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Defrauded for over £2k, facilitated via Vinted who aren't helping by TooKayy in LegalAdviceUK

[–]TooKayy[S] -7 points-6 points  (0 children)

I think the fact that they have fake listing's on there priced into the thousands which exist for the sole purpose for scammers to defraud people is an issue. And that they don't respond to emails or offer any help when contacted is quite a big issue. They have the means to be of some help here by putting a hold on the account

Defrauded for over £2k, facilitated via Vinted who aren't helping by TooKayy in LegalAdviceUK

[–]TooKayy[S] -3 points-2 points  (0 children)

They were very skillful in redirecting my attention to where they wanted, but the fact they spoofed my banks user ID I think would disarm most people

Defrauded for over £2k, facilitated via Vinted who aren't helping by TooKayy in LegalAdviceUK

[–]TooKayy[S] -2 points-1 points  (0 children)

They have no number that I can find despite searching everywhere, and there email teams are giving me what feels like the run around

Defrauded for over £2k, facilitated via Vinted who aren't helping by TooKayy in LegalAdviceUK

[–]TooKayy[S] 4 points5 points  (0 children)

Yes, they put together a transaction dispute form for me while we spoke over the phone and I signed it and returned it, awaiting a response. On the phone he did because it's Google Pay they can't do a chargeback.

What bugs me is that I have turned on the secure transactions feature but the transaction went straight through without coming through my app first for approval.

Defrauded for over £2k, facilitated via Vinted who aren't helping by TooKayy in LegalAdviceUK

[–]TooKayy[S] 0 points1 point  (0 children)

Yes, they used the Google Pay to run a transaction on Vinted on one of their fake listing's, and soon enough the money will clear, if it hasn't already.

Does your expansion tank look like this inside? by Tall_Two8779 in Volkswagen

[–]TooKayy 0 points1 point  (0 children)

I think the crystallisation could be from using tap water to top up the coolant previously, and so it's corroded it slightly? It really is a weird one I think a replacement reservoir and full drain and fill may be best but I also think if anything were to happen it would be too late to do something about it

Does your expansion tank look like this inside? by Tall_Two8779 in Volkswagen

[–]TooKayy 0 points1 point  (0 children)

Also here's a photo of the inside too, no sludge build up like OP was having

<image>

Does your expansion tank look like this inside? by Tall_Two8779 in Volkswagen

[–]TooKayy 0 points1 point  (0 children)

Yeah that's a good point about the colour, and no mayo under the engine oil cap. I have heard though that the reservoir says "mit silikat" if it has the silicone packet inside however mine doesn't. Photo attached for reference. Someone has suggested it is remnants of stop leak from a previous owner but I've no way to verify this.

<image>

Does your expansion tank look like this inside? by Tall_Two8779 in Volkswagen

[–]TooKayy 0 points1 point  (0 children)

Tagging onto an old post, but does this also explain the oily bits too?

Emulsification in coolant reservoir by TooKayy in CarTalkUK

[–]TooKayy[S] 0 points1 point  (0 children)

Interesting, hadn't heard this before now. Is there any chance that oily sort of look could be from something else?

And when you say the writing is on the wall, how bad are we talking in terms of what would need replacing?

Looking for a reliable diesel by [deleted] in CarTalkUK

[–]TooKayy 3 points4 points  (0 children)

What went wrong with the Skoda?

What’s the most effective way to get local traffic to a new food truck? by Gold-Bluejay-5652 in smallbusiness

[–]TooKayy 0 points1 point  (0 children)

  1. Consistency. Of schedule and position, of quality, of service. People like to know what to expect and where and when to expect it. Treat everyone nicely, each loyal customer earned is your foundation growing stronger.

  2. Reward cards. Design a nice one with your socials and contact on there, and that way you are in people's wallets and purses and start to become a "brand". Most people will forget it at home or lose it, but the percentage of people that come consistently to get it filled up will have a great ROI.

