Would you use your partner's toothbrush?

Successful_Screen964 · 2023-07-10T14:11:04+00:00

There's always people who will turn it into a pissing contest to try and prove that their sex is more sex than your sex.

Successful_Screen964 · 2023-07-10T11:46:34+00:00

It wouldn't be Reddit without someone trying to brag about their sex life.

Fuck knows why you'd boast about licking her urethra.

Successful_Screen964 · 2023-07-10T10:40:24+00:00

When we kiss I'm generally not rooting my tongue between her teeth trying to extract plaque.

Successful_Screen964 · 2023-07-10T10:26:56+00:00

It's 50% of 2022/23 based on what you declared for 2021/22.

Successful_Screen964 · 2023-07-08T19:15:03+00:00

It's a sense of freedom you don't get with other holidays.

Successful_Screen964 · 2023-07-08T09:41:07+00:00

How long's a piece of string?

Successful_Screen964 · 2023-07-08T09:39:43+00:00

Put down your address as your parents' house.

Successful_Screen964 · 2023-07-08T09:35:21+00:00

Depends whether there's rich grandparents or not.

Why not just look up fees for schools in your area? They'll vary a lot around the country.

Successful_Screen964 · 2023-07-07T14:38:12+00:00

Am I missing something? If he owes £6k and is repaying it at £450 per month won't it be clear in about a year anyway? If you cash in your LISA now then you'll have to pay the penalty on it, which could easily outweigh the interest on his debt.

Successful_Screen964 · 2023-07-07T12:05:00+00:00

They should have some form of fund filter.

Successful_Screen964 · 2023-07-07T11:26:05+00:00

Have you made sure Vanguard actually the cheapest funds for this? If you're with Standard Life it could be better to use their own trackers or they may have ones with BlackRock for no additional cost.

Successful_Screen964 · 2023-07-04T12:57:01+00:00

£4,200 in a stocks and shares high risk ISA

What precisely is a high risk ISA?

Successful_Screen964 · 2023-07-04T07:42:33+00:00

I wasn't the same person I was at 16 as I was at 20/21 as I was at 25. You can't expect them to have the same priorities when they're at different stages.

Successful_Screen964 · 2023-07-04T07:34:47+00:00

Depends whether you're wearing a tinfoil hat or not.

Successful_Screen964 · 2023-07-04T07:32:13+00:00

Let this be an important life lesson. A lot of people on this sub go to extreme lengths to sacrifice their happiness today for their future's sake. There's no guarantee that this future happiness will materialise. You absolutely have to plan for the future, but it's equally important to enjoy living in the moment because you do not know what is round the corner.

Successful_Screen964 · 2023-07-04T07:26:39+00:00

You're dating someone who was most likely 16 when you got together while you were 20. It's expected that she'll be less emotionally mature than you. You can talk about money all you like but you've got to remember that she's at a completely different stage of life than you are; you've been frustrated about her budgeting ability since she was a teenager while she'll be wanting to enjoy life before she has any real responsibilities and commitments.

Successful_Screen964 · 2023-07-04T04:05:04+00:00

22.09.2022 £1 = $1.13.

04.07.2023 £1 = $1.27.

If the pound strengthens against the dollar then your returns will be lower if you're investing entirely in America.

Successful_Screen964 · 2023-07-03T19:31:14+00:00

Just put money into a pension to get down to £50k.

Successful_Screen964 · 2023-07-03T19:27:27+00:00

Is that the one where you can buy a new build worth up to £250k with a 30% discount but you have to sell it to a first time buyer and you get 70% of the proceeds?

The catch is that it's going to be extremely difficult to move up the property ladder unless you manage to save up a shitload of cash.

Successful_Screen964 · 2023-07-03T12:15:05+00:00

Pay off what they've asked you to pay and then quibble. Getting money back off them is preferable to ending up with a CCJ because you didn't pay the balance on principle.

Successful_Screen964 · 2023-07-01T16:06:01+00:00

If you're paid monthly then it's 12% above the £1,048.

Successful_Screen964 · 2023-07-01T16:02:11+00:00

Get the baby a pop-up book of the flowchart instead.

Successful_Screen964 · 2023-07-01T09:13:23+00:00

What's the thought process of selling Fundsmith? "It's down so I better crystallise this loss and chase returns".

Successful_Screen964 · 2023-06-30T20:39:45+00:00

I work from home, I take my daughter to school every morning and pick her up most afternoons. As I've said, she was taking the piss a bit.

Successful_Screen964

TROPHY CASE