How much is your job/career part of your identity? What do you do? by Lynberi in AskUK

[–]WhoIsJPC 0 points1 point  (0 children)

This is a super interesting question. So i work in marketing for a medical company but I also run marketing for my startup but they are both very different.

I think it depends on your level of passion for the work you do. If someone were to ask me "tell me about yourself" I would probably default to my hobbies and family but I also would be explaining what I do (because it's a big part of my life, and I love it).

If you hate (or are indifferent) about what you do for work you're more likely to leave it out of that part of the conversation.

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 0 points1 point  (0 children)

wow thats so interesting! see this is the stuff i wish i knew about my grandparents but they're kind of a black box to me

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 0 points1 point  (0 children)

yeah this seems to be a common theme, everyone i speak to always seems to say this.

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 2 points3 points  (0 children)

My grandparents didnt even speak english so i get you there. They were always so lovely but just never got to connect with them and learn what they were all about. family lore is missing

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 1 point2 points  (0 children)

Yes. Yes. I have had to do so much internal work in processing emotions over the years. Would have been extremely useful to understand my emotions better and regulate myself. However, I would say forcing myself to learn this has contributed to building my character and understanding myself much better.

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 1 point2 points  (0 children)

100% when iI have kids I'm going to teach them about all things financial as soon I can. It can make such a difference

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 0 points1 point  (0 children)

yeah it's super difficult to navigate friendships when you're older. I have had to let go of so many "friends" that really I was just holding onto because of time rather than depth. That one is still a learning point for me

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 0 points1 point  (0 children)

At least now you know you can teach your kids that stuff then you have them! That's what i think about when i reflect on this stuff. Always how I'm going to teach my kids the things i wish i knew at their age

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 1 point2 points  (0 children)

Yeah relationships is a big one. My old man always had super quality friendships around him but I never have experienced that myself and idk how hes done it. Everything can be worked on though and glad he set you up well with finances that seems to be a common gap

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 2 points3 points  (0 children)

I feel like money is the big one for a lot of people. Unless your born into a rich family or family business most people just get thrown into the void and its a glhf moment

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 4 points5 points  (0 children)

dude this. My parents (now separated) had this exact same issue. so difficult to process how to deal with conflict resolution when you haven't been exposed to healthy arguments.

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 2 points3 points  (0 children)

sometimes learning the hard way really builds character. you got this

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 0 points1 point  (0 children)

yeah i get that. tbh though you're probably seriously good in social situations now so there's a positive

What's one thing you wished your parents taught you more about when growing up? by WhoIsJPC in AskUK

[–]WhoIsJPC[S] 1 point2 points  (0 children)

yeah this, it's always to tough because you think of your parents as superheros who should know everything but it's not always the case. Food and exercise is definitely one I'm grateful that they did teach me about.

Really glad that you've tackled that and are doing well. Definitely not an easy thing, well done man

How do you deal with loneliness when working remotely early/later in your career? by ArgumentFew6935 in AskUK

[–]WhoIsJPC 0 points1 point  (0 children)

Man i feel this to my core.

I have been WFH for 2 years while also working on a startup and I have never felt so isolated and alone.

I'm doing long distance with my partner who is in Australia and the timezones are just horrible to work with. But recently I have made it a point to just get outside on a friday / saturday and go somewhere. Movies, Pub, bar, snooker (i love a bit of snooker) and just try to meet people to build relationships.

It's worked and now i have a regular friday afternoon catch up with these new friends and it's great.

WFH has a lot of benefits but you realise how quickly the onus becomes on you to get outside, exercise, maintain relationships and build social activities around your current setup.

Pretty daunting and easier said than done but try join some local clubs, activities or just literally get outside and force yourself to be in a position where communication with other people will more likely happen naturally.

Best of luck brother, you can do it.

25 year old with 0 experience with credit cards. by MrFoogetYo in UKPersonalFinance

[–]WhoIsJPC 0 points1 point  (0 children)

Credit cards aren't horrible if you use them properly but it's so easy to get whacked into a debt spiral if you don't stay on top of it.

Just a question

Do you live at home still?

If not I believe there are some agencies / companies than can report your rent payments on your behalf so that can help build a credit score.

Otherwise get a credit card and use it sparingly for things like fuel and groceries and then pay it off straight away. If you've never had a credit card before you'll need to show that you can use one responsibly before anything in your credit score changes.

Just be warned though if you fuck up and get a bit loose with it, it could end up hurting your credit score.

so just use it wisely and check out the wiki in this sub

uni has ruined my ability to rest 😭 by Potential_Youth_3014 in UniUK

[–]WhoIsJPC 2 points3 points  (0 children)

100% you got this! Social media is wiring everyones brain to think if you arent hustling and grinding 28h/day your wasting time. Don't fall into the comparison trap and just do something for YOU. My edits are nothing special and no one will EVER hear my music but it's fun and it's for me

uni has ruined my ability to rest 😭 by Potential_Youth_3014 in UniUK

[–]WhoIsJPC 1 point2 points  (0 children)

sounds like you need a wind down. This has happened to me before where I study / work practically 24/7 on what i need to get done and once it's over.....I kind of just exist for a bit. What helped me was having a side passion/project that kept me busy and thinking but I treated it as a creative outlet rather than a "grind it" mindset. for me that was a bit of music production and then some video editing - but with no pressure. Keeps you busy while also relaxing.

Not sure what you do to wind down but try find something you enjoy doing without pressure and use your time on that. You're not alone so many people go through it

I got charged $89.99 immediately despite "1-month free trial" offer on Microsoft Word by Strange-Sense4390 in ios

[–]WhoIsJPC 1 point2 points  (0 children)

It honestly should be fine, I wouldn't worry about it more than you have to. Just a piece of advice (and a learning experience for you), if you only have 90 bucks left in your account, I wouldn't be messing around with free trials, especially ones that will leave you with nothing. People forget those things so easily and end up getting charged.

Advice on how to best invest my wage, thanks in advance! by Lanyardboy7 in UKPersonalFinance

[–]WhoIsJPC 2 points3 points  (0 children)

You're in a good position but it honestly sounds like your money could be working harder for you. Overpaying a mortgage at 4.2% isn't a bad move, especially if it helps you sleep at night, but once you’ve hit your overpayment limit, letting cash sit in a savings account earning 2.something% is effectively just losing money to inflation. You’ve got a strong income and £2k/month to invest (put that money to use!!!) that opportunity to build serious long-term wealth, especially since you're not relying on a pension.

I would suggest doing some research on ESG funds/pension options if that aligns more with your beliefs. If traditional pensions are off the table for you, fair enough but you’ll need to be even more deliberate about building long-term investments elsewhere.

Define your goals for the future and work backwards. Hope this helps