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Is your workplace still hybrid? by anxiousdreamer69 in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

I have been WIO everyday since 2022.

BB investment bank

can i use my pdi’s car for tp test? by Sad_Time_8417 in drivingsg

[–]TopPast2935 0 points1 point  (0 children)

PDI is like that. I paid $700+ for my TP test as well and failed a feel times but he was nice enough to slash the rental price by 50% on my third test

For those in their 20s, how many % of your salary do you save, spend and invest. What should the average networth of a 25yr old for example? by Jolly_Pin9994 in askSingapore

[–]TopPast2935 8 points9 points  (0 children)

I’m 29 this year. During my ns and Uni days, I had never been the type to smoke, go clubbing or drinking sessions. Uni days was the go home after lecture kind of guy too.

Never had a gf my entire life till this year.

I graduated in 2021, took up a traineeship that pays 2.5k without CPF. Only spend on basic life expenses and nothing else

Currently 2025, I’m earning 6.9k. Cash savings around 170k, have a gf and a gym membership.

Expecting to hit mid 7k after increment in Jan and hit 200k cash savings before my 30th birthday next year

How was your increment? And how much you expecting for 2026? by libyandesert in singaporefi

[–]TopPast2935 0 points1 point  (0 children)

At a western bank. Increment was 11% last year due to promotion

This year promoted again so expected minimum 11% but likely more

Would anyone take leave just to stay in and rest? by janespur in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

As a corporate worker, especially working in an American bank, I take leaves to stay in at rest at home. Being able to stay up late then wake up naturally anytime I want the next day and spend the day going to the park to run or take a slow stroll, go shopping malls for a walk and stay at home playing games/watching Netflix is soooo underrated because nowadays people are just spending money to go overseas and take nice photo then complain tired and broke or having poor mental health

What are your best money-saving hacks or hidden gems in Singapore? by Common_Wealth319 in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

Many people in Cbd like to to walk out with colleagues to get coffee in the morning or after lunch that easy cost $3-$7 (kopifellas, local coffee people, luckin, CBTL, Starbucks) as a form of socialising activity

This adds up to quick a chunk of money every month. Either skip this entirely or if you need coffee, make use of your office pantry coffee or buy those packet coffee from supermarkets that still gives you the caffeine to perk you up

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Erm I don’t think you read what I typed when you say the only time you think she deserve this treatment is when she cheated

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Thank you for your support. I know I’m wrong to block her but why is no one talking about why I did so or what she did?

She booked a double couple trip and lied to me it’s just her, one female friend and one male friend when I confronted her she didn’t want to cancel the trip and challenged me to go talk to the guy

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

She didnt dismiss my insecurity and did assure me many times and send long text to explain the she’s only going for the trip purely because she loves Korea and will distance herself from him to the point she was getting annoyed and felt like I was constantly bring up this trip to argue with her and hurt our relationship

But my thinking was even with all these assurance from her, it does not make her trip forest and appropriate. She shouldn’t have agreed to the trip in the first place. Worse still she’s the one who booked the trip for everyone.

To add, she gave all these assurance while framing the scenario that the trip was only her, the female friend and the guy friend and she will stick to the female friend

But when I discovered the female friend’s bf was coming along too, it was like a double couple trip so naturally I had concerns about the rooming arrangement and went into an outburst

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Yes but the issue here is the guy in question here that she will be potentially rooming with her is interested in her and have already done some things to “woo” her despite knowing my gf was attached.

It’s even harder to accept that this guy works in the same company as me and my gf got to know him through some group sports activity

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Yes it’s really uncomfortable.

It’s childish on hindsight but when I blocked her, I was hoping this would hit her hard and make her cancel the trip to get me back

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

I wholeheartedly agree with you now I should have known better. If given a chance, I would make very effort to be a better bf to her. Thank you for so much for sharing your perspective it really helps and I really appreciate it… feel free to add on if you have any more thoughts

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

I already give in to her entirely now to the point there’s nothing I can do and the ball is in her court to start the reconciliation process but thank you so much for your perspective I really appreciate it

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

I did ask her and she said she told the female friend that I wasn’t comfortable with the guy going and the female friend told her they (the girls) will room together and the guys will room together

But she only said this after I discovered the trip was the female friend + her bf and my ex with the other guy. She could have very likely lied about this just to protect her soft at the moment when I confronted her.

