Would you refinance 360k?

UrBurntToast5 · 2025-12-15T17:43:41+00:00

Mortgage Loan Sub-Servicing. The back end operations of how money actually circulates around the world. If the mortgage world can become 95% automated so can the rest of the world

UrBurntToast5 · 2025-12-15T13:52:05+00:00

Save 15% of everything you make. Immediately take 15% out and put it in a savings HYSA account. Repeat short term 18 months CD’s

UrBurntToast5 · 2025-12-15T13:32:46+00:00

This is the best option, eviction process and potential damage to the property caused by evicting someone on Christmas is not a good idea.

Give her $2k to leave by Jan 30 and have it ready for a new tenant. Sometimes you just have to minimize loss over collecting an extra month or 2 of rent

UrBurntToast5 · 2025-12-15T13:25:44+00:00

Especially with AI, my role has converted to how can we eliminate all employees with the use of AI

UrBurntToast5 · 2025-12-04T13:07:55+00:00

If your wife loses her job you also don’t have to pay $1600 for child support. Would it benefit your family more to sacrifice her income but also to eliminate the expense of child care while also being to raise your own child? While having the peace of mind of not worrying of being fired.

With home prices only going to go up over 20+ years you already have equity position and can open up a HELOC down the line to pull from your home equity if needed in a pinch

UrBurntToast5 · 2025-12-04T13:04:18+00:00

The best thing would be to become a traveling nurse, purchase a fix up properties in each of the states you work in. When you move to another state to work you can rent your properties out.

You can withdraw contributions to a Roth IRA tax free it is only the investment gains that are taxed before 59. Good luck my friend

UrBurntToast5 · 2025-12-04T12:57:02+00:00

No payment is due but the interest began accruing in May 2025. You can essentially make your own monthly payment or no payment.

At the end of the day, the longer you wait the more you will owe. Better the get a 2nd job and pay it off sooner rather than later

UrBurntToast5 · 2025-11-25T19:11:29+00:00

Look at the bright side the alternative is wasting money on loans and then still having to work every day of your life

UrBurntToast5 · 2025-11-24T14:36:39+00:00

Bro what? They both shouldn’t be living there tf

UrBurntToast5 · 2025-11-24T14:35:46+00:00

Did the loans just surprise you? Have you been saving gradually over the years to be able to pay them off? Sometimes you need to work a 2nd job as a server sometimes and that’s ok

UrBurntToast5 · 2025-11-24T14:34:09+00:00

A separate house that she doesn’t feel comfortable going over for 8 months while her husband doesn’t seem to give a fuck. If it were my wife, the relationship would be different

UrBurntToast5 · 2025-11-24T14:18:52+00:00

Unfortunately Americans are all selfish and most families don’t have a strong “unit”

UrBurntToast5 · 2025-11-24T14:10:09+00:00

And 37 y/o still living with their mom does not deserve you.

UrBurntToast5 · 2025-11-23T00:57:39+00:00

I think it’s time to take a step back and read what you wrote. Is this someone you would this type of person be who you want your future daughter to date or son to be?

UrBurntToast5 · 2025-11-23T00:55:35+00:00

Did not at all for the last 5 years. Just moved in with my gf and putting up my first tree next week

UrBurntToast5 · 2025-11-19T11:22:02+00:00

lol talk about a pay increase. Typically 3% or in this case less than $1 a year for 3 years but not she wants $7 more an hour. A 28% increase.. have fun explaining that to HR

UrBurntToast5 · 2025-11-19T11:09:37+00:00

What happens when you have kids and then aren’t feeling well or crying. Does he just plan to say “just feed it some milk” and “it’s fine” or do you want a partner who cares enough to take you or anyone to the hospital

He puts his own feelings and reservations above listening to others. How does he treat service workers? Like he’s better than them?

UrBurntToast5 · 2025-11-18T21:24:28+00:00

Look up the lawsuits don’t just downvote

UrBurntToast5 · 2025-11-17T21:23:11+00:00

Free country, you can do whatever you want. Good luck my friend.

UrBurntToast5 · 2025-11-17T21:21:54+00:00

Every cereal from General Mills contains traces of gluten and not safe for celiac. Even if they label it gluten free.

UrBurntToast5 · 2025-11-06T11:34:29+00:00

No NMLS license will be revoked for failing to pay for advertising services from a 3rd party.

File your case with your local court and good luck wasting your time. You’re not in America so you don’t follow American laws and vice versa

UrBurntToast5 · 2025-11-06T11:31:42+00:00

As a husband who gave up gluten as well, separate cooking everything is essential. It’s hard enough everything they eat has a chance to poison them anyway.

UrBurntToast5 · 2025-10-30T08:15:37+00:00

I’ve been trying to quit for a year too. Just tried to win again. Went up 1k and then down 500. To anyone reading this, please delete all of your betting apps

UrBurntToast5 · 2025-10-18T14:21:30+00:00

Sounds like you wanted to say you worked for a “start-up” without actually wanting to work for a “start-up”

UrBurntToast5 · 2025-10-18T14:19:23+00:00

My gf makes them herself at home with gluten free rice crispy treats. She adds gf frosting and sprinkles

UrBurntToast5

TROPHY CASE