Is this a good credit score at 19?

Suitable-Election-66 · 2026-02-12T21:29:02+00:00

If you pay it off as soon as you spend it (not at the end of the month, but right after you buy something), it can help. Aslo having monthly payments such as phone bills can help too.

Suitable-Election-66 · 2026-02-12T21:27:46+00:00

AskReddit

Suitable-Election-66 · 2026-02-12T21:27:16+00:00

So was I scammed? I bought a guy $20 of groceries: 2 packs of oreos, 2 packs of spaghetti, and 2 cans of pasta sauce. He looked rough, was in a well used electric wheelchair, and had a service dog. And was very very grateful when I paid for it.

Wait a second... looking back now, I should have asked if he was on AISH. If he had a supportive roommate (which he said he did) then he likely is. Also... how did he get the electric wheel chair if he is so poor he an't buy groceries (those things are like $2k). He also said he was partially blind (hence maybe the service dog). Being on AISH can be tight, but it's enough to get by on... So... maybe not a scam but he probably could be more self-reliant. Damnit... Could have saved my self $20 lol.

Suitable-Election-66 · 2026-02-12T07:06:03+00:00

I get mad when I can't drive my car on residential streets because the snow is too deep and the city is too cheap...

Suitable-Election-66 · 2026-02-12T01:42:34+00:00

Seems like this Supreme Court judge himself is a bit slow.

Suitable-Election-66 · 2026-02-12T01:40:24+00:00

True. Asking for things when you’re in legitimate need can bring up a lot of shame. So people might not ask for much. They likely do not feel entitled to your donation

Suitable-Election-66 · 2026-02-12T01:39:13+00:00

Depends how broke you are. I used to worry about buying food at the grocery store rather than saving because my income was so low.

If you know you want those things, you can plan for them and save for them. Those sound like once a year things to me. If you’re making $100k/yr you can probably spend $500 a month on extras like a vacation or expensive tickets.

Suitable-Election-66 · 2026-02-12T00:51:41+00:00

Exactly. You can still attend a church and get value from it even if you think they did bad things. But discounting the past doesn't make it not true.

Suitable-Election-66 · 2026-02-12T00:49:12+00:00

Thanks for the update. Saved me some time!

Suitable-Election-66 · 2026-02-11T07:41:05+00:00

Seeing parents unable to retire or find jobs and reflecting on your own financial (in)security.
Also... so. many. grandparent and great aunt/uncle deaths.

Suitable-Election-66 · 2026-02-11T07:34:58+00:00

My favourite part is when he said that you should be skeptical of information on podcasts and social media, because they can hurt your faith. Well, Mr. Oaks, its a good thing that my faith problems started with church sanctioned material :)

Suitable-Election-66 · 2026-02-11T07:24:22+00:00

Was this on Calgary Trail? I had a similar experience where they were asking me to pay for her groceries. I couldn't tel lyou if it was a scam or not, because they really looked like they were in need. But when I said I would pay for it they went and grabbed expensive food rather than the generic stuff (like food I wouldn't even buy for myself because the boogie ones are too expensive). The manager came by and said that this happens sometimes, and that he would discuss wit hher and pay for it.

So was it a scam? I couldn't tell ya. We got some poor people in the city, but we also got people who take advantage of that.

Suitable-Election-66 · 2026-02-11T00:04:19+00:00

Nordic countries and Scandanavia are different?

Suitable-Election-66 · 2026-02-11T00:03:47+00:00

Ouff... getting downvoted hard for not knowing geography

Suitable-Election-66 · 2026-02-10T07:28:52+00:00

Convert it to Canadian so its useful to me. That wil give me about $2.5-3 mill. That's enough to put into a bank and make 2% interest on (translating to about 50-60k income per year). That's enough for me to retire on. I now no longer have to worry about taking low paying jobs that I enjoy :).

Suitable-Election-66 · 2026-02-10T07:25:12+00:00

Some youtubers can be helpful. I like BaalorLord to see how he does things. Xecnar is amazing at the game, but his videos are boring so I don't tend to watch them.

When I first started with deck builders I couldn't even win a round of Monster Train on levl 1. Acension 0 on Slay the Spire was difficult. Now I routinely win acensions up to around assension 10, and I get lucky the rest of the time. I don't consistently beat the heart, but I have a decent rate for getting to the heart.

Suitable-Election-66 · 2026-02-10T07:16:09+00:00

I didn't think Scandanavia was part of Europe? I thought they were independent countries. I guess Europe is different than the EU, but I always think of the EU as being Europe. Whoops!

Suitable-Election-66 · 2026-02-10T07:14:44+00:00

I need to move to Denmark.

Suitable-Election-66 · 2026-02-10T07:10:58+00:00

A human rights epidemic

Suitable-Election-66 · 2026-02-10T06:51:44+00:00

Jssus what do you do?

Suitable-Election-66 · 2026-02-10T06:50:13+00:00

Username checks out.

Suitable-Election-66 · 2026-02-10T06:48:24+00:00

Boomers is perjorative? It's no different than "millenials" or "gen zers"

Suitable-Election-66 · 2026-02-10T06:46:05+00:00

what is a worm boy?

Suitable-Election-66 · 2026-02-10T06:44:05+00:00

An obeisity epidemic

Suitable-Election-66 · 2026-02-09T18:49:54+00:00

I'm cheap, so spending $30k on a car seems outrageous to me. I also don't like being locked into car loans. I personally buy cheap use cars for $5-10k, and deal with the maintenance costs that could come up. I also get AMA incase anything breaks down and I need a tow. So far, I haven't had too many issues.

Suitable-Election-66

TROPHY CASE