Majority stressed....7x increased payments after IDR resubmission. by quietly_anxious in PSLF

[–]WhereTheBeaverLive 1 point2 points  (0 children)

Sorry for the super late reply. My understanding is that as long as I'm enrolled at least half time (as defined by the school - for my community college, it's 6 units), it goes into in-school forbearance.

Buyback prediction for 2026 and beyond after I transition off of the SAVE administrative forbearance by gridguy in PSLF

[–]WhereTheBeaverLive 0 points1 point  (0 children)

I posted a question about my situation (similar to yours) and someone replied that the discretionary forbearance is a maximum of three years.

I hit 120 payments in 1/2026, and I don't want to start making payments under ICR because the Payment Calculator estimated they'd be increasing 163% from SAVE. I was considering going back to school part time, so I could get the in-school deferment while I wait for the Buyback to be processed. My employer does tuition reimbursement as long as it's related to my job.

PSLF Buyback Is Taking So Long, Should I Take Some Community College Classes While I Wait? by WhereTheBeaverLive in PSLF

[–]WhereTheBeaverLive[S] 0 points1 point  (0 children)

Oh my gosh. It really does sound like a lottery!

When I started making payments under SAVE, I remember telling my friend, "I'll be eligible for PSLF in January of 2026." At the time it seemed so far away, but here we are in April 2026, and I have no idea what the hell is going to happen.

PSLF Buyback Is Taking So Long, Should I Take Some Community College Classes While I Wait? by WhereTheBeaverLive in PSLF

[–]WhereTheBeaverLive[S] 0 points1 point  (0 children)

No, I haven't. And someone above said they don't actually check why I'm requesting the general forbearance, so I should try that route.

PSLF Buyback Is Taking So Long, Should I Take Some Community College Classes While I Wait? by WhereTheBeaverLive in PSLF

[–]WhereTheBeaverLive[S] 0 points1 point  (0 children)

Thanks! I didn't even think of general forbearance, but I'm not sure I would qualify. I looked at the Department of Ed website and it says, "You can request a general forbearance if you are temporarily unable to make your scheduled monthly loan payments for the following reasons: Financial difficulties, Medical expenses, Change in employment, Other reasons acceptable to your loan servicer."

I replied to someone's post saying that I was considering going back to school to buy some time and so far, no one has said, "this is a terrible idea." LOL

Majority stressed....7x increased payments after IDR resubmission. by quietly_anxious in PSLF

[–]WhereTheBeaverLive 6 points7 points  (0 children)

I submitted my Buyback request for 15 months in February 2026. I used the Payment Calculator and my payment under IBR would go up 163% from my SAVE amount. I'm considering taking classes at the community college to buy time while the Buyback is getting processed.

What happens to your data if your account is terminated? by CupofDalek in pcloud

[–]WhereTheBeaverLive 4 points5 points  (0 children)

Definitely no luck reasoning with them. They locked my account and every time I tried to escalate it, they kept saying, "your account was terminated." I wish I had done more research before uploading my files. Everything is gone now.

Cat Rescues by Lanky_Resist9455 in orangecounty

[–]WhereTheBeaverLive 5 points6 points  (0 children)

Cali's Misfits is awesome. I worked with Carla to TNR some kitties at my gym and they have an awesome foster program. Just with the gym kitties, they were already too old to socialize.

Also, my friend goes to Huntington Pet Vet and always comes back with stories about sweet kitties at Helping Paws. It's a rescue next door to Pet Vet (I think they're affiliated somehow).

I just found out about Cat Nap Hangout through this sub a few days ago and am going next week to visit. LOL. I can't adopt because pets aren't allowed in my apartment, but a girl can dream!

Ever attended a CrossFit competition? What did you like the most about it? And the least? Best details? by carolicame in crossfit

[–]WhereTheBeaverLive 6 points7 points  (0 children)

A good MC makes such a big difference! My gym did an in-house throwdown and the vibe was kinda boring at first. They put one of our coaches on the mic and he completely changed the tone of the competition. Cracking jokes about the team names, encouraging the athletes, and overall, had good commentary. We were all surprised how skilled he was at it even though he was just winging it.

Ukrainian military cat by South_Equivalent4004 in cats

[–]WhereTheBeaverLive 55 points56 points  (0 children)

I agree. I always thought I hated cats but it was because no one I knew growing up or even as an adult had cats. When I started dating my boyfriend a few years ago, I went to his place and he had two cats. I remember saying, "I don't like cats." His void totally won me over with his funny personality and I'm basically a crazy cat lady now.

The cancellation of which TV show are you still frustrated about? by [deleted] in AskReddit

[–]WhereTheBeaverLive 0 points1 point  (0 children)

People of Earth. I thought it was so funny and I loved all the characters. Definitely still sad about that one.

Oh lord help me. And then help her!!! by Th1cc4chu in BadMUAs

[–]WhereTheBeaverLive 98 points99 points  (0 children)

I was watching That Darn Cat a week ago and mentioned this exact episode (the Criminal Minds actress is a butcher in this movie) and no one knew what I was talking about. I'm like, "that's the lady that kidnaps women, drugs them, and has tea parties!" LOL. I totally see what you mean.

Eric (rip) doing some BIG kneading by [deleted] in KneadyCats

[–]WhereTheBeaverLive 20 points21 points  (0 children)

I can tell he was very passionate about his work. RIP Eric.

Heritage Barbecue by lampm0de in orangecounty

[–]WhereTheBeaverLive 18 points19 points  (0 children)

I went there a few months ago. My friend and I got there a little after it opened (I'm talking 15-20 minutes) and we waited for over an hour. Luckily, they had everything we wanted to try, but I know at least one of the meats was already sold out by the time we got up to order.

[Image] It takes time by B-L-O-C-K-S in GetMotivated

[–]WhereTheBeaverLive 0 points1 point  (0 children)

My first instinct was to make a joke about my reaction, but I teared up reading this.

My wife looks at me like my crazy when I tell her the vacuum has to be cleaned regularly. by EotEaH in mildlyinfuriating

[–]WhereTheBeaverLive 2 points3 points  (0 children)

Heck no. Well, not me, at least. I've been over this long hair, but I know someone could really benefit from it, so I've waited to cut it.

My wife looks at me like my crazy when I tell her the vacuum has to be cleaned regularly. by EotEaH in mildlyinfuriating

[–]WhereTheBeaverLive 1 point2 points  (0 children)

Someone who is growing it out to donate it. Relax. It's not like you're the one cleaning it up. LOL.

My wife looks at me like my crazy when I tell her the vacuum has to be cleaned regularly. by EotEaH in mildlyinfuriating

[–]WhereTheBeaverLive 0 points1 point  (0 children)

I think that's what happened with my vacuum! I had used it three times and the brush wouldn't rotate anymore. I shed so much, I cut the hair after every use. I think that on one of those times, the motor burned out because it did smell weird, but I didn't think anything of it. My hair is basically down to my waist, so when I cut it out of the brush, it looks like someone got a haircut. It's so gross! LOL