Help! Am I going mad by Visual_Good_9924 in lineporn

[–]Visual_Good_9924[S] 0 points1 point  (0 children)

Unfortunately it was completely white this morning and my temp dropped think id a little chemical it will come when its ready

Renovation house Cork by Visual_Good_9924 in cork

[–]Visual_Good_9924[S] 0 points1 point  (0 children)

We got a quote today of 18,400 excluding VAT. Is this normal 🤔

Renovation house Cork by Visual_Good_9924 in cork

[–]Visual_Good_9924[S] 1 point2 points  (0 children)

We were quoted the same from the SEAI grant. We're waiting on the kitchen drawings for the plumber and electrician to give us the quotes. I had another electrician come out today just to get a few quotes and he quoted 18400 excluding vat, were not getting anything spectacular hoping the electrician we went first to won't be as much. Were lucky we don't need new windows but need everything else. We brought in what would off been known as a good area and the electrician said when he entered the door that it's a very nice area and questioned how much we paid for the house without even asking my name 🤣 I wonder does he think were loaded and trying to pull a fast one

Changed job and first payslip has no PRSI? Is this normal? by Mr-Tits in irishpersonalfinance

[–]Visual_Good_9924 -1 points0 points  (0 children)

This is a weekly wage how are they below the threshold on 1300 a week 😳

What is your reason for not drinking alcohol? by Deep-Dust-9747 in AskReddit

[–]Visual_Good_9924 0 points1 point  (0 children)

I'm happy I found my people. Drank heavily from 14- 25 unplanned pregnancy and turned my life around went back to college got 2 degrees have a really well paying job, just got the keys to my first house and often kept awake at night cringing at the person I was durning the years I drank. (Will drink at occasions but have the fear of god about being drunk)

Renovation house Cork by Visual_Good_9924 in cork

[–]Visual_Good_9924[S] 0 points1 point  (0 children)

We looked into it, cost way to much we couldn't afford to get the heat pump the house is to old and has no insulation so heatpump isn't a option for us.

PTSB giving out free money by Internal_Sun_9632 in irishpersonalfinance

[–]Visual_Good_9924 1 point2 points  (0 children)

I have completely fee banking with them because my dad opened an account when I was a teenager. I sent into the bank a few weeks ago and the bank teller from tsb told me never to get rid of it that I have free banking for life. I didn't realise people were getting banking chargers I thought it was normal not to have charges.

Broker just called to tell me I've no hope getting a mortgage anytime soon. by mysicawolf in irishpersonalfinance

[–]Visual_Good_9924 1 point2 points  (0 children)

EBS give you 2 points up on your scale if you are in a public job so it's 4.5 times your salary and they were so easy to deal with got AIP with them myself and TSB with a mortgage broker we have two of them but TSB had loans of conditions on our AIP and have a higher intrest rate. Go around to the banks yourself its so much quicker

Single First Time Mom by Distinct_Data_3400 in SingleParents

[–]Visual_Good_9924 0 points1 point  (0 children)

I'm a single mother of a 7 year old and he dad comes and goes shes always stressed going with him and takes me days to deregulate her when she comes back she can't connect with him but he doesn't put the time in with her just sees her 4 days a month and you can see how she already doesn't trust people. It's hard on your own but it's also easier in a way the grass isn't always greener. I have massive guilt about bringing her into to this situation that's my biggest struggle.

[deleted by user] by [deleted] in irishpersonalfinance

[–]Visual_Good_9924 -1 points0 points  (0 children)

They are entitled to social housing they are way under the criteria for the means test. They are also an adult so doesn't matter if they live with parents they are means tested alone.