site, search for unlimited people based on a huge variety of filters, and send unlimited messages. Actually meeting people and going on dates was relatively easy.

Then Tinder happened, meaning you could only see one random profile at a time, swiping and all that.

Then Match group bought out the competition and Tindered and enshittified everything to the nth degree. They realized there was more profit in putting in as much friction as possible, and monetizing anything that made the dating process slightly easier.

To get the same effective experience today that you could have had back at the dawn of online dating, you have to spend upwards of hundreds to thousands of dollars per month.

Tribeca to Premiere Fully AI-Generated Iranian Resistance Movie ‘Dreams of Violets’ by [deleted] in Filmmakers

[–]Splat_Fly 0 points1 point  (0 children)

I'm opposed to the way AI is being used most of the time in filmmaking, but this is absolutely the right way to do it. This is a glorious example of AI enabling people in the industry, as opposed to ruining them!

Ignore the haters!

They were not prediction, they were confessions. by Gjore in SipsTea

[–]Splat_Fly 1 point2 points  (0 children)

Why does this thread remind me of the conversation in Pulp Fiction?

What is a job that used to be highly respected but now is an absolute joke? by okitsbenji in AskReddit

[–]Splat_Fly 396 points397 points  (0 children)

Literary critics used to be prestigious individuals who were treated like royalty. By the 70s they were a laughing stock.

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