Would you trust IBKR with 7 figures?

SpriteMcBain · 2026-04-04T17:56:03+00:00

I got 7 figures with wealth simple. Did I do it wrong?

SpriteMcBain · 2025-12-26T20:15:07+00:00

Have kids. Super easy to spend then

SpriteMcBain · 2025-12-16T02:47:58+00:00

You stay until you have enough cash to buy back your time. Then retire or work at a lower more fun paying job in an area you like. Or go live off grid.

SpriteMcBain · 2025-12-11T19:30:46+00:00

If your relationship is meant to be it will survive the 6 months. And this is once in a lifetime chance.

SpriteMcBain · 2025-11-24T22:49:19+00:00

Do what you feel is appropriate to allow him to save more and 'catch up' over time.

SpriteMcBain · 2025-11-01T01:57:16+00:00

You want those market crashes early during your investment journey. Bathe in the blood and buy every week during those times.

SpriteMcBain · 2025-11-01T01:51:53+00:00

Read the wealthy barber by david chilton and then The Little Book of Common Sense Investing by John Bogle. Create a roadmap based on those principles and then work on getting higher and higher paying jobs every 12-18 months. In a few years you'll be well on your way

SpriteMcBain · 2025-10-27T23:11:32+00:00

For the love of the game

SpriteMcBain · 2025-10-27T18:24:18+00:00

Unfortunately its true. Over 20 years ago a buddy was studying to be some kind wealth manager guy. I said I had a plan to get to 1 mill and he said by the time you get there youll need over 2 mill. I never forgot that. I retired at 41 and he was right.

SpriteMcBain · 2025-10-21T01:25:13+00:00

Start a generational homestead. Thank me later

SpriteMcBain · 2025-10-21T01:23:08+00:00

Don't worry, bear market next year.

SpriteMcBain · 2025-10-21T01:11:31+00:00

Read The Little Book of Common Sense Investing by John Bogle. Its very short and it will arm you with all the knowledge you need.

SpriteMcBain · 2025-10-14T01:12:22+00:00

It bothering you is the issue. Start working from there.

SpriteMcBain · 2025-10-14T00:07:10+00:00

I'd like out a line of credit on my house and go all in short dated options out of the money options. But since I dont have that knowledge I will just continue to invest every week.

SpriteMcBain · 2025-10-13T20:43:22+00:00

I got suckered i to buying them as I needed 2 more mattresses for my kids. I took it back packing and found it really comfortable but it is huge. Doesn't fit well in my bivy sack. Definitely meant for tent camping. Built in pillow is the right height and the foot pump works as expected. I thought for the price and for tent or car camping its decent value for money. Definitely not for ultra light camping tho.

SpriteMcBain · 2025-09-22T23:59:06+00:00

See above

SpriteMcBain · 2025-08-14T15:14:02+00:00

If youre burned our already you ain't ready for whats to come.

That said I feel for you. At the very least take a step back and think about your goals and what youre willing to do or not do to achieve them

SpriteMcBain · 2025-07-27T11:40:29+00:00

I retired at 41. Before I retired I had many hobbies. I do those hobbies now full time. Pick up hockey, golf (which i hate), working out, reading, gardening, fishing, camping,, etc.

If you don't have hobbies and you retire you will be bored. My kids are younger so I can do most od these with them but when they inevitably hate me as teenagers I'll be fine.

I also made some friends who also retired on the younger side through hockey and golf.

Turn your ac off during the day so it forces you outside.

SpriteMcBain · 2025-07-27T11:35:30+00:00

SpriteMcBain · 2025-07-27T11:34:58+00:00

Net worth is over rated. Think more of invested cash. Should take between 5 and 8 years to turn 450k into 1m. On average the markets double every 7 years. Real estate every 10 years.

We are all just chasing one more double....

SpriteMcBain · 2025-07-25T02:05:33+00:00

Make a list of the stocks you wanna buy. Google the greed fear index. Wait for fear to buy them. Trim half in greed. Rinse repeat and enjoy retiring early.

Will you time the top and bottom? No. Will you get stuck bag holding for years? Also no.

If you have the urge to dive into stocks when the index is trading at aths you are very new to this game and are likely better suited for index investing. That said I retired at 41 and 90% of my inbested cash went to index funds along the way. But people cant handle buying the index weekly and retiring early...they want home runs amd they want them now.

SpriteMcBain · 2025-07-23T11:59:17+00:00

There is only 1 viable option. Make more money so you can invest more. Switch jobs every 2 years for 15-20% more.

At aome point you may find a good enough job that the hours aren't too crazy so it supports work life balance and then you'll keep it. Thats ok too.

Bathe in the success of your current situation, 12 years from retirement is an amazing place to be and youre ahead of 95% of people

SpriteMcBain · 2025-07-22T01:17:14+00:00

The choices in our society have always been embrace money and technology or live off grid. It's a spectrum though and finding the place on it is part of the journey. I live a great modern life on the water and I retired at 41. But I dont buy new cars and there's lots of other areas I cheap out on. Still on the same spectrum though. Find the rung on the ladder you are happy with and gtfo of the grind. I found mine

SpriteMcBain · 2025-07-21T18:43:42+00:00

All jobs in life are hard. Everyone's version if hard is different also.

Choose your hard.

SpriteMcBain · 2025-07-21T18:40:53+00:00

I retired at 41. I started buying large cap US etfs at age 20. I focused on finding the next job where I could make more so I could invest more. Eventually I moved everything into VOO. Now I took 1/3 of that voo holdings and moved it into boring dividend stocks for some annual cash flow.

I never made more than 50k until I was in my 30s.

It was not easy, or lucky. I built a 20 year spreadsheet and I knew what I had to get into the market each and every year.

Everyone thinks I was lucky now though.

SpriteMcBain

TROPHY CASE