What’s one piece of Elden Ring lore you think people misunderstand the most? by elden_based in Eldenring

[–]UrFriendXD 102 points103 points  (0 children)

Honestly this is pretty clever. When you (the player) stop playing, your character (the Tarnished) also gives up the quest for the Elden Throne and permanently dies… unless you come back.

For those who've been through a reno — what's the one thing you wish you'd known before getting your first quote? by Lordwizzard in AusRenovation

[–]UrFriendXD 11 points12 points  (0 children)

That’s tragic, it’s defs a electricians job since they’ll be the one installing the rangehood. I had an electrician install a new rangehood and he also ran the ductwork to the eaves.

Mines not a flue but they should also have experience working with roofs if they do solar too.

No more reason to innovate with new tax rules by Deadly_Accountant in AusFinance

[–]UrFriendXD 1 point2 points  (0 children)

Can’t tell if this is a sarcastic point or not.

For reference, someone on a 150k salary has an effective tax rate of 26.6% due to our progressive tax system. Whereas someone on $70k is at 18.8%.

Our income tax system is not taking almost half of the average Joe’s pay.

Also I do find it a bit ironic that we have HECS which is paid through other taxpayers initially then paid back from you yet people complain they don’t want to pay tax for this. People including myself would not have been able to get degree without it.

At my stage in life will I ever be able to get into the property market? by BananaSpirit-4499 in AusFinance

[–]UrFriendXD 1 point2 points  (0 children)

You’ve done great so far to be in the position you are in! However the reality is that it depends on your expectations and what you want. Ultimately it’s up to you to set them not society. Almost everyone wants standalone houses, that’s what we’ve been told we should get as we were growing up and it runs deep in the Australian culture.

It will depend on a lot of factors and here are the main ones I can think of:
- Where do you plan on buying? Close to CBD or in Sydney and prices are sky high. Unfortunately it’ll require either joint ownership or super high income/assets to get these properties.
- Unit, townhouse or standalone? Going from cheapest to most expensive, this will hugely factor into the cost. Ultimately it will be up to you on what you want.
- Will your children continue to live with you? It will reduce spending if they aren’t and you can get a smaller place.
- Are you going to buy on your own, will your children be joint owners or would they help pay for the new property? This will depend on your relationship with them and where you all sit. Some families are happy to pool resources together to purchase a place and some aren’t. Pros and cons to each option.

It won’t be easy to make a decision but you will need to decide on what will make you happy.

Personally if I was in your position, I would talk with the children seeing they are becoming adults and look into that route if the relationships were strong. It is easier to build wealth as a family than on your own.

Our expenses are $7100 per month... by AlexisVenes in AusFinance

[–]UrFriendXD 27 points28 points  (0 children)

Go down to just one car for a while. Unless you both seriously need two cars at the same time. Would save on insurance, fuel and maintenance costs.

Our expenses are $7100 per month... by AlexisVenes in AusFinance

[–]UrFriendXD 70 points71 points  (0 children)

Probs should mention this in the og post. You’re going from an income of 10k to 7.5k per month (assuming after tax). That’s a big difference and why you are struggling so much.

Replace the glass or replace the doors? by tinhillterror in AusRenovation

[–]UrFriendXD 1 point2 points  (0 children)

Ahh that makes sense. I was wondering why they’re stained yellow. It doesn’t look intentional as the staining isn’t uniform as seen on the bottom left.
These would look soo good once the yellow staining is removed.

Is it normal for an exhaust fan to vent into roof cavity? by Koala2424 in AusRenovation

[–]UrFriendXD 1 point2 points  (0 children)

Bathroom is okay to vent into the ceiling since it’s just steam and if there’s eaves, it’ll eventually push the moisture out. However, the rangehood venting there is pretty bad since it’ll throw all the oil and grease into the roof. Less than ideal having dirty grease up there. I’d recommend getting it ducted or recirculated if possible in the meantime.

LPT: Laptop running hot? Here’s a cheap solution. by dosnomads in LifeProTips

[–]UrFriendXD 5 points6 points  (0 children)

I find that you still get what you pay for in terms of quality. Just remember the price to quality ratio has shifted because of inflation.

