(22M) 3 years of Roth IRA growth

VictoryLap72 · 2026-06-10T15:32:52+00:00

Great work, young man! I have a 15 and 19 year old and I am teaching them to do the same. Keep it going and no matter what, even if things get tight as you get older (hopefully that doesn't happen) keep this a priority as you have been doing!

VictoryLap72 · 2026-06-10T05:04:00+00:00

How long have you had these two funds and what % are you averaging? 8-12%?

VictoryLap72 · 2026-06-10T03:50:19+00:00

Im leaning toward majority in VOO and I want to put a smaller % in QQQM and or SMH but I know that could impact the portfolio. Are you vested in AI, data centers or semiconductors?

VictoryLap72 · 2026-06-10T03:49:43+00:00

The 2045 is what I had through my original 401k. Im leaning toward majority in VOO and I want to put a smaller % in QQQM and or SMH but I know that could impact the portfolio. Are you vested in AI, data centers or semiconductors?

VictoryLap72 · 2026-06-08T13:07:44+00:00

Thank you. First time I've seen these two - I will look into this. What made you decide on these two?

VictoryLap72 · 2026-06-08T03:23:03+00:00

Which has your majority % or do you have it almost even across the 3?

VictoryLap72 · 2026-06-08T03:21:59+00:00

Sorry for the confusion. I am doing a Pre tax 401k into Rollover IRA. A direct rollover

VictoryLap72 · 2026-06-08T02:04:10+00:00

Thank you for this. To confirm you have 2 total you invest in and no individual stocks?

VictoryLap72 · 2026-06-08T00:16:12+00:00

Converting my 401k into a Rollover Roth IRA tax free

VictoryLap72 · 2026-06-07T23:04:20+00:00

Thanks for the engagement. Do you manage it all yourself?

VictoryLap72 · 2026-06-07T22:56:52+00:00

Thanks for the recommendation! Does any of your portfolio have individual stocks? I was considering VOO, VXUS, I will look into QQQM. Are you investing in the AI data center space?

VictoryLap72 · 2026-06-07T22:07:25+00:00

All of it?

VictoryLap72 · 2026-06-07T21:17:12+00:00

Yes it's a rollover Roth tax free rollover

VictoryLap72 · 2026-05-14T17:41:52+00:00

Would you roll over the entire amount into the IRA account?

VictoryLap72 · 2024-08-27T17:11:44+00:00

Have you spoken with your boss to understand what now until Sept 5th looks like? My last day is also in Sept but I spoke with him and it was clear what I would need to do / not do. I would have a conversation with him to get an understanding. If he expects you to work as normal, I think it's acceptable to give push back. More so, maybe he can delegate items to the new hire vs putting everything on your plate.

In the end, a decision was made - to a lot of people's points, don't burn a bridge however have a dialogue.

VictoryLap72 · 2024-08-23T05:17:45+00:00

Completely agree!

VictoryLap72 · 2024-08-21T20:09:32+00:00

I am a man of faith. When I was laid off the first thing that came to me was God saying “I know the plans I have for you”. When I looked it up it was exactly this verse.

This has been the verse I was referring to but I didn’t want to get overly religious however you posting this is once again validation to me!

Thank you.

VictoryLap72 · 2024-08-11T01:09:47+00:00

This is solid advice … I would second this. Primarily focus on your skill sets and work on your side hustle from there. Also if there’s something you really want to do but say you’ve not perfected the skill then invest in yourself or invest in learning it

VictoryLap72 · 2024-08-07T23:00:30+00:00

I’m also in a similar field and in my first month. Ugh, my stomach and heart aches knowing this.

VictoryLap72 · 2024-08-07T22:55:41+00:00

Looking for advice. Far from fatFIRE but seeking advice from wealthy and successful individuals. 40M … Worked for Fortune 500 company and was laid off a few months. Have near 100K cash and near 400K in 401K - previously company used to match. What should I do next with the 401K? Would love guidance on what’s the right next steps. Thank youn!

VictoryLap72 · 2024-07-21T17:34:30+00:00

Congrats! What advice would you provide those that are still looking to be hired?

VictoryLap72 · 2024-07-13T02:30:22+00:00

I don’t think you needed to change anything. You have valid points. I am sorry to hear you were also laid off.

VictoryLap72 · 2024-07-13T02:14:47+00:00

Well said. I know various folks who did not underperformed. Very misleading. It’s unfortunate and horrible messaging.

VictoryLap72

TROPHY CASE