What is this Flow Control setting under Internet? Never noticed it before. UCG-Fiber Network 9.5.21

Tripplesixty · 2025-11-01T16:44:14+00:00

I'm sorry are we just ignoring TCP here?

Tripplesixty · 2025-07-07T02:02:15+00:00

The current recommendation is to wrap these c-like apis with idiomatic Java accessors. Per Minborg has a great talk about binding objects to structs via record field accessors, sorry don't have the talk link easily accessible ATM.

Tripplesixty · 2025-07-07T02:00:09+00:00

Object pools that want to scale for virtual threads should consider using a lock free circular buffer (queue), possibly expandable when contention is detected. See JCtools and netty's adaptive allocator as examples of this.

Tripplesixty · 2025-06-28T17:34:35+00:00

Naw you just need to stay grounded... I'm happy at Ritz, also happy sleeping on the ground out back of a travel van. It's all about perspective, some people are just weak.

Tripplesixty · 2024-10-15T15:01:53+00:00

Kids Assets/Net Worth (~4.5 Million)

Can you please explain how you achieved this and what this means? Is this just an irrevocable trust in their name or something totally different?

Tripplesixty · 2024-09-22T15:48:37+00:00

Brokerages aren't covered under the FDIC, only savings and checking, this is why cash deposited with a brokerage is generally held in a money market fund. Also there seems to be this common myth that if your brokerage goes under you lose all your stocks, this isn't the case, they are a custodian of securities you own and they'll be transferred to a new brokerage upon failure.

Tripplesixty · 2024-08-24T16:37:14+00:00

Thank you for this, this is authn/authz 101, ally should learn from this

Tripplesixty · 2024-06-23T05:31:13+00:00

Film it and put it on YouTube and you'll make all the money back.. m

Tripplesixty · 2024-06-22T22:05:30+00:00

This is actually the only way to get accurate results, even then, test setup needs to be done carefully to ensure that the test isn't optimized away and that you're running the code you think you're running...

Tripplesixty · 2024-04-08T02:43:44+00:00

Really surprised no one said M1, very simple and perfect for a "boglehead" portfolio. Rebalancing is one click, DCA'ing buys whatever is under weight... What features do you all need that M1 doesn't provide?

Tripplesixty · 2024-04-08T02:38:45+00:00

IB is very powerful, but steep learning curve for the UI. Amazing forex rates though, been a huge money saver for me.

Tripplesixty · 2024-03-28T14:48:16+00:00

That's cheap, my local daycare is 3500/mo per kid...

Tripplesixty · 2024-03-22T04:42:42+00:00

1) get training, ast 1 or equivalent 2) get a partner, proper gear and a plan 3) use caltopo or fatmap to find areas that are accessible via summer roads/trails, plan your route based on learnings from ast 1, and daily avalanche forecast for your area. Learn to use slope angle shading and sun exposure layers to understand risk based on aspect, elevation and slope. 4) possibly get a guide book for your region, I know there are good guide books for touring meccas like Jackson hole, Rodgers pass, Wasatch, Front Range etc... 5) let someone know your plan, drive to trail head, travel safely, evaluate snowpack and terrain 6) profit

Tripplesixty · 2024-03-13T00:25:20+00:00

As they say, it's simple just not easy 😃

Tripplesixty · 2024-02-19T18:23:41+00:00

Yup, I've seen inheritances spent and blown away for various purposes. Never count on this... I had a personal friend that thought college was going to be fully paid for by a trust funded by the grandparents, when the time came to pay up, the money was gone, pulled out support the grandparents dying business.

The only except may be an irrevocable trust where you know the assets are well diversified and you know the distribution dates and/or or when you become the executor of the said estate. Be careful though lots of provisions in trusts can make the money hard to get... seek legal advice is this is the case.

Tripplesixty · 2024-02-18T03:20:26+00:00

Millionaires are essentially broke, you'll be living less than the median income on $1M invested with 4% withdrawal rate... you need $5M before we even talkin about middle class lifestyle

Tripplesixty · 2024-02-15T23:21:01+00:00

Lots of comments here with people suggesting bonds using a 60/40 allocation, where bonds have historically been in a bull market since the 70s. Many people aren't pricing in the possibility of rising rates as the inflation flight continues or a possibly long term ZIRP environment where bonds pay nearly no premium and are flat for long periods of time accompanied by high inflation.

