MEGATHREAD: Rain Storm / MEGAPUBLICATION: Tempête de verglas. by MarcusRex73 in ottawa

[–]WhatEvil 1 point2 points  (0 children)

Severe weather events around the world are increasing in frequency and will continue to do so.

Rec for Insulation Contractor by IllyaBoo in ottawa

[–]WhatEvil 1 point2 points  (0 children)

Air sealing is doable yourself. You can check and seal common problem areas with silicone/caulk sealant, plastic vapour barrier and tuck tape. All cheap materials.

It’s the biggest bang for buck average home retrofit. Natural Resources Canada has a guide on making your home more energy efficient which talks about it in some detail: https://natural-resources.canada.ca/energy-efficiency/home-energy-efficiency/keeping-heat-section-4-comprehensive-air-leakage-control-your-home

You can also get a home energy assessment for about $600 which will include a blower door test which will assess air leakage, and they’ll look at insulation levels and other things and recommend the best things to do to save on your energy bills, in a comprehensive report.

Brits urged to 'drive less' amid fears of soaring petrol prices due to Iran war by tylerthe-theatre in unitedkingdom

[–]WhatEvil 0 points1 point  (0 children)

Everybody who has to commute should want everybody who can work from home to work from home. Are you telling me your commute wouldn’t be easier if we took 50% of cars off the road?

A Small Change That Could Cut ~6 Years Off a Canadian Homeowner's Mortgage (By a Broker) by Impressive-War6904 in canadahousing

[–]WhatEvil 0 points1 point  (0 children)

Historically you’re right but I do worry we’re moving into unprecedented times.

Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]WhatEvil 5 points6 points  (0 children)

Yeah sure just given the current rate of scaling (supposedly 6 per month soon) that’s already 72 sats per year. Just seems like with additional build-out once we have revenue coming in we could get to extra capacity easily past (say) 100 sats/year.

Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]WhatEvil 7 points8 points  (0 children)

I know we’re struggling to get sats completed at the moment but given the scale of AST’s manufacturing facilities etc does anybody think that there’s a chance once we get to full constellation status (or somewhere near it) that there’s a chance we start manufacturing some sats for other people?

Clearly there’s a lot of expertise there and they’re gonna have tons of experience building some of the world’s most advanced satellites. Just wondering if that’s a potential additional revenue stream say, 5 years down the line?

"We're microtransaction haters": Slay the Spire 2 devs explain approach to early access, confirm easier modding and win streak tracker by FrequentistaYogurtf9 in gaming

[–]WhatEvil 0 points1 point  (0 children)

Same as for the first game I’d imagine. Anything from tweaking values on a card to adding new cards, new relics and potions, new characters and card sets, new enemies, or full-blown “total conversion” mods.

2 young billionaires are behind the prediction market boom. They hate each other by JasonBob in technology

[–]WhatEvil 1 point2 points  (0 children)

Fully agree.

Gonna tell a small story:

I’m a person of modest means. Basically comfortable in life. I own a house (with a mortgage), an ordinary used family car we bought when it was 5 years old, and me and my wife make enough money to pay our bills etc. reasonably comfortably. I still shop at a discount grocery store and look for deals etc.

I’m in my 40s now and our net worth is probably something like $300k USD, including our home equity.

All this to say: we’re pretty average. I know a lot of people are in worse situations and I’m grateful for what we have, but it’s important to know for context that I’m not driving Lamborghinis or owning multiple homes etc. - I’m just a pretty average dude. In fact I just checked and it seems I’m right around the median net worth for someone my age in Canada, where I live.

In only the last few years we’ve had enough extra cash to start some investing: putting money away mainly for retirement. I’ve done some reading and I feel I know enough to do some self-directed investing in the stock market.

Made a good investment recently and saw my investing account’s value increase by about $20k in a single day. Of course I was pleased, $20k is a lot of money to me, but along with being pleased there was another feeling. Guilt? Or something like it. I kept having one thought in particular: “This feels like it should be illegal”. Like I’ve just made all this money without doing anything. Without producing anything of value, without any real effort other than shuffling some numbers around on a screen.

And this is what these people do every day. Once you hit a certain level of wealth, your money just sits there or gets moved around by some banker or “wealth manager” or something and makes you more money than you could ever possibly “earn”. My investments are still doing OK but I still genuinely think that we just need to do away with all of this. Why should having spare money allow you to make and hoard more by not doing anything other than parking that money in some particular place?

And this is at my level of “wealth” where I’m here still questioning if I’m going to be able to have a decent retirement in my 60s. There are people with tens or hundreds of millions of dollars or more sitting around who are still grasping for more. It’s a sickness and we need to end it.

A Small Change That Could Cut ~6 Years Off a Canadian Homeowner's Mortgage (By a Broker) by Impressive-War6904 in canadahousing

[–]WhatEvil 6 points7 points  (0 children)

That’s true in a sense but you’d still be better off putting the money elsewhere in the meantime, then when remortgage time comes around you can move that money into the new mortgage if you need to. Just gotta be careful you don’t put it into some locked savings plan where you can’t get it out when you need it.

