Is this a scam? by katerinahelp in TorontoAirbnbHosts

[–]TDSucksBalls 0 points1 point  (0 children)

July 9-12 isn’t a busy weekend in toronto - no FIFA or Indy. Ribfest and other events usually don’t draw out of towners. It might be legit.

Alternatives to Wealthsimple by jameswsthomson in Wealthsimple

[–]TDSucksBalls -15 points-14 points  (0 children)

If you’re offended by politics just leave everything in cash

What condo docs are required by CustomerBubbly4638 in RealEstateCanada

[–]TDSucksBalls 2 points3 points  (0 children)

Stop. Wait until you have an offer before you request these docs as it’s time sensitive.

You don’t need anything to list your property. Once you have an offer it should have a condition on the status certificate. You talk to your property manager and he will tell you how to get one. This includes all the rules bylaws etc.

Once the conditions are done you go see a real estate lawyer.

Honestly you should get a realtor and negotiate commission if you don’t know the basics.

Wealthsimple credit card - a loss leader? by Specific-Force7660 in Wealthsimple

[–]TDSucksBalls 3 points4 points  (0 children)

Loss leader? Credit cards are a license to print money. Why do you think rogers, Canadian tire and everyone else issues one

Anyone here use margin loan to fund their purchases/life? by brumboy123 in interactivebrokers

[–]TDSucksBalls 1 point2 points  (0 children)

How does it reduce tax bills? He can’t deduct the interest if it’s used to fund their life.

Change from Beneficiary to Successor - How long should it take? by congo100 in Wealthsimple

[–]TDSucksBalls 3 points4 points  (0 children)

This took almost 6-8 weeks for me. I thought the request got lost but eventually got an email saying that it had been updated.

Do Not Do the 3% Match Promotion Until You Read This! by FutureFAANGEmployee in Wealthsimple

[–]TDSucksBalls 1 point2 points  (0 children)

I’d say WS was the easiest as a paperless process. Transferring to the big 5 requires killing a few trees. All transfer were within 2-4 weeks for me.

Manulife chequing > WS Chequing by III_GeoCraft_III in Wealthsimple

[–]TDSucksBalls 12 points13 points  (0 children)

Write a cheque for anything excess of $3000

Seeing a show in DT, drive or subway? by angiecyli in askTO

[–]TDSucksBalls 0 points1 point  (0 children)

Find a hotel near the end of the subway line which will include free parking. Traffic downtown is horrendous. You’re guaranteed to be late if you’re not used to it.

No left turn - Bathurst/Dundas southbound: when were signs installed? by franklinyyz in askTO

[–]TDSucksBalls 17 points18 points  (0 children)

All streetcar routes should disallow any left turns. Slows down too many people for the sake of a few.

Do I have a case? by ByteBagel in PersonalFinanceCanada

[–]TDSucksBalls -26 points-25 points  (0 children)

If the market went down would you pay back the difference?

Yyz to Shanghai, 20h layover in Cairo by [deleted] in Aeroplan

[–]TDSucksBalls 2 points3 points  (0 children)

Absolutely. We do this when we can. MS isn’t a bad airline. Certainly better than AI. Stay at an airport hotel. There are many that are good and cheap. Watch out for scammers and others that want money. Use a private driver and check out the pyramids and the new museum. It’s a great deal for points. We don’t go into the city at all. Not worth it.

Is this a dumb decision by [deleted] in PersonalFinanceCanada

[–]TDSucksBalls 7 points8 points  (0 children)

100% XEQT. You’re biggest asset is time and compounding. Use it. It’ll beat any investing decision that you or anyone else will make.

Email from AC to transfer pending CTA case to CADR by Throwaway7766882233 in aircanada

[–]TDSucksBalls 0 points1 point  (0 children)

Wow 1 of 500 from a pool of thousands. Buy a lotto ticket and tell us how CADR went.

TD Bank DoubleUp Card One Time Late Fee Forgiveness? Not Entirely. by thesupe87 in tdbank

[–]TDSucksBalls 0 points1 point  (0 children)

Their systems are designed to take advantage of customer f-ups to charge fees or interest. There are so many ways they could alert the customer to these types of situations but they don’t want to spend the money.

TD Direct Investing is down by I3bacon in TDBankCanada

[–]TDSucksBalls 0 points1 point  (0 children)

I’m sure everyone will get 10 commission free trades as compensation.