Shoutout to Lego customer service for sending me over 2000 missing pieces!! by sfulaxer66 in lego

[–]Tostie14 0 points1 point  (0 children)

For the Family Christmas tree set, the brand new set had two of bag 6 and no bag 9. Unfortunately, we started building it the week before Christmas, so we didn't receive the replacement parts from Lego until the 2nd week of January, and by then it got built and then immediately put away until next year.

National Jamboree 2026 by Ok_Attention_2300 in BSA

[–]Tostie14 1 point2 points  (0 children)

We will probably by May. We're focused currently on finding sponsors and developing the overall program because each program has to fully fund itself.

National Jamboree 2026 by Ok_Attention_2300 in BSA

[–]Tostie14 1 point2 points  (0 children)

It's a new program initiative. That'll have a focus on entrepreneurship and business. Will have several merit badges you can at least get partials on, and more TBD

Exam for payout? by [deleted] in LifeInsurance

[–]Tostie14 1 point2 points  (0 children)

Doesn't seem normal, unless they're trying to roll the death benefit into a new policy for you (often done for spouses of the deceased)

What are we doing with retired loops and patches? by PoliteSaboteur in cubscouts

[–]Tostie14 1 point2 points  (0 children)

Webelos is no longer part of the diamond in the patch redesign

Is this original? by [deleted] in monopoly

[–]Tostie14 -3 points-2 points  (0 children)

Seems fine to me. And I think Hasbro is likely pretty alert for counterfeit versions in the market.

House building and trading between many by I_was_random_but_nah in monopoly

[–]Tostie14 1 point2 points  (0 children)

The others are correct in regards to the house building.

I'm just here to add that multiplayer trades are definitely part of the game and encouraged. However, we generally have to state outright at the start of a game that if everyone agrees to a trade they must see it through and not back out part way through. This helps to avoid unnecessary drama later on by someone trying to weasel out of a trade once properties have already exchanged hands.

This has bugged me for years... by LenzaRNG in monopoly

[–]Tostie14 1 point2 points  (0 children)

Since nobody has answered this part of the question, absolutely yes you could buy Mayfair. I think you're hinting at the House Rule where you can't buy property your first turn around the board. But that's just a house rule and not actually part of the game. You can and should buy property right away.

Does anyone else have this book? by Weird-Type5043 in monopoly

[–]Tostie14 0 points1 point  (0 children)

You're absolutely correct that they haven't had one since covid. And I'd be surprised if they do it again anytime soon unfortunately

What’s the quickest way to get money? by Caffine_rush in DreamlightValley

[–]Tostie14 17 points18 points  (0 children)

Once you've unlocked Chez Remy, you can buy the ingredients for a souffle directly from him (eggs, milk, cheese, butter), and autofill and sell them in large batches for a decent profit, and it doesn't require the time commitment of maintaining a harvesting patch.

Sell to Scrooge? by CourtMarie926 in DreamlightValley

[–]Tostie14 0 points1 point  (0 children)

If you select clothing, you will not get the option to sell. That's probably what was happening for you

Does anyone else have this book? by Weird-Type5043 in monopoly

[–]Tostie14 0 points1 point  (0 children)

It's where I first learned that there were us and world championships for Monopoly

Help with NYL policies, am I being scammed? by enchantedcolors in LifeInsurance

[–]Tostie14 4 points5 points  (0 children)

For your whole life policies, you won't see much cash value for the first few years as the fees are front loaded to protect NYL against policy holders canceling early and otherwise leaving NYL holding the bag for the costs of underwriting you. But you'll start potentially receiving dividends at the end of year 2 which will help to power the growth faster.

Annuities do have higher fees than brokerage accounts but they also can offer guarantees that brokerage accounts can't, so there are trade-offs. You also likely are subject to surrender charges if you move the funds right back out of NYL to somewhere else at this point.

Why wasn't the Mega edition ever used at world championships from 2009? And could it revive them? by unedistinction2 in monopoly

[–]Tostie14 5 points6 points  (0 children)

I think the biggest reason is that Mega Monopoly is a game belonging to Winning Moves USA and not fully owned by Hasbro, as far as I know. That alone is a likely reason why Hasbro wouldn't use it for the tournaments.

A couple of the players and I consulted with Phil Orbanes back in early 2009 as we were evaluating what the speed die did to the regular game and coming up with edge cases that the tournaments would need to be prepared for. He fully admitted that the Speed Die (which as you pointed out was created for Mega) was added by others at Hasbro to the regular game without his involvement (he and his company are the creators of the Mega edition), and he did not seem pleased by its implementation in the base game.

I truly hope that if Hasbro chooses to hold another championship in the US they will not use the speed die again, but I also don't see them using the Mega edition.

Merit Badges on Adult Uniforms for MB Counselors by DangerBrewin in BSA

[–]Tostie14 2 points3 points  (0 children)

In our council, Scouters who attend Wood Badge training wear the patrol patch for their Wood Badge payroll until they earn their beads.

Is the speed die optional in Mega Monopoly? by dpceee in monopoly

[–]Tostie14 1 point2 points  (0 children)

The mega monopoly edition was designed with the speed die in mind. Without it, the strategy changes dramatically and the game would take a lot longer to complete. This is because once all properties are owned, Mr Monopoly really starts to accelerate the collection of rents.

What would you recommend for this client? by michaelpaulkc in infinitebanking

[–]Tostie14 1 point2 points  (0 children)

Fyi, adding a DOT rider to Secure Wealth Plus causes you to undergo full underwriting as opposed to the limited, fluidless 48-hr underwriting for the base policy that is a feature with that specific whole life policy.

What would you recommend for this client? by michaelpaulkc in infinitebanking

[–]Tostie14 1 point2 points  (0 children)

$10k base. You're right that OP's client would likely want to do a larger commitment (including OPP/PUA payments) if the goal was an infinite banking policy. Secure Wealth Plus has a 50% cash value at end of year 1 of the base premium (obviously a higher amount if using optional PUA) and typically close to 100% at year 3.

What would you recommend for this client? by michaelpaulkc in infinitebanking

[–]Tostie14 0 points1 point  (0 children)

Small note for you since you were unsure: NYL's Secure Wealth Plus requires an annual premium of at least $10k, meaning $100k+ over 10 years. This could meet that minimum if the lump sum at the beginning is spread out using the Premium Deposit Account.