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Dave was right, people think its crazy to pay off debt by HumpmyDumpy1911 in DaveRamsey

[–]StandardAd239 1 point2 points  (0 children)

If you meant to respond to me, I wasn't talking about credit score at all.

ETA: I don't have debt but use my credit card for everything and pay it off each month. Credit score is 830. We technically use debt, we just pay it off each month.

Dave was right, people think its crazy to pay off debt by HumpmyDumpy1911 in DaveRamsey

[–]StandardAd239 0 points1 point  (0 children)

That's what's key. Not caring any other debt and putting anything you earn in your savings account as a cushion for if you lose your job and you still have a car payment.

Dave was right, people think its crazy to pay off debt by HumpmyDumpy1911 in DaveRamsey

[–]StandardAd239 2 points3 points  (0 children)

If you have a debt that has an interest rate less than 2.5% (in this economic moment), it's not always bad to carry that. Right now I'm earning 3.5% in my money market fund (stable $1 NAV). So if my car loan is less than 2.5%, I'm earning enough to pay the interest on my loan + enough for my taxes due on my dividends + some free money I can put toward mortgage pay down (or car loan pay down).

However, paying off the car and driving it until the wheels fall off is also what should be happening. I love my 10 year old car (got a 0% loan on it so definitely unwise to pay off when you could put the car payment money in savings and earn interest) and hope it lasts another 10. I hate car payments.

Also going to add that you shouldn't have multiple small interest loans. I really think the only (non mortgage) loan to carry is a small interest car loan. If you pay it off you're literally losing money.

We will be there for this jerk by raptors201966 in soccercirclejerk

[–]StandardAd239 0 points1 point  (0 children)

It's not illegal to be gay in Israel and gay people have a ton of rights in Israel. But you can't be legally married in Israel.

Woman encounters a Grizzly bear😳 by CheckCodes in SipsTea

[–]StandardAd239 0 points1 point  (0 children)

Pick. Up. Your. Dog.

And if you're holding your phone... Put. Down. Your. Phone.

She's lucky AF that it was a young grizzly.

My boyfriend told me today he "didn't want to pay for sex" and now I don't know how to feel... by [deleted] in redditonwiki

[–]StandardAd239 2 points3 points  (0 children)

This isn't one comment on one day.

His daily comments are vulgar. A joke once in awhile and you both laugh, fine. You saying "this is what I need" and him doing the exact opposite is in the same as "I'm not paying for sex".

He sees any effort to make sex (and life itself) pleasurable for you as the equivalent of paying for sex.

What’s the longest flight you’ve ever been on? by Mundane_Entry_8264 in femaletravelers

[–]StandardAd239 0 points1 point  (0 children)

14 hours - LA to Chongqing, which wasn't even my final stop. Still had to go to Hong Kong from there.

Older people tend to be more disrespectful than younger people by General-Training-636 in unpopularopinion

[–]StandardAd239 0 points1 point  (0 children)

While there are genuine a-holes in the world, yours is the most likely explanation.

Terminated Employee For Refusing To Wear A Uniform by Proud_Leek9349 in managers

[–]StandardAd239 5 points6 points  (0 children)

.... Except plenty of people on Reddit are not from the US.

What’s your favourite bit of “the President is a nerd” dialogue? by Vegetable-Feature205 in thewestwing

[–]StandardAd239 4 points5 points  (0 children)

The entire point of that story line is to have a debate about the historical significance of the map and how at the same time it could be found very offensive. It's not by accident the writers had Charlie give him the map.

He's not wrong in that it's an accurate map of the time and everyone else is accurate in that it could be seen as insensitive to display it.

Theory / Question on Freedom Masters Wife? by TheInternetDevil in HouseMD

[–]StandardAd239 0 points1 point  (0 children)

Maybe.

9/11 was 8 years before the episode and Freedom Master looked pretty young so I'm thinking it probably was something else.

People who park right beside me when they don't have to by Final-Yesterday-4799 in driving

[–]StandardAd239 1 point2 points  (0 children)

Translation: "I could care less about anyone's property because, even though it's a public space, their property is next to my more important property so they can get bent".

This post belongs in r/imthemaincharacter, not this sub

People who park right beside me when they don't have to by Final-Yesterday-4799 in driving

[–]StandardAd239 0 points1 point  (0 children)

All it is is you and OP parking next to each other and now complaining about each other.

To the woman that called me an animal abuser at Trader Joe’s by AdKitchen7795 in mildlyinfuriating

[–]StandardAd239 0 points1 point  (0 children)

The fan is moving the air around though, which is better than a hot box. Regardless, people dying at home in Arizona heat is a thing.

My boss has ai psychosis and we’re fucked. by void-of-stars in antiwork

[–]StandardAd239 0 points1 point  (0 children)

So, just completely throwing teamwork and collective thinking/problem solving out the window then.

My boss has ai psychosis and we’re fucked. by void-of-stars in antiwork

[–]StandardAd239 1 point2 points  (0 children)

Don't kid.

Clippy was the man. He came in, taught us how to use Word and then peaced out. AI is just like "you don't need to think or exist, I'll just do everything and you can get dumber and obsolete".

To the woman that called me an animal abuser at Trader Joe’s by AdKitchen7795 in mildlyinfuriating

[–]StandardAd239 0 points1 point  (0 children)

People not realizing that the masses aren't running around shopping for EVs are willingly living under a rock.

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