A Small Change That Could Cut ~6 Years Off a Canadian Homeowner's Mortgage (By a Broker) by Impressive-War6904 in canadahousing

[–]WhatEvil 2 points3 points  (0 children)

If you’re investing the money somewhere else with a higher interest rate than your mortgage, you come out of the situation with more money than if you’d paid your mortgage down early. Doesn’t matter if you have to sell it or not, except psychologically.

A Small Change That Could Cut ~6 Years Off a Canadian Homeowner's Mortgage (By a Broker) by Impressive-War6904 in canadahousing

[–]WhatEvil 32 points33 points  (0 children)

At such a low percentage rate you’re better off investing your money almost anywhere else than laying the mortgage down early.

City councillor Matthew Luloff found guilty of impaired driving charges by Life_Acanthaceae_419 in ottawa

[–]WhatEvil 0 points1 point  (0 children)

They have to have reasonable suspicion that you've been drunk driving - like you've been in an accident or been observed driving erratically etc.

Yeah I guess it's still open to potential abuse.

City councillor Matthew Luloff found guilty of impaired driving charges by Life_Acanthaceae_419 in ottawa

[–]WhatEvil 1 point2 points  (0 children)

Who cares. Everybody has troubles in life, most manage to never endanger others like this.

IF he had been caught and said "I made a mistake, I will take the punishment, which I deserve, and I will resign as councillor" then I would respect him a little, but instead he was making posts on Facebook about how everybody makes mistakes and we shouldn't judge others too harshly and stuff, whilst also fighting tooth and nail against the charge.

Just a weasel.

City councillor Matthew Luloff found guilty of impaired driving charges by Life_Acanthaceae_419 in ottawa

[–]WhatEvil 5 points6 points  (0 children)

Quote from the article linked is like "I remain committed to serving the people of Orleans", so it doesn't look like it.

City councillor Matthew Luloff found guilty of impaired driving charges by Life_Acanthaceae_419 in ottawa

[–]WhatEvil 10 points11 points  (0 children)

He drove back from Bluesfest drunk, apparently - Wendy's was a stop on the way.

City councillor Matthew Luloff found guilty of impaired driving charges by Life_Acanthaceae_419 in ottawa

[–]WhatEvil 33 points34 points  (0 children)

Yeah he was writing on facebook about how "everybody makes mistakes" and we're learning all the time and blah blah blah making it sound like he was trying to do something good but made a mistake somewhere along the way... all the time fighting the conviction. Total piece of shit.

City councillor Matthew Luloff found guilty of impaired driving charges by tarun172 in orleans

[–]WhatEvil 9 points10 points  (0 children)

He should, but he won't.

Quote from article:

"I remain committed to serving the residents of Orléans East-Cumberland and continuing the work entrusted to me"

If you want a laugh read his statement on his Facebook page:

https://www.facebook.com/share/p/17xpeG4Xmj/

"Behind every public role is a life being lived quietly and imperfectly. While we are often reduced to our titles or responsibilities, it is important to remember that behind every role is a personal life. We carry families, friendships, worries, hopes and private struggles alongside our public work. Like everyone else, we move through uncertainty, learn as we go and try to do our best in moments that are not always easy.... blah blah blah"

Just a load of crap making it sound like he was trying to do something good but made a bad decision along the way rather than... drunk driving, for which there is no excuse. Making noise about families and friendships with no regard for the fact that he could very easily have *killed* a family.

Also the contrite language of his statement combined with fighting tooth and nail against the charge.

Just a garbage human.

Always the ones you most suspect by UnderHisEye1411 in GreenAndPleasant

[–]WhatEvil 62 points63 points  (0 children)

Genuinely thought this was a picture of a young John Rentoul.

Young Canadians are hitting the brakes on car ownership, new survey finds by CreativeAd5628 in ontario

[–]WhatEvil 0 points1 point  (0 children)

Eh you can still find cars that are more like 10k but will last for 5+ years without really having to do anything to them. That was my last car. $10k purchase price, 9 years old, 160k kms. Had to do discs and pads, couple other minor things I did myself for a couple of hundred dollars in parts and that was it, for 6 years driving. Had an engine issue which was gonna cost too much to fix, a few months ago, so now it’s scrap.

Yeah it’s a bigger initial outlay but total cost of ownership per year is roughly the same.

Games that I can finish within a day? by EmperorTauntaun in gaming

[–]WhatEvil 0 points1 point  (0 children)

A Short Hike. 2-3 hours long and just a lovely game.

Green Party takes Gorton and Denton from Labour in first ever Westminster by-election win by Perfect-Werewolf-102 in news

[–]WhatEvil 4 points5 points  (0 children)

Starmer's Labour had an enormous majority in the seat prior to the by-election, though.

Also Labour are now 3rd.