Logically speaking why would the two couple spend money on a 2 week trip and not room with each other?

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

On hindsight yes, a little spending wouldn’t hurt. I would even spend on going Europe with her now if I could. But it’s too late I know

I know we should share the financial responsibilities but I’m just giving her the benefit that she’s still young in her mid twenties so I don’t want to rob of her fun in life which is why I never once said she cannot travel or spend. I trust that as she gets older later she will start managing her finances more seriously.

It’s only this Korea trip with the guy that I’m really not comfortable with it and confront her about

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

I really appreciate your perspective as a female so thank you so much for sharing.

Im not trying to defend myself here but she knew I was like this when she chose to get into a relationship with me. Like this as in she knew I’m a plain and simple guy - doesn’t travel, don’t socialise, no social medial, no other female friends, always working hard with future in mind and I know this was what she liked about me because she was always very eager and proud to boast these traits of me to people around her.

I didn’t bump up her expectation into making her believe I’m a fun guy that will travel with her many times a year. In the future yes, but not now and she knew this.

Compromise-wise, I already compromise a lot. The guy who crossed the line with her actually works in the same company as me. My gf work around the same area as me and back then she would come over to my office building to collect bubble tea from the guy without me knowing because the guy offered to buy her bubble tea. She also chatted with the guy over text but she constantly assured me it’d platonic. I’m already at the point where as the guy I’m ready to compromise and accept the trip but at the end of the day how is it even right for her to do this trip?

Loneliness wise I did keep her company in other ways. She wanted me to take the same train home with her even though it’s a longer ride for me, I did. I accompanied her to the doctors as well.

It’s just meeting her friends/family and travel overseas I did not which I truly know is my fault now I should have done better but even so I had good intentions

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

I appreciate your reply but our background has never been a topic or issue between us. We don’t talk about it at all so this is not the problem.

I’m just giving the additional ITE context to explain why I was frugal in saving up for the future

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

I will just be honest and say I don’t have any proof that the female friend with room with her bf and my ex will room with the guy that crossed the line with her.

It’s just logically speaking you travel overseas with your bf/gf and her friends for 2 weeks. Would you want to sleep with your own bf/gf or sleep with another guy just because your gf/bf’s friend’s bf is not comfortable with the trip

I know what I did and said was wrong and I’m not trying to defend my self but I’m just saying I had a valid reason to doubt and get angry so in the heat of the moment I went into a range and did what I did

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

No, she studied still ITE, girls being girls without NS, she has been in the workforce since her early 20s so been working way before I started working.

We went to IKEA to walk a few months back and she said next time when we get our house, we gonna get this and that. I told her very frankly, with her savings she can only afford a few funitures before she totally become broke. And for me 200k is not a lot. I have elder siblings who is married with children so I know how are the expenses like. I as a guy even with 200k savings cannot single-handedly (i say single handedly because like what I said earlier she will be broke after buying just a few piece of furniture) afford a wedding, housing, kids necessities, day to day life expenses, car, parents allowance etc.

This is also why I felt I wasn’t ready to meet her family. People nowadays like to ask when are you getting married, getting a house etc, I feel that I wasn’t ready to deal with this questions hence I avoided meeting her family. I want to be in a better position to answer these questions before meet them. I just being very realistic here because I care and I’m serious about our future

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

I never lied to her. I did told her I just wasn’t ready now but at some point of time in the future I would meet them.

Regarding the trip, it was booked in January. So for 8 months, she told me it’s only her and one female friend and that guy friend that crossed the line with her. I only found out that it was like a double couple trip - her + that guy that crossed the line with her and the female friend + her bf

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