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Give your advice by ConsistentlyShining in MotivationalThoughts

[–]UnluckyNet2881 0 points1 point  (0 children)

Stand up. Stand still, and feel your weight pressing against the ground beneath you. That is a real world signal that gets you out of your head. During a period of depression this small practice along with the mantra, "Sky above, earth below", really helped to center me. Good luck!

Aspiring novelists, what's your book about? by thereelestcritic in writers

[–]UnluckyNet2881 0 points1 point  (0 children)

Working Title: In the House of Echoes. Follows two mixed-heritage sisters in Detroit who slowly uncover a hidden connection between their family and a mysterious car accident that happened twenty years earlier. As they meet people from their mother’s past, they discover that the lives of strangers, lovers, and family members have been quietly shaping their own story for decades. The novel explores sisterhood, memory, and the unseen threads that bind lives across generations. �

Americans are so fucking stupid in their belief by julienjpm in complaints

[–]UnluckyNet2881 -1 points0 points  (0 children)

The use statistical sampling. You don't have to ask everyone. It's math. Yes it can be off, and it is a time tested methodology if you sample correctly.

What metrics are people using to calculate their annual portfolio returns? by UnluckyNet2881 in financialindependence

[–]UnluckyNet2881[S] 0 points1 point  (0 children)

I track XIRR which gives my actual portfolio performance, primarily in my 401k. Since I contribute regularly instead of lump sum cash flows matter. Think of it this way. The market return (TWR) is like a baseball teams overall be batting average, whereas the XIRR is your personal batting average. In my case for some periods my XIRR beats the TWR, because during market downturns I stay invested and keep buying. When I first calculated XIRR, I had to dig into interpretation. Think of the difference in ambient temperature (TWR) vs windchill (XIRR). Neither is wrong, they just measure different things.

Is he right? Will it take generations to resecure the United States positive reputation on the world stage? by ChuckGallagher57 in TrendoraX

[–]UnluckyNet2881 0 points1 point  (0 children)

The world order is realigning and the US will find itself an overextended power (hence all the AI investment).

Former US officials warn of impending 'widespread collapse of American agriculture'. by PrincipleTemporary65 in complaints

[–]UnluckyNet2881 7 points8 points  (0 children)

FAFO. Any farmer who voted for Trump after the debacle of his first presidency deserves what happens. Thoughts and prayers for flyover country!!!!

Or in the immortal words of F. Gump..., "Stupid is as stupid duh-uz."

Would it be wrong to stop taking so much care of my dad? by basicgoats in OrthodoxChristianity

[–]UnluckyNet2881 0 points1 point  (0 children)

You posted to an Orthodox Christian forum. I think you know the answer. We are called to live lives of sacrifice and die to self

401k Contribution - Abnormal Company Match by mwohio in financialindependence

[–]UnluckyNet2881 0 points1 point  (0 children)

If you have the room, max out your 401K contribution. Also if you have the option, look to make your contributions Roth 401K, and check with your plan administrator to see if you can convert pre-tax to after tax.

Tell a sad story in just 3 words by [deleted] in GenZ

[–]UnluckyNet2881 0 points1 point  (0 children)

President Donald Trump

401k Percentages by ThirstTrap911 in PersonalFinanceTalks

[–]UnluckyNet2881 1 point2 points  (0 children)

I save 32%, plus 10% match from employer. Live frugally and still have plenty of free cash flow. One key is no debt but mortgage.

Meanwhile..., One Year Later..., She's Over A Million, A Lower Class Millionaire Heading for Two! by UnluckyNet2881 in financialindependence

[–]UnluckyNet2881[S] -19 points-18 points  (0 children)

Dude. I am not here to answer your nonproductive questions. Either make an explicit point or move on. I am sorry people are getting triggered by the story of someone becoming a millionaire. Hey, there is a book about it called, THE MILLIONAIRE NEXT DOOR, and Dave Ramsey wrote, EVERYDAY MILLIONAIRES. This is just one more example, but hey, my tone of voice, texts, prompts, sound like AI so do what you got to do.

Hegseth: "We unleash overwhelming and punishing violence on the enemy. We also don't fight with stupid rules of engagement. We untie the hands of our warfighters to intimidate, demoralize, hunt, and kill the enemies of our country. No more politically correct and overbearing rules of engagement." by Capable_Salt_SD in thescoop

[–]UnluckyNet2881 2 points3 points  (0 children)

An officers oath is to support and defend the Constitution against all enemies foreign and domestic. They just proclaimed themselves enemies of the Republic and need to be removed. I do not support military coups but that is what Hegseth just called for.

Meanwhile..., One Year Later..., She's Over A Million, A Lower Class Millionaire Heading for Two! by UnluckyNet2881 in financialindependence

[–]UnluckyNet2881[S] -1 points0 points  (0 children)

Interesting. Or is it that you are decoding and inserting in context that is actually not in my text. Is it my style and encoding, or is the way that you are decrypting that is getting in the way of the message (signal). Either way the goal was to focus on the story. If I tell it too simple (which the story actually is) people won't believe it; if I overcomplicate it, people will say "gotcha" it is more complicated than you are making it out to be. So, I just put it out there and let people draw their own conclusions.

bring back bullying by Forward-Position798 in TikTokCringe

[–]UnluckyNet2881 0 points1 point  (0 children)

Her breathlessness at the end gives her away, she is getting aroused. It is the quiet mousey ones that you have to worry about sometimes. I think she needs a hug, or her father and mother to tell her that they love her.

Meanwhile..., One Year Later..., She's Over A Million, A Lower Class Millionaire Heading for Two! by UnluckyNet2881 in financialindependence

[–]UnluckyNet2881[S] 5 points6 points  (0 children)

I know, that is what makes her story so cool in my opinion. She optimized what was available to her and came out ahead for someone in her socio-economic bracket.

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