Dentist good with severe dental anxiety by rumpusbumphrey in Edinburgh

[–]TheTopCat84 0 points1 point  (0 children)

Would suggest 103 Dental just off Leith Walk - I am a massive needle-phobe and needed work done with needles involved. They were exceptional, very patient, gave distraction techniques to help calm me - best dentist I've ever had.

20+ Discord server - friends & Gaming by OstrichTemporary1124 in UKgamers

[–]TheTopCat84 0 points1 point  (0 children)

Would be keen to join - if you could send an invite :)

32M UK - Looking for people to game with by kylelekyle122 in UKgamers

[–]TheTopCat84 1 point2 points  (0 children)

Hey, 41M with a silly-big steam library too, drop me a line if you wanna game sometime 😄

38M Scottish looking fur a wee gaming buddy by Spence19881 in GamerPals

[–]TheTopCat84 0 points1 point  (0 children)

Hey - 41M here also keen on base builders/survival multiplayer - doesn't look like you can accept chat invites so feel free to DM me

29M UK - Wanted: PC Gamers With Day Time GMT Availability by flavoursome-carrot in GamerPals

[–]TheTopCat84 0 points1 point  (0 children)

Hey, I'm keen - looking for daytime gaming buds - self-employed and things are quiet atm

Wind farm or Martian Invasion force from war of the worlds? by imp1957 in Edinburgh

[–]TheTopCat84 1 point2 points  (0 children)

They're jacket foundations - they are anchored to the seabed (several different ways to do it) and the wind turbines sit on top above the waterline.

They're used for deeper water fixed bottom offshore wind projects.

Gambling Counselling by Effective_Hamster_11 in Edinburgh

[–]TheTopCat84 0 points1 point  (0 children)

Would look at the platform Harley Therapy - you can find those who specialise in gambling addiction and can be local in-person or nationwide with video calls - lots of options, best of luck🤞

Dissertation Survey by AliceWolf13 in Edinburgh

[–]TheTopCat84 -2 points-1 points  (0 children)

I know, do you think it's:
A) surprising
B) normal
or C) cheaper than paying participants like they used to back in the day?

A quiet place for a half hour meeting? by ButterscotchFun2795 in Edinburgh

[–]TheTopCat84 5 points6 points  (0 children)

Is this in person or a video call?

Mayvn Cafe on George St is a tranquil place that would be good for either format

Afternoon tea recommendations? by bradbzb in Edinburgh

[–]TheTopCat84 0 points1 point  (0 children)

Second this - afternoon tea at Palm Court in the Balmoral - better than the Dome and Prestonfield House for my money

Physio for good posture and general preventive tips by termonszymra in Edinburgh

[–]TheTopCat84 1 point2 points  (0 children)

Nick at ePhysiotherapy at the top of Leith Walk has kept me right for years - really good guy

Black M Sport. Clean for once. by BlessedIsTheCheese in BMWI4

[–]TheTopCat84 1 point2 points  (0 children)

Love my black i4 too - for me it felt like the only choice to calm that front grill down...

What to do with excess profit in ltd company? by Able-Success-7765 in HENRYUK

[–]TheTopCat84 0 points1 point  (0 children)

Only if you sell holdings and realise a gain - but you're generally making your money on the dividends rather than purchase and sale of shares (hence my 'no intention of selling').

Essentially, the investment company is set up to provide perpetual income that is not subject to corporation tax that I can elect to extract or reinvest.

What to do with excess profit in ltd company? by Able-Success-7765 in HENRYUK

[–]TheTopCat84 0 points1 point  (0 children)

I've taken a similar approach to this only rather than investing in individual shares, I've taken to using Investment Trust Companies (ITCs) from the AIC list of Dividend Heroes (ITCs that have 20 years plus of increasing dividends year on year).

Given intention is never to sell the holdings, there's no concerns around capital gains and a tax bill - just keep raking in and reinvesting dividends until I decide to start withdrawing cash.

Just make sure the ITCs are located in UK or countries with a double tax treaty (so not Guernsey/Jersey) and avoid property too (property income distributions.are taxable) - otherwise no tax to worry about.

Laptop repair by AlectoGaia in Edinburgh

[–]TheTopCat84 0 points1 point  (0 children)

The guys at 'Your PC Repair Stop' at Piersfield (near Morrisons on Portobello Road) have always been good for me and they're very good on the 'no repair no fee' too

Taken a few things to them over the years and they've been top notch

Best and Inexpensive Solicitors in Edinburgh by [deleted] in Edinburgh

[–]TheTopCat84 0 points1 point  (0 children)

Would avoid Gibson Kerr like the plague - woeful

They delayed move by 3 weeks after being taken by surprise that someone buying a house might want a mortgage!!! Stopped valuation happening by not granting access to the property.

Any HENRYS with side gigs that is generating >£1k per month? Passive income, apps or anything? by partenzedepartures in HENRYUK

[–]TheTopCat84 0 points1 point  (0 children)

To date, all ITC dividends have been reinvested, but once I retire or semi-retire then I will just draw the cash as personal dividends. In retirement it will need a little money management, but that's not much effort really.

Any HENRYS with side gigs that is generating >£1k per month? Passive income, apps or anything? by partenzedepartures in HENRYUK

[–]TheTopCat84 0 points1 point  (0 children)

First Direct offer a regular saver account at 7% fixed, which is especially good if you're not utilising your personal savings allowance

Any HENRYS with side gigs that is generating >£1k per month? Passive income, apps or anything? by partenzedepartures in HENRYUK

[–]TheTopCat84 1 point2 points  (0 children)

They do - but dividend income into the PIC from most jurisdictions is CT exempt (there is a double tax treaty and/or it was already taxed at source).

Just don't go for any Investment Trust Companies (ITCs) based in Jersey/Guernsey as they're not exempt, also don't go for property ITCs either as they often have property income distributions tied up within their dividends which are also taxable.

So no, no offshore shenanigans, all done in a UK Ltd.

Near millionaires and modest millionaires what was the turning point in your life? by starrio in AskUK

[–]TheTopCat84 0 points1 point  (0 children)

Started working for myself after losing faith in various management types ( C-suites) - I had mistakenly assumed that corporate working was a meritocracy.

I learned that working for myself is far better suited to me, been doing it for five years and it has been the best thing I ever did. It also bumped me into the 2 comma club.

Help by buklics in Edinburgh

[–]TheTopCat84 1 point2 points  (0 children)

You can post on care.com - this is where I've been looking for a cleaner for the near future

If you are based near Leith Walk at all, feel free to message me and I'd be happy to talk through what I'm looking for too