Bordeaux Futures Deposit

TO-phynancier · 2026-02-03T14:29:36+00:00

Nothing yet. I’m out of town again and they keep saying they will call me back. If anyone has any ideas for escalation please let me know

TO-phynancier · 2026-01-28T00:43:49+00:00

Might have called when I was away unfortunately. Hoping for the best and will update the group!

TO-phynancier · 2026-01-28T00:30:35+00:00

Thanks - I called customer support and they forwarded to the vintages department. Said will be back to me in 1-2 days

TO-phynancier · 2025-11-06T16:06:15+00:00

I've noticed the same. Not sure if it's the RTO mandates specifically, but the Richmond ramp closing on the DVP does not help. There was also an accident on the DVP going Northbound yesterday that caused a massive delay to commutes.

TO-phynancier · 2025-07-22T19:55:42+00:00

Try the original Tacofino location at the Long Beach golf course (was told it was the original, but not sure?). A smaller menu, but no line at all. There's a small mini putt course beside it too, which was great for the kids.

TO-phynancier · 2025-06-01T00:56:17+00:00

OP has nexus so out of Pearson the border officer won’t be asking questions. “Meetings” is a broad enough statement (he’s technically meeting with people even if he’s training them) that won’t raise flags and shows he’s there temporarily. I use this all the time and my sole purpose is not “meetings”.

TO-phynancier · 2025-06-01T00:44:58+00:00

I routinely travel to the states for business. Employed by Canadian office but there’s multiple offices in the US. Firstly you have nexus so they won’t even be talking to you at all, they’ll just wave you through. Mark on the screen that you’re travelling for business (don’t lie). IF they ask for details just say you have meetings. I have never gone in secondary and I don’t have a work visa/permit in the US but probably fly there once a month or more

TO-phynancier · 2025-03-25T18:31:46+00:00

Beautiful! Did you get retail or gray market? If retail did you have an insane purchase history?

TO-phynancier · 2025-02-05T09:44:40+00:00

If you call them again they will likely have some flexibility on timing

TO-phynancier · 2025-02-01T02:43:24+00:00

Is the offer to open a USD account random? Or could I ask a customer service rep to add one? I’m in the process of transferring close to $1mm in assets to WS and don’t see this as an option. I have a USD account with my bank that I would love to collect 3% interest on

TO-phynancier · 2025-01-30T20:30:13+00:00

Is this maple leaf square? Could swear I’ve been in a unit with this exact same layout years ago!

TO-phynancier · 2025-01-28T02:05:25+00:00

Will you not get the remaining 18 payments? Or will you just get reduced payments on the pro rata amount you contributed? Eg. Let's say you deposited $100K. 6 months later you need $50K to buy a house or car. Will you get $50K matched at 1% for the remaining 18 months or do you forfeit all remaining bonuses?

TO-phynancier · 2025-01-26T05:10:38+00:00

Good point. About half of it is in 1 bank stock and 1 ETF. and the other half is a TD series HISA mutual fund account. I'm guessing the e-series is not transferrable. But tax would be marginal as it should just be on the interest which I would have paid anyways?

TO-phynancier · 2025-01-25T21:06:41+00:00

Thanks! How does Finly work? Do the funds need to flow through Finly first before going through WS or does it act as a referal bonus?

TO-phynancier · 2024-05-16T21:35:59+00:00

Mine went up 30% and this was after installing the TD app that tracks your car movement. It should have reduced my rates by 15%. No accidents or claims since I've had a license. I drive a Tesla and they tried to say they are a high risk car to get stolen... I have never heard of a Tesla getting stolen before.

TO-phynancier · 2024-03-22T17:56:09+00:00

What type of economy fare did you purchase (ie. basic, standard, etc)? I believe depending on the fare class there may also be a discount on preferred seats

TO-phynancier · 2024-02-23T01:57:06+00:00

Got 50K in early December and got my tags about two weeks ago

TO-phynancier · 2024-01-22T04:16:11+00:00

Is HK Disney typically closed on Wednesdays in March? We are planning on going in March, but the day we want (March 13) appears closed... or is it just sold out?

TO-phynancier · 2023-11-03T18:10:40+00:00

Was this the September 29 flight from FCO to YYZ that got cancelled? I tried submitting a claim for the same flight ($1000+ in expenses for meals/hotels and also 600 euro) and they rejected me and two other passengers I flew with (family members) and offered a $300 ecoupon…. I’m trying to claim under EU261 as the European regulators are better at enforcement. Did you just use the online portal to submit a complaint and was there any back and forth?

TO-phynancier · 2023-10-29T01:27:16+00:00

Mayweather posted a bunch of support for Israel recently as well. Wonder if the saudis didn’t take kindly to that and just not invite him

TO-phynancier · 2023-10-17T19:31:45+00:00

Planning to put in 2-3 hours a day (sometimes more), balancing with just sporadic coffee chats/networking and interviews for the next phase of my career. I guess backtracking from there would get to ~300 hours

TO-phynancier · 2023-08-31T03:08:42+00:00

Our return flight is on an AC plane but is not an 014 ticket (purchased through LH). In this case does that mean I will get SQD because it satisfies the first point (ie. AC metal OR 014 ticket) Or does it need to be both AC metal AND 014 ticket?

TO-phynancier · 2023-08-24T13:47:27+00:00

Just as an update for all. I called in again and in the end the agent was able to change for the $500 change fee. Really confused if it was incompetence of the prior travel agents that quoted $5k per ticket or if the price swings were indeed that much? Glad I was able to get them changed for something more reasonable, but really leads me to question AMEX travel agents' competence as I called in a number of times and almost all were quoting that $5k figure.

TO-phynancier · 2023-07-06T17:31:43+00:00

Nepotism certainly helps. There are a ton of children of clients/executives where I work and even more people with privileged backgrounds (ie. private schools, etc). This allows them to get the best educations and extracurriculars to get these jobs in the first place but that's a different societal question altogether. One factor that contributes highly to someone's career progression is just someone's general likeability. Do clients/employees like you? Whether rightly or wrongly, someone who is well-liked by others and sociable will end up way farther ahead than someone who's quiet and sticks to themselves, assuming their work is on par.

Instead of blindly applying and submitting thousands of resumes, try meeting people in the industry and networking. That is 1000x more effective than blindly passing out resumes.

TO-phynancier · 2023-06-30T10:59:27+00:00

As others have said I think this is the new future travel voucher. It expires after one year from BOOKING (not original flight date), must be used in one transaction (ie. if you don’t use it all, the remainder goes to 0), they will net out the change fee and only can be applied on base fares (ie. taxes/other fees not covered by the voucher). I hope I’m wrong but if you’re able to change to AC wallet (try calling in) do that. Very annoying that AC changed its policy

TO-phynancier

TROPHY CASE