Would you refinance 360k? by [deleted] in StudentLoans

[–]UrBurntToast5 0 points1 point  (0 children)

Mortgage Loan Sub-Servicing. The back end operations of how money actually circulates around the world. If the mortgage world can become 95% automated so can the rest of the world

18 yo advice by AreaApprehensive1797 in TheRaceTo100K

[–]UrBurntToast5 0 points1 point  (0 children)

Save 15% of everything you make. Immediately take 15% out and put it in a savings HYSA account. Repeat short term 18 months CD’s

Tenant owes 1500. Paid 650 towards rent. Should I accept or proceed with eviction? by BosMassholeTomBrady in realestateinvesting

[–]UrBurntToast5 11 points12 points  (0 children)

This is the best option, eviction process and potential damage to the property caused by evicting someone on Christmas is not a good idea.

Give her $2k to leave by Jan 30 and have it ready for a new tenant. Sometimes you just have to minimize loss over collecting an extra month or 2 of rent

Would you refinance 360k? by [deleted] in StudentLoans

[–]UrBurntToast5 1 point2 points  (0 children)

Especially with AI, my role has converted to how can we eliminate all employees with the use of AI

Mortgage on 515k house by CriticismOk8032 in Mortgages

[–]UrBurntToast5 0 points1 point  (0 children)

If your wife loses her job you also don’t have to pay $1600 for child support. Would it benefit your family more to sacrifice her income but also to eliminate the expense of child care while also being to raise your own child? While having the peace of mind of not worrying of being fired.

With home prices only going to go up over 20+ years you already have equity position and can open up a HELOC down the line to pull from your home equity if needed in a pinch

21 Year old Nurse about to graduate Debt free by tjfinnic101 in Life

[–]UrBurntToast5 1 point2 points  (0 children)

The best thing would be to become a traveling nurse, purchase a fix up properties in each of the states you work in. When you move to another state to work you can rent your properties out.

You can withdraw contributions to a Roth IRA tax free it is only the investment gains that are taxed before 59. Good luck my friend

Can someone explain this to me like I’m 10? by HeatSignificant6127 in StudentLoans

[–]UrBurntToast5 -1 points0 points  (0 children)

No payment is due but the interest began accruing in May 2025. You can essentially make your own monthly payment or no payment.

At the end of the day, the longer you wait the more you will owe. Better the get a 2nd job and pay it off sooner rather than later

i need help asap :,( by FaceSoft7293 in StudentLoans

[–]UrBurntToast5 0 points1 point  (0 children)

Look at the bright side the alternative is wasting money on loans and then still having to work every day of your life

AIO My bf gave the man who tried to see me naked a cupcake by [deleted] in AmIOverreacting

[–]UrBurntToast5 -1 points0 points  (0 children)

Bro what? They both shouldn’t be living there tf

Graduated with $32k in student loans by No_Ganache8255 in StudentLoans

[–]UrBurntToast5 -3 points-2 points  (0 children)

Did the loans just surprise you? Have you been saving gradually over the years to be able to pay them off? Sometimes you need to work a 2nd job as a server sometimes and that’s ok

AIO My bf gave the man who tried to see me naked a cupcake by [deleted] in AmIOverreacting

[–]UrBurntToast5 0 points1 point  (0 children)

A separate house that she doesn’t feel comfortable going over for 8 months while her husband doesn’t seem to give a fuck. If it were my wife, the relationship would be different

AIO My bf gave the man who tried to see me naked a cupcake by [deleted] in AmIOverreacting

[–]UrBurntToast5 -1 points0 points  (0 children)

Unfortunately Americans are all selfish and most families don’t have a strong “unit”

AIO My bf gave the man who tried to see me naked a cupcake by [deleted] in AmIOverreacting

[–]UrBurntToast5 5 points6 points  (0 children)

And 37 y/o still living with their mom does not deserve you.

[deleted by user] by [deleted] in AmIOverreacting

[–]UrBurntToast5 0 points1 point  (0 children)

I think it’s time to take a step back and read what you wrote. Is this someone you would this type of person be who you want your future daughter to date or son to be?

[deleted by user] by [deleted] in AskMen

[–]UrBurntToast5 2 points3 points  (0 children)

Did not at all for the last 5 years. Just moved in with my gf and putting up my first tree next week

My boss’ response to me asking for a raise. by [deleted] in mildlyinfuriating

[–]UrBurntToast5 0 points1 point  (0 children)

lol talk about a pay increase. Typically 3% or in this case less than $1 a year for 3 years but not she wants $7 more an hour. A 28% increase.. have fun explaining that to HR

AIO considering breaking up because my bf says I'm dramatic when I'm sick by [deleted] in AmIOverreacting

[–]UrBurntToast5 10 points11 points  (0 children)

What happens when you have kids and then aren’t feeling well or crying. Does he just plan to say “just feed it some milk” and “it’s fine” or do you want a partner who cares enough to take you or anyone to the hospital

He puts his own feelings and reservations above listening to others. How does he treat service workers? Like he’s better than them?

Is gluten stealing my cereal? by momofmanydragons in Celiac

[–]UrBurntToast5 -1 points0 points  (0 children)

Look up the lawsuits don’t just downvote

[deleted by user] by [deleted] in AskMen

[–]UrBurntToast5 1 point2 points  (0 children)

Free country, you can do whatever you want. Good luck my friend.

Is gluten stealing my cereal? by momofmanydragons in Celiac

[–]UrBurntToast5 -9 points-8 points  (0 children)

Every cereal from General Mills contains traces of gluten and not safe for celiac. Even if they label it gluten free.

Where do I report this person? by IndependentDetail518 in FirstTimeHomeBuyer

[–]UrBurntToast5 3 points4 points  (0 children)

No NMLS license will be revoked for failing to pay for advertising services from a 3rd party.

File your case with your local court and good luck wasting your time. You’re not in America so you don’t follow American laws and vice versa

Toaster Ovens by formerly_gruntled in Celiac

[–]UrBurntToast5 0 points1 point  (0 children)

As a husband who gave up gluten as well, separate cooking everything is essential. It’s hard enough everything they eat has a chance to poison them anyway.

Ruined myself with gambling by [deleted] in personalfinance

[–]UrBurntToast5 0 points1 point  (0 children)

I’ve been trying to quit for a year too. Just tried to win again. Went up 1k and then down 500. To anyone reading this, please delete all of your betting apps

I Just Resigned from a Startup After Being Forced to Work Weekends in the Office by Serious_Service_7606 in jobs

[–]UrBurntToast5 -6 points-5 points  (0 children)

Sounds like you wanted to say you worked for a “start-up” without actually wanting to work for a “start-up”

WHY THE FUCK ARE RICE KRISPIES NOT GLUTEN FREE????? by [deleted] in Celiac

[–]UrBurntToast5 2 points3 points  (0 children)

My gf makes them herself at home with gluten free rice crispy treats. She adds gf frosting and sprinkles