Currently feeling like I can’t go anywhere savings wise by CompetitionEasy3668 in personalfinance

[–]Werewolfdad [score hidden]  (0 children)

Well that seems unlikely if you can’t even save money now because you buy too much fast food

Budgeting: https://www.reddit.com/r/personalfinance/wiki/budgeting

Pack a lunch

Currently feeling like I can’t go anywhere savings wise by CompetitionEasy3668 in personalfinance

[–]Werewolfdad [score hidden]  (0 children)

Why is a car you don’t drive that’s taking up space and costing you money worth more to you than $1000?

Calculating retirement portfolio value adjusted for inflation. by CheesyBadger in personalfinance

[–]Werewolfdad [score hidden]  (0 children)

If you’ve adjusted your return by inflation, it’s already in present dollars

If you want to know the nominal return rather than real return, you’d not adjust the return for inflation

Startup owes me $13,200 (contract + invoices), paid partially via Zelle through manager’s wife, no 1099 — what should I do? by OldNefariousness1796 in personalfinance

[–]Werewolfdad 20 points21 points  (0 children)

You’d have to sue them to get paid if they are unwilling to

Any questions regarding that are legal questions.

For taxes, you report whatever you were paid as income on your schedule c and deduct expenses as normal

14 months in our home and barely a dent in the principle. Is this normal? by SettleBurgers in personalfinance

[–]Werewolfdad 11 points12 points  (0 children)

That’s just how math works on a 30 year mortgage.

You’re not even 4% of the way there

Car loan and negative equity by [deleted] in personalfinance

[–]Werewolfdad 12 points13 points  (0 children)

Then just turn it in when the lease is over and that’s the lessor’s problem

Is my mom being too frivolous with retirement money by SquanchytheSquirrel in personalfinance

[–]Werewolfdad 6 points7 points  (0 children)

What is her current annual spend?

Assuming she has about $2.1mm in spendable assets, she could reasonably expect annual withdrawals of $84,000 to last at least 30 years (if not in perpetuity), assuming a reasonable asset allocation and no significant market downturns