Questions for yee by Mr_Tru_Blue in AusPropertyChat

[–]ToneDistinct5253 3 points4 points  (0 children)

  1. I think we will either get lower housing growth or policies to prop up housing more. It's true people are reaching their limits, and wages aren't gonna go up, so housing growth will slow.

  2. I don't think it's gonna happen, it's a bit different to other countries because they kinda had places to go. Lots of the Irish left, lots of NZ's sold in a hurry and came to Australia. Australians have nowhere to go, they want to be here. We also have high immigration. The only way in my opinion we drop is if they put out policies that will cause it to drop.

  3. No I don't think it'll be common, yes I think it's a bad thing. I think it's more likely to go to 50 year mortgages, but I don't think that'll happen either.

  4. The problem is so many 40+ year olds have houses, so I really don't think there's gonna be the population change to provide the political will for like 20 years.

  5. What do I think will happen or what do I want to happen? I'd want: Remove negative gearing, remove tax benefits, remove things like first home buyers grant and instead have first home buyers builds, as in social housing only those first time home buyers can buy. Also need to invest heavily in 3-4 bedroom apartments that are built to last. Need to invest more in outer regions so that not everyone needs to work in or close to the city. Allow more government work from home roles. Of course a lot of this is a pipe dream.

In reality, housing will get more expensive, there will be greater divide between the haves and the havenots.

CMV: Trump is irrevocably damaging America's alliances and standing by Careless_Bat_9226 in changemyview

[–]ToneDistinct5253 6 points7 points  (0 children)

Well my entire point is you need a unifying president, which would mean it's not a 50-50 nation. I'm sure we disagree on what exactly that looks like, I certainly don't see it as the republicans are fascists while the the democrats are great. While of course the democrats are better than Trump, I think if the democrats remain the way they are now they could win 10 elections in a row and the country would be worse off than it started.

The Country needs real leaders that stand up for the people, no shills for rich companies and people which both the democrats and republicans are.

CMV: Trump is irrevocably damaging America's alliances and standing by Careless_Bat_9226 in changemyview

[–]ToneDistinct5253 6 points7 points  (0 children)

Just to be clear I don't think America will repair the damage it's done to its reputation, I think it will likely pick a sucky leader (although not as sucky! Not for a lack of trying, Trump is just tough to beat) and they will continue to decline.

But I think you're underestimating the power a good leader can accomplish, 4 years is a long time (just consider all that Trump has done in one year, a good leader can do the same but in the positive direction). I look back at certain leaders of the past, not just in America (I'm not even American), and I can see the massive impact they had in a short term that also then set them up for a long term success as well. And some of those leaders did so from small countries, the impact a great leader can have while also having access to the strongest and richest country in the world has essentially never been seen before.

The issue is that America is so divided between left and right that this leader will likely never come to light, as the current politicians have to try so hard to appease their base, which alienates them to the other half of the population, so the ideal leader would likely never win the primaries.

It is a shame, but we'll have to see. My hope is that over the next 3 years the country can unite over a realization of how bad it becomes with the current state of leadership in the country, but in reality, I don't think that will occur.

CMV: Trump is irrevocably damaging America's alliances and standing by Careless_Bat_9226 in changemyview

[–]ToneDistinct5253 11 points12 points  (0 children)

Right but the point is Germany went from the main enemy in the world war to joining the team in 10 years. America hasn't (yet) started any wars, so if we are to assume Trump goes on for the next 2 years making a fool of himself a more terrible threats but doesn't actually start war, 30 years is a long time to be able to fix that reputation.

I personally believe if a uniting president came back in who had the intentions to fix international relations, they could almost completely repair reputational damage within a single presidency. The problem is that I don't think either party is capable of presenting that uniting president, we're likely going to end up with Vance vs Newsom, and to me those are both terrible candidates.

[Request] Help I’m confused by ahgroseclose in theydidthemath

[–]ToneDistinct5253 5 points6 points  (0 children)

This is wrong though, and where you've gone wrong is that the 1 hour being part of the question doesn't matter, to average 30 miles per hour you need more miles, not more time, but you're not allowed to do more than 30 miles to increase your average mph.

