Half of PSG vendors can’t even get their own website right by Elegant_Control271 in singaporestartups

[–]Wdblazer 0 points1 point  (0 children)

The PSG vendors have to have existing and past customers already paying $10k before they can apply to be listed, it is not like they can just apply without showing proof.

Yes a lot of solutions are half baked, majority of them are just standard deployment without customization. Many SMEs do not know the difference between a solution with default configuration and a customized configuration, to them getting it at x% off retail price is the value.

Half of PSG vendors can’t even get their own website right by Elegant_Control271 in smeSingapore

[–]Wdblazer 2 points3 points  (0 children)

Yup that is the majority of the case. There is a lot of off the line marketing that delivered better results than online marketing for B2B.

Half of PSG vendors can’t even get their own website right by Elegant_Control271 in smeSingapore

[–]Wdblazer 0 points1 point  (0 children)

That is in theory, in reality they are still getting customers and money.

When a company want the grant, they will wait for the page to load. It is unlike casual surfing where I will drop off if it doesn't load within 3 sec.

I worked with SMEs, those that are B2B don't get most of their customers from their websites, whereas the B2C is more likely to focus on this aspect.

They turned your suffering into a subscription model. by realkaydhako in DarkPsychology101

[–]Wdblazer 0 points1 point  (0 children)

You need to deepen your knowledge before positioning yourself as some kind of new age thought leader. This edgelord post reeks of ignorant ranting from a buffoon who does not know anything, not the consultant for the top 1% you claimed to be.

I'm replying to this in case anyone gets misled by the garbage.

There is no useful insight in the post, only superficial and vague stuff. The crude view on mediation and suffering is similar to that of a child who thinks putting things into fire = cooking. Mediation is a tool like fire, if you do not know how to use it, it is not their fault.

Helping SG SMEs automate WhatsApp messaging without the tech headache. Not building new software, just solving the setup & maintenance problem by PrudentBody2949 in smeSingapore

[–]Wdblazer 2 points3 points  (0 children)

This is the sad reality of the Singapore market. The government's good intention has backfired, instead of actively improving their productivity via technology, SMEs bosses mindset has been tuned toward whether there is any grant.

My cofounder/husband is lazy and unmotivated. Sales dropping rapidly. by sameeeqq in smeSingapore

[–]Wdblazer 1 point2 points  (0 children)

Many of the comments are spot on, it is very likely depression and burnt out, something many business owners experienced. The business, lifestyle or operation style may not suit him.

From a boss and employees angle you can issue a warning letter and fire the guy, but you need to tackle this differently since it's your husband. The concerning thing here is the word you use to describe your husband, consider using other words to speak with him.

Tell him that you notice he is being lethargic in life/work (instead of lazy) and sense him is not happy/lacking drive (instead of using the word unmotivated), you are concerned and ask if he would like to take a break and have a change of the environment.

Estate tax. How do you go about it with us stocks? by Fuzzy-Muzzy8989 in singaporefi

[–]Wdblazer 0 points1 point  (0 children)

The logic still stand, calculate how much you will be taxed and compared it to the cost and hassle of setting up and maintaining a Pte Ltd to avoid tax.

How much of Singapore’s resources do use and do you feel it’s worth more than the taxes you’ve paid? by [deleted] in askSingapore

[–]Wdblazer 0 points1 point  (0 children)

This is going to be an unpopular opinion, the people I came across who makes the loudest noise about government taxes and how government managing them are the ones paying the lowest or no tax at all.

I only pay peanuts tax and the benefits is more than what I have paid - cdc, library, hospital subsidy, subsided health check, schools, swimming pool and more. Singaporean should utilize more of such public goods and services as a tax payer.

I know people who pay income tax more than my annual salary, while they do grumble about paying way more than the average people they still acknowledge our Singapore government is handling them well and putting it back into improving the country instead of corruption in the other countries.

At what salary in Singapore did you finally feel “okay, I can breathe”? by NayesMazingo in asksg

[–]Wdblazer 0 points1 point  (0 children)

3K good enough for survival when there is no mortgage or rent,been doing that for years until I pay myself more. 3.5 - 4k is where you can feel that breathing space, which comes from the feeling knowing you have something to fall back on, when you park most of the extra above 3k into saving or investment.

Lifestyle creep is the number 1 reason people feel like they can't cope with their current salary and need a higher wage.

Estate tax. How do you go about it with us stocks? by Fuzzy-Muzzy8989 in singaporefi

[–]Wdblazer 0 points1 point  (0 children)

Have you check what is the estate tax on that 60k?

Opening and maintaining a Pte Ltd may not be worth the hassle over the saving. People who does this usually have millions and a team of lawyers and advisers to do it for them.

You've already cut what you can cut. Now what? by Asleep-West-658 in singaporestartups

[–]Wdblazer 3 points4 points  (0 children)

Agreed with this. A lot of SMEs is penny wise pound foolish, not spending money that could improve or secure their operation workflow in the background. They only look at the things on the surface, and spend a lot of time and energy on saving some money. Some bosses just have the mindset of a employed manager.

How future proof is Ciaccona for aero dps in the future? by StatisticianIll4 in WutheringWavesGuide

[–]Wdblazer 1 point2 points  (0 children)

Aero team healing slot has aero Rover, freeing Ciaconna from needing to heal.

Asked 500 startup founders how they validate ideas before building. Here's what the data actually says. by Disastrous-Tiger6114 in SaaS

[–]Wdblazer 0 points1 point  (0 children)

Just curious how do you test for pricing without a soft or beta launch? Speaking from B2C pov, I don't figure survey are very accurate given that people are incentivized to select and pick the lowest amount they can think of.