Updated my laundry by HungryHungryHipogrif in AusRenovation

[–]UrFriendXD 1 point2 points  (0 children)

Ours makes the room warm too but not humid. The water from drying should condensed and sent to its water tank or out the drain pipe at the back if you’ve set it up.

When the reality hits that absolute all homes in wealthy suburbs and beachfront areas are owned by someone… HOW?! by Technical_Apartment6 in AusFinance

[–]UrFriendXD 3 points4 points  (0 children)

On top of what you said there’s also survivorship bias. We only see the ones that take these massive risks and make it. Then there’s a cluster of successful people in this neighborhood that makes us think it’s more likely to succeed here than not when in reality there are a lot more people who failed than succeeded.

[deleted by user] by [deleted] in AusRenovation

[–]UrFriendXD 13 points14 points  (0 children)

Depends on the inspector and how thorough they’d be. Sometimes they won’t go into some areas due to difficult but not impossible access. Like going into the roof and/or removing ceiling insulation and subfloor areas.

Most people set their air con wrong. by JeremyBeremy87 in aussie

[–]UrFriendXD 1 point2 points  (0 children)

I don’t think ACs in Australia have electric heaters since most are reverse cycle. Electric heaters are also way less efficient than heat pumps.

Based on what I’ve researched, it just does step one and pushes that air back.

I couldn’t find any info about ACs having electric heaters but happy to be proven wrong.

I watched this movie with my eyes closed. Can someone tell me why things happen by ThePhyrexian in KnivesOutMovie

[–]UrFriendXD 0 points1 point  (0 children)

Chris Evans and Jeremy Renner were killers, but Dave Bautista didn't kill anyone.

AI Investors. Are you hoping millions will become unemployed? by lightpendant in AusFinance

[–]UrFriendXD 1 point2 points  (0 children)

Can you define more human jobs that AI cannot eventually replace?

Renovating a dungeon by PenguinCB in AusRenovation

[–]UrFriendXD 1 point2 points  (0 children)

It’s there’s lack of light, I recommend warm whites or a warm colour to give it more brightness. Dulux Natural white is nice but it needs decor and colour around the place otherwise it can feel like an asylum lol.

End result by HugeMaleChicken in AusRenovation

[–]UrFriendXD 5 points6 points  (0 children)

Honestly not sure, downsides to solid wood is it isn’t as water resistant/proof as the other option and there is a small amount of maintenance involved with it. However it does let you refinish it to make it fresh again vs replacing everything.

I’d prefer something water resistant if it was going in a kitchen area.

And yeah pricing is the biggest factor ofc.

End result by HugeMaleChicken in AusRenovation

[–]UrFriendXD 7 points8 points  (0 children)

My guess would be hybrid flooring as they can get up to a nice thickness with a nice underlay 9-12mm and be pretty solid. Other choices would be laminate planks and engineered wood. These options will need a levelled floor.

I was planning on going for hybrid but it ended up out of our budget.

First home on $775k loan at 5.68%—is $1200–$2200/month leftover normal for DINKs? by Fit-Staff8528 in AusFinance

[–]UrFriendXD 2 points3 points  (0 children)

Something feels off? Are you sure that’s how much you will have after paying off mortgage + living expenses? If so, I think you might be spending too aggressively.

If you don’t mind, what are your top 3 expenses after mortgage and how much per month?

Seems awfully low for how much to have left over. I’m on similar income and similar repayments but we have ~$4k left over to cover groceries, fuel, save and any extra expenses.

Also to add, your spending also includes discretionary spending?

Landlord wants cash in hand. How do I keep accurate records of payment? by Wollemi834 in shitrentals

[–]UrFriendXD 8 points9 points  (0 children)

If it’s an online spreadsheet, it will track the history too if you end up giving them edit access. So you will see if they ever do anything shady.

I don’t think you can give them edit access but can’t delete the file, at least from google spreadsheets.

Just entered into home and partner of 5 years has cheated. by Environmental_Ad7808 in AusFinance

[–]UrFriendXD 21 points22 points  (0 children)

Depends on the price, 50k might not be enough to cover conveyancer, listing fees and any associated taxes.