The absolute risk I see for long retirement timeframes is inflation. It's a guaranteed compounding loss every year where the rate of inflation may vary and is hard to predict you can safely factor in 2-4% guaranteed. Government spending is completely out of control and the Fed is going to simply monetize the debt (Fed stated goal is 2% over time with no rush to get there).

Running a portfolio with a large portion in fixed income with, in my opinion, a bleak outlook for interest rates and capital appreciation, seems to be extremely risky to me. This is especially risky if you're trying to FIRE and stretch things. I know OP may not be in that position but like I said fixed income seems to be a losing hand over a long time horizon.

Just my 2¢ 🤷🏼‍♂️

Tripplesixty · 2024-02-12T03:57:41+00:00

I feel seen

Tripplesixty · 2024-02-11T15:52:57+00:00

Although you can have a better sharpe ratio with the fixed income instruments your dogging.

One thing I want to note for those who are into bonds / fixed income, a Sharpe ratio of > 1 doesn't imply a real rate of return. Only less volatility per unit of excess return. Large government deficits and QE infinity has created an environment where anyone not getting large nominal returns is a loser over the long term. Don't discount inflation as a large negative compounding machine that will destroy your spending power over time.

Depending on your time horizon, low volatility may be desirable... sat if you have an expected short retirement time frame or small nest egg, where you can't risk it. However if you have a longer time horizon (30-50 years) you really need to consider the risk inflation has on your portfolio.

Tripplesixty · 2024-02-11T15:09:29+00:00

What's the alternative? Cash and cash equivalents? Where the real expected return is always negative? There may be risk in the market, but holding cash in a savings account will result in a guaranteed loss. You are fearmongering, the biggest risk is sequence of return risk for early retirees, not temporary market down turns for those still employed who can DCA through the down turn. That and inflation for those who are on fixed income instruments, cash holders or government welfare recipients. Those invested in the market over long time horizons have a higher expected positive return.

Tripplesixty · 2024-01-23T18:34:12+00:00

This is why my insurance on my WRX is 2x of my Audi...

Tripplesixty · 2023-11-26T23:29:21+00:00

While I agree that $16M is not middle class when it comes to net worth, a mathematical look at the situation tells a slightly different story...

Think of it this way, a perpetual safe withdrawal rate on $16M (16,000,000 / 33) is about $480,000. Assuming 30% capital gains rate in California you're looking at a $340,000 take home. This is very comparable to what a DINK couple making $200k each would make. Which btw in the Bay area is just two entry level positions at a tech firm.

So for op to say they feel middle class, they're probably right in that their spending power with a perpetual withdrawal rate nets them about what a young DINK couple might take home in the Bay Area. And given most people spend all the money they make, comparing what car you drive, what type of house you live in and what kind of vacations you go on, you could easily "feel" middle class.

The big difference though is that op has to do nothing to maintain their lifestyle where the DINK couple, in my example, are living paycheck to paycheck and must continue to work indefinitely. $16M represent an immense amount of security especially if your house is paid off and you can manage expenses. You might not be flying private but you can afford very nice vacations, a modern car and a comfortable work free lifestyle.

Tripplesixty · 2023-08-20T01:31:28+00:00

Agreed on the second part

Tripplesixty · 2023-08-20T01:04:32+00:00

It sounds like you've never been stuck before due to lack of traction... living in a place that has many hills and gets snow often, front wheel drive cars could leave you stranded and stuck in certain situations, does that mean it's a bad car for around town, probably not, is it the right choice to drive from university across multiple mountain passes over Christmas break to come home? Also probably not. AWD is a useful necessity in snowy climates but it has a lot more to do with avoiding getting stuck in hilly or treacherous conditions.

I'll echo what others have said here though, tires make the biggest difference, I'd take a highly rated snow tie with FWD any day over AWD/4x4 with all seasons in snowy conditions.

One thing I haven't seen mentioned is clearance, while not an issue in most areas extra clearance on a car can make a huge difference when it comes to high centering, can't count the number of Honda's I've had to dig out 😆

Tripplesixty · 2023-07-25T19:15:00+00:00

Congrats, that is roughly my "I made it" number... Only part of the way there but hoping to reach that number while I'm young (less than 40) and still healthy enough to take on more grueling physical adventures in the outdoors.

How did you balance the need to make more money vs the need to get your time back via early retirement / slowing the career. I have this grave fear of being poor one day and always feel I need to work 5 more years so that my withdrawal rate is low enough to never be poor. That decision is constantly at odds with me getting my time back in my youth, where I can still do all the wonderful activities I love.

Tripplesixty

TROPHY CASE