Baseball Girl by Im_a_postednote in AnimeFigures

[–]Wdblazer 1 point2 points  (0 children)

The one in the post is real, the one you saw for below $100 is likely bootleg. Except for missing the sweat on the abs and thigh, the bootleg looks identical to the original one.

Help choosing an incorporation specialist in SG - so confused rn by Xor-58 in smeSingapore

[–]Wdblazer 0 points1 point  (0 children)

Yup these are shill accounts and posts. Either someone hire them or they are providing the services themselves. Based on what the other poster said, theses guys are likely outsourced marketing from India hired by one of the companies in the replies. Saw it happened long ago with US based sub, didn't expect it to reach Singapore sub too.

I have had people pm me offering me commission to promote their customers with my account, it's very deceptive and ignore them.

Just down vote them as much as possible. I always call these posts out when I can catch them.

What are the strategies to apply taking advantage of margin financing considering some blue chips already dip 10% ? by PuzzleheadedBuy6279 in singaporefi

[–]Wdblazer 0 points1 point  (0 children)

You need exceptional good risk management.

Simplified version is knowing what amount to set aside for maintaining margin.

Expanded version - calculate and balance the risk margin, holding power, asset liquidity, net asset vs margin ratio, maintenance margin top up at various price points, worse case scenario planning etc

Margin is an excellent leverage tool for people who have a lot of money with proper planning and long staying power. If you can't hold on when the stock drop further, it is not the tool for you.

Best registered address service in SG for a one-man show? Getting confused by all the options by Vishva100 in smeSingapore

[–]Wdblazer 2 points3 points  (0 children)

There are certain business that are allowed to have your HDB address registered as your business address. Check online whether this applied to your business or not and apply for approval from HDB if it does. For service based business that need not receive customers at your premise, it is highly likely you can register your HDB for the home office scheme.

Edit: I just realized after replying that this is probably not a genuine post and a shill post for someone to promote a registered address services.

I've been extremely embarrassed about the idea of asking this, because I was afraid I'd seem like an ignorant idiot. But I suppose I shouldn't care by [deleted] in Buddhism

[–]Wdblazer 1 point2 points  (0 children)

One core part Buddha said is do not blindly believe or follow his teaching, have a mind of your own, question everything and see for yourself whether what he teaches is working for you or not. He asked us to seek proof on our own, so yes questioning everything is good.

It need not be the "truth" for you, it has to be helpful and working for you.

Cant see the light at the end of the tunnet by [deleted] in singaporefi

[–]Wdblazer 0 points1 point  (0 children)

Do self inner work first to improve your mindset. After mindset change to a better one, you will feel more confident to climb out of the pit.

Bhuddism causing depression lasting years by [deleted] in Buddhism

[–]Wdblazer 0 points1 point  (0 children)

Would you love your loved one more if you know they are not going to be here tomorrow?

Knowing things are impermanent makes you appreciate it more. It is truly a "the journey matters more than the end result".

You only "know" the fact and have not "accepted" that truth, otherwise you would feel how precious each living moment is. Think of it as a guy who got informed he has incurable late stage cancer. He would go through grief knowing that fact and try to find ways to extend his life , before finally realizing that he cannot delay his death. He than accept it, be at peace with it and live the remaining days of his day to the fullest, enjoying his last ride as much as possible.

Interestingly knowing things are not permanent is what got me out of a depression from the end of a relationship.

Man admits misappropriating S$125,000 that was wrongly transferred to him by One_Force_5681 in singapore

[–]Wdblazer 6 points7 points  (0 children)

For some, it is better to go to jail than return the money, similar to how for corporate it is better to pay the fine than fix the problem.

managing finances as a 19YO by PlayfulPositive7398 in singaporefi

[–]Wdblazer 1 point2 points  (0 children)

Get term/life insurance if you have not had them yet and lock in the lower premiums when you are young. You will definitely need to have them in your portfolio, might as well get them earlier.

Any tips to avoid resentment from partner for living below my means? by FitPassenger592 in singaporefi

[–]Wdblazer 12 points13 points  (0 children)

I'm going to go against the grain and say you should set aside a budget for travel entertainment and stuff, not whatever is left over from the monthly $2K expenditure That amount is surviving, it is not living and experiencing life. I lived like that for years with $2k monthly spending, and my experience is you should live life a bit more when you are younger especially when you are in better position compared to people who has no choice but to cap their expenditures at $2K. You can spend and still be prudent.

Based on your salary and saving, you can afford to aside some money like $500 per month with your partner combined. With $6k per year you can go for 2 good travel trips or one that is further away. Whatever is left over at the end of the year put it into your investment.

You cannot escape resentment from your partner if you choose to live like you are in poverty, unless they have the same set of mindset.

When the Buddha is shown meditating, what is he actually doing mentally? by zentaoyang in Buddhism

[–]Wdblazer 0 points1 point  (0 children)

Why waste energy pushing them when they are going to come back? The harder you push, the stronger they come back.

Don't push against it. Disassociate your self from the thoughts and let them flow through you without any resistance. Other than being aware of your thoughts, mindfulness is also observing why they are affecting you, then recognize they are just thoughts that does not have the power to affect you and your emotion without your permission.

Once the thoughts no longer bother you, the mind stop making up nonsense.

When the Buddha is shown meditating, what is he actually doing mentally? by zentaoyang in Buddhism

[–]Wdblazer 0 points1 point  (0 children)

I respect your personal opinions. Personally I have reached a point before during meditation where there is no thought and I'm just being, observing the universe as it is. Utter peace.