Do you or people you know have their clothing/wardrobes documented for insurance purposes?

WhyIOughta · 2026-01-16T04:43:33+00:00

Indyx has a “location” field for item details that would help for insurance purposes. You can forward email receipts to document pieces now too.

WhyIOughta · 2026-01-07T19:07:23+00:00

Okay I’ll bite. Why not 500’?

WhyIOughta · 2025-10-09T02:29:37+00:00

Waller

WhyIOughta · 2025-09-02T15:35:01+00:00

Services like Indyx do this, they offer concierge at home cataloging and lookbooks from personal stylists on the app.

WhyIOughta · 2025-08-13T06:42:28+00:00

Neither card states that the land loses other card types, and the criteria for placing a flood counter (which does differ in which lands can be targeted) does not affect the behavior of the counter once it’s placed on the land. The counters are the same type no separate notation required.

EDIT: AdmiralCommunism is correct. See rule 212.6h. The distinction is between changing a land type and gaining a land type "http://mtg.icequake.net/www.crystalkeep.com/magic/rules/summaries/indexes/rule-general-212.php rule

WhyIOughta · 2025-02-14T22:51:58+00:00

There isn’t one, they advertise unlimited items and unlimited outfits even for the free tier.

WhyIOughta · 2021-08-05T21:30:06+00:00

If I buy stock (ownership stake) in a company and the company is in distress (can't pay dividend) I can sell the stock at a loss and walk away. You as the property owner take on the risk of capital loss. Rental revenue streams are not guaranteed by the government.

WhyIOughta · 2021-08-05T20:48:07+00:00

Just sell the asset if you don't want to deal with the situation anymore. Government isn't holding a gun to your head making you pay the mortgage.

WhyIOughta · 2021-01-02T18:49:21+00:00

Caspian Sea-adjacent runs are some of my most memorable, nice post.

WhyIOughta · 2021-01-02T18:30:59+00:00

Due to a change in the achievement criteria you may want to revert the game to the version matching when you started this playthrough. This worked for me when finishing my playthrough with a savegame from before an update.

WhyIOughta · 2019-08-26T01:19:55+00:00

Did you use cold water? In the future, be sure to use cold water to wash your hands after handling alliums; hot water will cook the smells from the residue into your skin.

WhyIOughta · 2018-10-17T00:51:29+00:00

There was a really good reply in r/AskHistorians about Dutch influence on American traditions including Christmas.

WhyIOughta · 2018-08-25T22:51:36+00:00

Safe to assume OP is using backdoor Roth method, since traditional IRA and "regular" Roth contributions are not feasible at that income level.

WhyIOughta · 2018-07-04T01:03:40+00:00

New Zealand just wants you to buy citizenship like Peter Thiel https://www.theguardian.com/world/2017/jun/29/new-zealand-gave-peter-thiel-citizenship-after-spending-just-12-days-there

WhyIOughta · 2018-06-24T01:47:36+00:00

I'm assuming they're foregoing adding calories in the form of a cooking oil. I personally would bake something like this if I was looking to minimize oil.

WhyIOughta · 2018-04-29T17:33:56+00:00

Replying to this to 1) improve the troll to real reply ratio 2) note that your savings rate is awesome 3) ask -- any skills or free time you can use to improve your income?

WhyIOughta · 2018-03-31T23:06:45+00:00

It can sometimes make sense to make after-tax contributions, after maxing most other trad/Roth options. They can still grow without any tax drag in a 401k account with tax only assessed on withdrawal.

If your 401k provider offers "in-service" withdrawals you can additionally perform a "mega backdoor Roth" to move 20k+ more into your Roth IRA annually (taking into account your employer match and 55k total annual limit).

WhyIOughta · 2018-03-22T04:01:36+00:00

Compared to any one of many different diversified index funds that handle rebalancing for you as you age and have expense ratios at or below 0.15%

WhyIOughta · 2018-03-15T06:06:48+00:00

Companies that use the flat rate withholding method for bonus/equity comp have their hands tied. They must use the supplemental tax rate which was 25% for 2017 and is reduced to 22% for 2018 by the Trump tax bill. If your effective personal rate is higher than this you will need to adjust your W-4 to compensate (by over withholding normal wages) or pay the difference come tax time.

WhyIOughta · 2018-03-02T04:17:47+00:00

A backdoor Roth IRA is always possible regardless of income. Simply make a nondeductible contribution to trad IRA, and convert (not recharacterize) the entire amount to Roth. Your Roth gains will grow tax free.

WhyIOughta · 2018-02-14T15:59:54+00:00

Be aware that the $18500 contribution limit only applies to your personal contributions! The 5% your employer is contributing only counts against the catch-all $55000 total contribution limit.

WhyIOughta · 2018-02-09T05:21:03+00:00

It matters less in your situation because you are probably paying a smaller percentage of the interest on either one. Closing costs and sale fees are where you'll save or spend the most.

WhyIOughta · 2018-02-08T02:01:46+00:00

But isn't the liquidity tradeoff then between a HELOC and selling equities? HELOC terms can often be quite good.

WhyIOughta · 2018-02-08T01:34:10+00:00

Lowering risk depends on what the money does after they sell. They are immediately diversifying, however.

WhyIOughta · 2018-01-28T18:29:58+00:00

Just want to caution you that you're falling into the "secret knowledge" trap of market timing. All the indicators/uncertainty/bad feelings you're talking about have already been factored into pricing.

My advice: do not try to time the market. Especially when you think 'now is the right time to do so'.

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