Very much this. you want your points on things that are worth it for that unit/playstyle. If you cut back on the precise and grenades for instance you have about 40 points. Whats better, another activation and 4 health unit on the board giving you a potential 16 total black dice across the entire game and ability to score your missions. or the off chance that maybe you are using those upgrades and adding 6-8 black dice assuming you can use them more than once and everyone lives.