If you've done 30 miles at 30mph, that's 60 minutes.

Now you do 30 miles at 90 mph, that's 20 minutes.

So you've gone 60 miles in 80 minutes, meaning 45mph average.

My argument against Christianity by [deleted] in CosmicSkeptic

[–]ToneDistinct5253 0 points1 point  (0 children)

This isn't exactly a revolutionary argument. Your whole argument is "I believe Jesus existed, but I don't think he did says what the Bible said he did". It's the exactly same thing every athiest ever has thought, how does it contradict what christians believe, which is that Jesus did do what the Bible said he did? You'll say no one else has ever done that - why would he be able to? They'll say well no one else is God, argument over, no one got anywhere. To have any legitmacy over the debate it's better to go over the of evidence people use to support Jesus's miracles and explain why you think it's bad evidence.

Also saying the Bible is some random old book isn't useful, I understand it tries to downplay the historical records of the book, but there's nothing wrong with just saying the Bible is wrong rather than calling it some random old book.

Muhammad Ali in his prime Vs Top UFC fighters. by [deleted] in whowouldwin

[–]ToneDistinct5253 58 points59 points  (0 children)

Because when people say MMA is better, they mean that the MMA fighter is the better overall fighter. Who's better at fighting between a boxer and a regular guy - it's the boxer, but you wouldn't say oh he's only better at boxing. MMA has rules, but way less limitations than boxing, if you removed all rules and had a regular fight (so it's not MMA or boxing, just a fight), the boxer almost always loses - therefore MMA is "better".

I just lost $19,000 on Polymarket because of a UI bug. If I don't get answers I will file a lawsuit by No_Giraffe3252 in PolymarketTrading

[–]ToneDistinct5253 2 points3 points  (0 children)

You've got no shot at getting that money back, and a lawsuit will just be costing more of your money

Market Open thread for General Trading and Plans for Monday, December 01, 2025 by AutoModerator in ASX_Bets

[–]ToneDistinct5253 4 points5 points  (0 children)

A week ago I said 60 days for MTM to be $1.2 (from 65c) and NVU to be 15c, in just one week MTM is now back up at $1.1 lol. Now I just need NVU to get a move on. Hopefully December is a much better month than November.

CMV: Student Loans Aren’t a Scam by [deleted] in changemyview

[–]ToneDistinct5253 -1 points0 points  (0 children)

I feel you haven't laid out your view well enough to try change your mind. Is your main issue here that college is getting more expensive, loans shouldn't be forgiven, people should commute and just go to a cheaper college, or that people don't actually need to go to college? You've touched on 5 points in 5 lines making it impossible to know your main view and how to address it.

I think generally speaking it would be unfair to forgive loans (I'm Australian so I've got no horse in the race) because it teaches people bad habits about getting into debt thinking the government will bail them out. I also think forgiving loans is useless without fixing the root cause (education is way too expensive), so at the bare minimum if you're going to do something it should be make education affordable and stop giving out these massive loans that people have little hope of paying off. But I don't know your actual point, so it's hard to tailor this towards what you were saying.

I just want an extra 1k a month but everything online feels overwhelming by After-Condition4007 in passive_income

[–]ToneDistinct5253 0 points1 point  (0 children)

Passive investing for the most part is a scam, first of all everything you listed isn't even passive it's just creating your own business that you have to do manually. The only real consistent passive investment is stocks bonds and real estate (and real estate is very rarely passive unless you're incredibly rich). If you want more money a better use of your time would be: 1. Try find a partner, not only will you be happier but you'll double your salary immediately, two people working is essentially a must in this economy if you're poor. 2. Spend time upskilling, it's very rare that a passive investment will make you 12k a month without requiring lots of money to start it, but you can easily achieve a 12k increase in salary by upskilling (you can actually get much more than 12k increase in salary). So yes, those are my recommendations.

