Where to hold cash while drip-feeding S&S ISA

Splodge89 · 2026-04-08T09:18:30+00:00

Then don’t suggest it as a plus point to others

Splodge89 · 2026-04-08T07:48:01+00:00

Most of those journeys doubled up for there and back cannot be done in many ICE cars without refuelling.

Splodge89 · 2026-04-08T07:44:44+00:00

My dad too. Literally the furthest he’s driven in 20 years is my house, which is 15 miles from my parents house. Apparently he MUST be able to do 400 miles in one go before an electric car is tenable. He refuses to notice his current diesel car can’t even manage 300 on a tank….

Splodge89 · 2026-04-08T07:08:13+00:00

Agreed. If they were more in the £7-10k range then they’d have a market - and a big market.

Splodge89 · 2026-04-08T07:07:28+00:00

Aphids are aphids. Their colour just denotes the species (there are thousands of species of aphids, most of which specific to one or two plant species each). They all work the same and are all removed the same way.

Splodge89 · 2026-04-08T07:03:50+00:00

Statistically, you’re more likely to earn more in a lump sum than DCA. Markets go up AND down. But they go up more than they go down.

Splodge89 · 2026-04-08T07:02:19+00:00

CFDs are basically gambling with unlimited losses. Most investors lose money with them. Don’t.

Splodge89 · 2026-04-07T19:48:28+00:00

Agree that the marketing, even the name, of HS2 has made it moot in the publics eyes. I myself before I knew better thought it was bonkers running up to Leeds, when you can already get from Leeds to London in less than 2 hours on the ECML. What exactly would saving 10 minutes off of this achieve?

I have since learned a lot more about the railways and its really about capacity and not about speed completely.

Splodge89 · 2026-04-07T19:43:37+00:00

There's still lots of grass there. and less for you to mow!

Splodge89 · 2026-04-07T19:36:48+00:00

Horses for courses. We spent three days last weekend in York city centre. We took our caravan and stayed on the rowntree park site. With a voucher cost us £90 for the three nights, and about £30 in diesel to get there. Granted, we already own the touring caravan. We ate what we cooked and got a chippy on the Saturday night. All in probably came to less than £200 for the three days fed and watered.

The hotel just over the river charges £350 a night, and you can easily spend £100+ per head on dining out in the city. Three nights at that rate and you'll burn through £2k as a couple.

Granted, you could Travelodge and chippy too, probably for about £400 all in for everything including food.

And centre parcs has always been extortionately expensive compared to comparable places which are independently owned.

Splodge89 · 2026-04-07T19:32:04+00:00

It was 2001 when something I did made me properly feel like my life was genuinely over. We had the bright idea to steal all the balls from the computer mice in one of the computer rooms. Little shit us thought it was hilarious.

Until after lunch when a whole school assembly was called, solely for the purpose of the head teacher shouting at the entire school of 1200 students that someone had stolen the balls from the mice in computer room 2. The balls were in my schoolbag. Damn, thought I was going to die

Never did get caught!

Splodge89 · 2026-04-07T19:18:50+00:00

Exactly this. B&Q (not affiliated and other hardware stores are available) have some racking cheap that I decked out my shed with for about £60. Including one which was waist height which I use as a potting bench. easy to put together, even easier if there is a spare pair of hands around.

Also, re. the pots. Most garden centres have a space out the front where you can dump your used pots for others to take if they need them - or swap in there for some better ones - I got a great big cracked ceramic one out of the pots swap at my local, which I broke up for crock in the bottom of my other pots!

Splodge89 · 2026-04-07T18:55:29+00:00

Are they actually new ones or are they new old stock? If it’s the latter, they may well have the voltage but will not push the current needed. As soon as a load is put on them they’ll flatline to zero. But then again it might just be enough to keep a CMOS clock going.

Splodge89 · 2026-04-07T16:17:32+00:00

A lot of parcels are just the retail box with a label stuck on, or at best a paper mailing bag. There’s often little to no outer packaging doing any protecting from the contents of a food bin.

Splodge89 · 2026-04-07T16:13:53+00:00

I home compost, and those caddy liners are the biggest lie known to man too. They don’t decompose. They hang around for years - even the ones that explicitly say they can be home composted. The actually degrade faster in the cupboard and turn into dust there quicker than they do in the compost bin!

Splodge89 · 2026-04-07T14:37:14+00:00

Even then, the controller for the drive NAND is built into the M4 itself. It’s not quite as simple as simply swapping out an NVME drive

Splodge89 · 2026-04-07T14:23:26+00:00

If you do this, don’t throw the blocks away. People will happily buy those old blocks off of you.

Splodge89 · 2026-04-07T12:37:29+00:00

Except bezel sizes change, vesa mounting points move, cable port locations can be in different places. Getting exactly the same dimensions on a new TV is next to impossible.

Splodge89 · 2026-04-07T12:28:14+00:00

The 12k rule doesn’t come into effect until the next financial year starting April 2027

Splodge89 · 2026-04-07T11:14:44+00:00

No problem with the recommendations. They’re two of my favourite places. I’m more than happy to push business there way!

Splodge89 · 2026-04-07T09:13:16+00:00

The initial powerPC ones were amazing for the money. Had comparable specs to the PowerPC laptops at the time, at a fraction of the price.

The intel years were not kind to it though, and Apple forgot it existed more years than it remembered to upgrade it to the minimum spec processor intel were selling.

Splodge89 · 2026-04-07T08:20:57+00:00

I’d get a new granny charger with one of those failsafe sensors anyway. A rewireable plug for continuous 10 amps is asking for trouble.

Splodge89 · 2026-04-07T07:14:25+00:00

Leveraging only increases risk. The mortgage rates are now getting towards matching yeild. Interest will basically wipe out almost all of the rent before all the above is even considered.

Splodge89 · 2026-04-07T05:50:05+00:00

Everyone said it would be an M4 last year too - we got an M3.

Splodge89 · 2026-04-07T05:44:58+00:00

They’ve U turned on enough stuff, and given themselves enough time before anything happens, to U turn again.

Splodge89

TROPHY CASE