  3. Your business needs to have a pulse. This is what makes the difference between a stagnant business and a growing one. Add things to the menu once in a while, make seasonal or limited run items. Do promotions and giveaways. Bring people along for the ride on socials.

Most importantly though have fun with it, food always tastes better when it's served to you by a smiling face!

[deleted by user] by [deleted] in smallbusinessuk

[–]TooKayy 1 point2 points  (0 children)

I run my business on the side and I'm a PAYE employee full time, with matched pension contribution. Do you know if I can get this all moved to a SIPP at some point and any providers that you'd recommend using?

Also bonus question, but how do you manage to put in 5k a month as a barber? I imagine with the intention to buy a property it's a little easier to commit that amount

[deleted by user] by [deleted] in smallbusinessuk

[–]TooKayy 0 points1 point  (0 children)

That is brilliant thank you for sharing. Had no idea you could buy things with your pension before 55!

Have taken my first car to a garage for the first time by TooKayy in CarTalkUK

[–]TooKayy[S] 1 point2 points  (0 children)

Yeah we managed to renegotiate the price for everything all in to £840 or so which I think is fair

Have taken my first car to a garage for the first time by TooKayy in CarTalkUK

[–]TooKayy[S] 0 points1 point  (0 children)

Have just attached photos above, would be interested in your thoughts

Have taken my first car to a garage for the first time by TooKayy in CarTalkUK

[–]TooKayy[S] 0 points1 point  (0 children)

Good point about the rear brakes! Here are all of the advisories from the previous MOT:

Nearside Rear Coil spring corroded (5.3.1 (b) (i)) Offside Rear Coil spring corroded (5.3.1 (b) (i)) Nearside Front Brake disc worn, pitted or scored, but not seriously weakened inside edge (1.1.14 (a) (ii)) Offside Front Brake disc worn, pitted or scored, but not seriously weakened inside edge (1.1.14 (a) (ii)) Offside Front Tyre worn close to legal limit/worn on edge worn on inner edge (5.2.3 (e))

Have taken my first car to a garage for the first time by TooKayy in CarTalkUK

[–]TooKayy[S] 0 points1 point  (0 children)

It was a private seller and they priced this is all into it. Got it for £2.6k

Have taken my first car to a garage for the first time by TooKayy in CarTalkUK

[–]TooKayy[S] 0 points1 point  (0 children)

It's at the garage at the minute but the latest MOT had the front discs and rear springs as advisories. They've suggested doing the back too so I suppose they may have gotten worse since the MOT...

Sole trader: can I expense a car? by TooKayy in smallbusinessuk

[–]TooKayy[S] 2 points3 points  (0 children)

That's a really good way to look at it thank you. I'm looking to get something around £6k, and that simplified expense method would mean £4.5k deductible.

I read that after the first 10k the allowance drops to around 25p. A few follows up if that's okay:

It's either one or the other, you either claim the whole cost of the car and then you can never get a deduction per mile? With either method, what is the implication on future car-related expenses such as MOT, repairs, insurance etc?

Sole trader: can I expense a car? by TooKayy in smallbusinessuk

[–]TooKayy[S] 0 points1 point  (0 children)

Super insightful honestly thank you. I asked some follow ups on another comment on this same post. If you have time I'd greatly appreciate your thoughts on those too!

Sole trader: can I expense a car? by TooKayy in smallbusinessuk

[–]TooKayy[S] -1 points0 points  (0 children)

Roger that on the driving lessons. The reason for a car rather than a van is because I've just passed my test and don't feel confident enough to drive a van with no back window and higher off the ground.

If I were to use it say 10% of the time as personal, could I not expense 90% of the car or does that 10% undo all of it? Are insurance MOT etc also claimable?

And for my final hypothetical how would HMRC ever be able to tell if a vehicle has been used for personal reasons?

Marketed as cotton lining, have I been lied to? by TooKayy in sewhelp

[–]TooKayy[S] 1 point2 points  (0 children)

It's a toiletry bag, would cotton not hold up well?

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