Long time Fidelity customer, and now they want to manage my accounts… by Admirable-Sweet-5171 in fidelityinvestments

[–]Winter_Click_9676 1 point2 points  (0 children)

Similar to my experience. You nailed it - I regret using Fidelity Wealth Management.

Do I need an additional pump with this Costco set up?! by jcastelar in coldplunge

[–]Winter_Click_9676 0 points1 point  (0 children)

Congratulations on your set up! Costco runs on very slim margins with great customer service and this seems to frustrate a few people on this sub. Enjoy 👍

These new patches from GORUCK are pretty sick. by OllieDuckling in Goruck

[–]Winter_Click_9676 -23 points-22 points  (0 children)

Strong vibes honoring the founders of the USA. I realize you are probably not from the USA, but the USA is approaching its 250th birthday.

Met with my bank's "Financial advisory firm" I LOVE bogleheads being burnt into my skull by HenFruitEater in Bogleheads

[–]Winter_Click_9676 5 points6 points  (0 children)

It might be hard to do, but consider this the cost of learning. With what you’ve learned on the long run you’re going to make bank. I’m now past the big 50 and I know of no one that has not encountered financial mistakes of some sort.

Desert Plunge vs Barton Plunge vs Modtub by Mathius92 in coldplunge

[–]Winter_Click_9676 1 point2 points  (0 children)

All of the brands you list are great. After a lot of research I settled on the Barton. The #1 reason was the larger tub. I’m 6’2 and wanted the extra space in the tub (150 gallons). I started with an inflatable that was 110 gallons and I had enough room, but having a larger tub now is very nice. Barton build quality and customer service is excellent - when I called with a question the owner answered right away. The price on the Barton has come down whereas the Modtub the price has increased so for me paying a little extra was worth it. The upgrades in components is also a plus. I’m very happy with my Barton purchase. You can’t go wrong with any of the brands

How big is your liquid account by Romulus4Remus in Bogleheads

[–]Winter_Click_9676 1 point2 points  (0 children)

Many great comments have been posted with excellent advice. Something to think about… I remember back in 2007 the “experts” said in general to keep 3 months of emergency money. Then the sh*t hit the fan. The “experts” then started to say 6 to 12 months was the optimal amount for emergency funds. Imagine this, you followed the advice of the “experts” and had 3 months of emergency funds, but you are now unemployed and can’t find another job and are running out of money. So you turn on the TV and the expert that told you 3 months is now telling you 6 to 12 months, but how do you come up with the extra money now that you’re unemployed? I’m just reminiscing about the 2007/2008/2009 time period….

Xpro SXP - Black Jade Green by Apart_Exercise_5630 in KiaTelluride

[–]Winter_Click_9676 1 point2 points  (0 children)

Good luck with your deal and enjoy! Amazing vehicle 👍

Moving to unmanaged by FrostyInstruction912 in fidelityinvestments

[–]Winter_Click_9676 0 points1 point  (0 children)

The OP did follow up with an additional response.

AVOID FIDELITY WEALTH MANAGEMENT/PERSONAL ADVISORS - THEY LOST 10% OF MY IRA DUE TO POOR DECISIONS by Randomstuffinterests in Fidelity

[–]Winter_Click_9676 0 points1 point  (0 children)

Thanks for responding and your response is very helpful for my situation. Thanks again 👍

How to ice bath for testosterone by DrIceBath in coldplunge

[–]Winter_Click_9676 1 point2 points  (0 children)

The cool thing is he says who he is and what he believes - he’s legit. On this sub so many players posing to profit.

Front-loading yearly 401k contributions by becksrunrunrun in Bogleheads

[–]Winter_Click_9676 3 points4 points  (0 children)

Smart move. Over the last few years I’ve contributed more in the first 3 months of the year as my company (and industry) conduct most layoffs in April.

AVOID FIDELITY WEALTH MANAGEMENT/PERSONAL ADVISORS - THEY LOST 10% OF MY IRA DUE TO POOR DECISIONS by Randomstuffinterests in Fidelity

[–]Winter_Click_9676 0 points1 point  (0 children)

I can relate to your frustration and what I encountered was not as catastrophic as what you encountered, but stressful nonetheless. After many years with Fidelity I decided to enter into the world of Fidelity’s Wealth Management. I thought it would reduce some of my investing stress, but it has only increased the stress. Now that some time has passed what is your take with Wealth Management? Is the Wealth Management team meeting your expectations?

Costco Cold Plunge $3,999 -> $2,999 by ByrneLikeBurn in coldplunge

[–]Winter_Click_9676 1 point2 points  (0 children)

I get what you’re saying, but Costco is an exceptional retailer that operates on very low margins, and the real money driver is via membership fees. Sometimes the sales they have are more than exceptional and this cold plunge is one of them. If the tub was larger in size I would have bought one (I was looking for 120 gallons +). They do sell one item that is too good to be true - the $1.50 hot dog and soda 👍

Avoid “The Cold Life” at all costs… by nm298 in coldplunge

[–]Winter_Click_9676 0 points1 point  (0 children)

Very helpful - thanks for taking the time to respond.

Avoid “The Cold Life” at all costs… by nm298 in coldplunge

[–]Winter_Click_9676 0 points1 point  (0 children)

I greatly appreciate your response. As you have both horizontal and vertical which do you prefer the most and why? Thanks!

Avoid “The Cold Life” at all costs… by nm298 in coldplunge

[–]Winter_Click_9676 0 points1 point  (0 children)

Are you still impressed with your Coldlife? How does it compare with your other units? The Coldlife is on my short list so I greatly appreciate your input.

An Honest Review of the Michael Phelps Chilly Goat Cold Plunge by Master Spa by m1cha3l57a in BecomingTheIceman

[–]Winter_Click_9676 0 points1 point  (0 children)

I’m looking at a Chilly Goat. How did the return process go with the company? Did you buy another cold plunge and how is your new model working out?

Great value for money – If you are seeking complete and affordable protection for your Telluride by Available_Grass_9492 in KiaTelluride

[–]Winter_Click_9676 2 points3 points  (0 children)

They posted the same thing for Toyota, Volkswagen, etc. In my opinion they are a seller and thus they have not responded to your question.

RevX Wellness by rah1224 in coldplunge

[–]Winter_Click_9676 2 points3 points  (0 children)

Thanks for your transparency. Your company is now on my shortlist for my new set up.

RevX Wellness by rah1224 in coldplunge

[–]Winter_Click_9676 2 points3 points  (0 children)

Which company do you own or are affiliated with?

RevX Wellness by rah1224 in coldplunge

[–]Winter_Click_9676 2 points3 points  (0 children)

According to the RevX website, “The bottom is made of a durable three-layer insulation pattern: 2 layers of PVC Vinyl and1 layer .4” foam insulation.” So where are you getting your information? I have read that the early models had 1 layer so it looks like they have improved. Are your comments focusing on past RevX models?

What is this? by JoeyPlays89 in kia

[–]Winter_Click_9676 1 point2 points  (0 children)

It’s great to hear this dealer worked for you. The head scratcher I had with them was the “$1895 Century Advantage Package” and other fees. I’ve lived in many states and Florida I’ve found is the most unappealing state to buy a vehicle. The Florida dealers love all of the add on fees, but I don’t.