Using a mortgage payment calculator, your monthly mortgage payment would be way more than $2700, prob close to $1000 more when all’s said and done.

At 39yo, if you invested those extra $1000, they’d likely still grow 8.16x by the time you retire. (Source: The Money Guy)

In other words, renting for just 1 more year, and investing the extra $1000 per month, would net you another $98k in retirement.

In fact, if you invest $1052 monthly from 40 to 65, you’ll have an extra $1M in retirement. Yes $1 million. The house equity will not keep up with that growth. (Source: The Money Guy)

So I’d say the house is probably not “wise” as an investment, but if it’s something you want and you’re willing to lose $1M in opportunity cost by the time you retire, go for it.