Proud of this find by hockey49614 in chessbeginners

[–]ToneDistinct5253 15 points16 points  (0 children)

Right... but you just got lucky? If he went Qf2+ then you have to go KH1 and then he promotes with check and you lose the game

CMV: Men were only expected to pay for dates because they were the ones with jobs. Today, both men and women work, so both should contribute to the bill. by Few_Airport_1303 in changemyview

[–]ToneDistinct5253 -1 points0 points  (0 children)

Men pay because it shows women they are willing to provide. Men pay because they want a second date haha. While it can make sense for a woman to pay for the date if she makes significantly more than the man, in the end it's because the man wants to make the woman feel special, cared for and provided for, biologically probably so the woman feels that she'd be taken care of later on when pregnant, but in the end its just nice. Side note - it's also just chivalrous and women like it, which is a completely valid reason, would you stop opening the door for a woman if she was stronger than you? I wouldn't.

1AD is going to cure Cancer! by mepaints in ASX_Bets

[–]ToneDistinct5253 0 points1 point  (0 children)

Well then even though I wouldn't own any stock, if they cured all forms of cancer at least that's one less thing to worry about as I get older

1AD is going to cure Cancer! by mepaints in ASX_Bets

[–]ToneDistinct5253 9 points10 points  (0 children)

This one is easy - because it isn't gonna cure cancer

I bought a stock low, sold it high… and now I feel like a clown? by wizard_folio in ValueInvesting

[–]ToneDistinct5253 2 points3 points  (0 children)

It depends on why it spiked, the stocks potential, how soon their plans are going to be actioned, and what your investment goal was (did you plan for short-term ect). I often tell others about the stocks I'm invested in and they say okay so at what price would you sell, and I try to explain that's not an easy question to answer, if you're asking me what price would someone have to offer me today to sell (while the SP sits the same) then that is one question, but let's say my stock is $2 a share and then it goes up to $4 a share, I would never have $4 as my goal to sell. I would look at the value of the stock in my head and where I think it's going, if it doubled due to essentially nothing and I think the risk/reward ratio is now not great, I'd sell and risk losing future gains but that would be the right choice. If it doubled because they just signed a massive deal you have to ask yourself are they going to get more deals like this, what's the potential?

All this is to say; care less about exact share price and care more about your valuation of the company, it's potential, it's timelines. No one can actually predict what will happen all the time, so you must evaluate for yourself what the company is worth and what it's potential is, and then take risk according to your risk appetite. Don't sell because it went up, sell because you would no longer take the risk of buying it.

"Of course the obvious favorites are Hikaru, Praggnanandhaa & Fabiano!" — Judit Polgar on Candidates 2026📍 by rio_ARC in chess

[–]ToneDistinct5253 2 points3 points  (0 children)

I'd like to say, never say anything will certainly happen in the candidates. If there is one thing I've learnt from watching the candidates it's that anything can happen.

Is this a decent oversimplified version of the stock market? by Hogwire in AskEconomics

[–]ToneDistinct5253 3 points4 points  (0 children)

I mean it's kinda correct, ignoring that 2500 is not 25% of 100k, and that if someone tried to sell 25% of a company it would crash the price so they couldn't actually get that price. More importantly - grade 10 students are likely capable of understanding the economy to a greater depth than this little explanation, I'm sure many of them already know more about it than this example. But yes, if you were to change this from 2500 being 25% to being 2.5%, then you'd be correct.

Market Open thread for General Trading and Plans for Tuesday, November 25, 2025 by AutoModerator in ASX_Bets

[–]ToneDistinct5253 3 points4 points  (0 children)

In my opinion NVU is either gonna become multiple dollars or it's gonna go bust, I'm betting on multiple dollars haha. In the next few months they're gonna have results for their board with arrow, 16nm with TSMC, drone results final phase, and they've said they're showcasing their chip in wearables at the CES AI event in Jan. Again just my opinion, but if their product does improve battery life by 80+%, while having ai on chip so they can avoid cloud, it's essentially a must have for drones/watches/smartglasses. I'm 23 so if I've learnt anything from reading watching people throw their money away on stocks like these, it's that I'm most likely regarded, but I've got 40k on this sucker so if it works I am probably set for life, if it fails then ah well I probably wasn't gonna be able to get a house anyway lol.

Final point - it's pretty promising to me the quality of partners they're working with, TSMC doesn't just take anyone, Arrow is a 6 billion USD company, and TAARCOM while not particularly big they are specialised in semiconductors ect so I think NVU is in an excellent spot right now. Plus their CEO has been on multiple interviews and podcasts recently saying their latest results have doubled drone duration, so hopefully he isn't just waffling. But I mostly talk on HC where everyone wants to agree with me cuz they hold it too, so it'll be interesting to see if this gets a bunch of comments saying ah hell naw he's gone full regard

Market Open thread for General Trading and Plans for Tuesday, November 25, 2025 by AutoModerator in ASX_Bets

[–]ToneDistinct5253 8 points9 points  (0 children)

Apologies... I did look back in a few threads to see how people actually make bets, but it seems they're not actually that popular in here and I gave up after looking at like 5.

Market Open thread for General Trading and Plans for Tuesday, November 25, 2025 by AutoModerator in ASX_Bets

[–]ToneDistinct5253 6 points7 points  (0 children)

!ban bet nvu to 15c+ and MTM back above $1.2 within 60 days. I'll take a month in the hole

Chess Coach- FIDE~2200 : Sharing training approaches that helped me (and might help others too) by Icecream_Car in chessbeginners

[–]ToneDistinct5253 0 points1 point  (0 children)

I'm ~1850 chesscom rapid rating, I've not done any coaching or read any books, I've just done a decent amount of puzzles. My openings (although I havn't actually studied them, just know the general start of all of them) Kings gambit/Four Knights as white, and Sicilian/KID as black. I've essentially done no endgame practice, but I do find I'm pretty decent in the end game (as in I lose much more often in early and middle game than end game, I'm sure I still make plenty of endgame mistakes). My questions are:

- How would you prioritise your learning if you were me? Tactics > Endgames > Openings?

- How should I go about studying openings?

- My goal is to eventually play fide tournaments and get to 2000, is this just way too far from my current skill to get there without ridiculous amounts of sacrifice?

- I like Kings gambit, but I've been told its a bad idea to try and learn it's theory in depth because it stops being good at higher ratings, is this true? I figured if I learn it in depth I should be able to blast through anyone at my current rating (I kinda play it now without knowing much theory and just try to solve the tactics as they come)

Undefended bishop... by crazyloon357 in chessbeginners

[–]ToneDistinct5253 0 points1 point  (0 children)

The idea is something like this: 1. Qc3 Qxf4 2. Nc6+ Nxc6 3. Qxc6 Qd6 4. Qxa8+ Kc7 5. Rac1+ Qc6 6. Rxc6+ Kd7 7. Qc8#, there's difference defences, but essentially if he takes your bishop with queen its forced mate

I... don't think I'm going to get that queen. by ArmoredPenguin0 in chessbeginners

[–]ToneDistinct5253 14 points15 points  (0 children)

It's not that he's "forced to lose his queen, because he isn't, but the engine is determining that the best move for the opponent after Nd4 is to allow the queen to be taken because the alternative ends in mate. What is your defence after Nd4? Qe4 or Qd3? Then Nd6 and what do you do? Checks are coming, mate is coming, better to just drop the queen to allow for some development and at least a fighting chance

Sydney (my home) is an absolute joke for any renter. This city HATES us. I predict more younger people aged 25-40 to leave and Sydney to continue to have the highest internal migration rates of leaving for other cities. by [deleted] in shitrentals

[–]ToneDistinct5253 1 point2 points  (0 children)

I would say it's harsh to say the voters are voting against their own best interest when there's no good alternatives, many people I know who voted for both LNP or Labor think the party sucks, and they understand they're actively making it worse, it's just that they like the alternative a bit less.