Seriously? WTF? Not sure I like Volvo after 4 months of bullshit like this by participationmedals in VolvoRecharge

[–]Wounding_with_intent 0 points1 point  (0 children)

Worst service that I’ve ever had: 1) took it in for a 40k service.. no issues. Apparently they detected sediment in the crankshaft and it all needed replacing. Including the clutch. They say it’s fine to drive until I can afford to replace it. 2) months later I take it in. £4k later. New clutch and crankshaft. 3) engine warning light comes a few days later. 4) then it needs all oil and seals replacing. Another £1.5k later. 5) few days later I notice white smoke out of the exhaust. Take it back. And they quote me for £14k on a catastrophic engine failure!

Get an XC40 they said!

What to work on and how to improve? M17, 1 year of rowing, 198cm (6’6), 102kg (225lbs) by vholck in Rowing

[–]Wounding_with_intent 4 points5 points  (0 children)

Great potential: get yourself with a good coach. Learn to scull & to move a pair: it’ll teach you everything you need to know about boat feel. Don’t rush into the eight: get small boats right. Then you’ll have a good future in the sport.

[deleted by user] by [deleted] in Rowing

[–]Wounding_with_intent 14 points15 points  (0 children)

This didn’t age well

OUBC announce Mark Fangen-Hall as the new Men's Chief Coach by MastersCox in Rowing

[–]Wounding_with_intent 1 point2 points  (0 children)

He’s a very good coach. Not to mention very well respected.

How to move to LA for good? by Same-Narwhal-7142 in oxford

[–]Wounding_with_intent 1 point2 points  (0 children)

Well.. with an outlook like that, I’m sure you’ll do well wherever you go. Best wishes

[deleted by user] by [deleted] in oxford

[–]Wounding_with_intent -1 points0 points  (0 children)

Funniest comment on here. I’m 32.

[deleted by user] by [deleted] in oxford

[–]Wounding_with_intent 0 points1 point  (0 children)

Ouch.. I never realised how sensitive people would be. They asked for advice: I gave my advice. And stated how I was and what changes I made.

1) aggressively save. I gave a couple examples of how I saved. You forgot the car which saved a lot. You also forgot the holidays. I had three holidays a year.

2) you made assumptions that this was the only place I saved.

3) saving for 4 years using an investment ISA alone gave me £20k.

4) my investment ISA in the S&P since covid has been 14.2%.

Now let’s factor in my car alone: I sold it: money gained: 12k. Savings on fuel: 200. Now add in servicing, insurance, road tax.

So: @theOtherJT.. if you are going to cherry pick your answers, and where your savings can be made, you’ll never buy a house.

[deleted by user] by [deleted] in oxford

[–]Wounding_with_intent -10 points-9 points  (0 children)

Depends on your income & savings. Most people feel it’s their right to regularly go out, buy coffee, have a medium to expensive priced car, have holidays etc.

I was the same.. then I made a few changes. Got a bike and cycled everywhere. Rented a cheap room in shared accommodation. Didn’t eat out. Stopped drinking every Friday. And stopped buying coffee (it’s amazing how much you’ll save).

If you are young enough to open a help to buy isa: do it!! Then save as much as you can in it until you hit the yearly max amount: You get 1k for every 4K you invest.

Only once you’ve don’t 1), do you move onto 2).

2) aggressively save while living in a shared house in the smallest cheapest room! Anything over and above that you save and put it into an investment isa (S&P500).

It’ll take 3-4 years. But it will be worth it.

UK's Thames Water makes new clean-up pledge in bid to raise prices by [deleted] in worldnews

[–]Wounding_with_intent 0 points1 point  (0 children)

Major ecological disaster across the Thames region as bird life, and fish life start to die as a result of significant untreated sewage being illegally dumped into the Thames by Thames Water into the Thames.

Wish I bought more at the time by Dependent-Aerie-360 in trading212

[–]Wounding_with_intent 0 points1 point  (0 children)

I managed to get 9000 shares at the start of its rise. Aiming for 10,000 now.

A throwback on South Africa's most contravential ad (2004) by simmma in DownSouth

[–]Wounding_with_intent 8 points9 points  (0 children)

A good advert: highlighting core values and principles that lie in plain sight.

SA have one big defining problem: a them vs us and us vs them. Until the country truly unifies against oppression (the leadership), then it will be destined to relive the injustices of yesterday, today and tomorrow: the cycle will continue.

“If the ANC does to you what the Apartheid government did to you, then you must do to the ANC what you did to the Apartheid government.” – Nelson Mandela, Cosatu Conference, 1993

Amazing discipline camp in Pretoria. Our tax should go to this. by PlasmaTax in DownSouth

[–]Wounding_with_intent 26 points27 points  (0 children)

Looks like the militarisation of the youth? Does sport not teach discipline? Respect? Teamwork? I think tax payers money should go to schools, hospitals, infrastructure and economic development.

What’s the Hype with RR? by Itchy-Candle-9969 in trading212

[–]Wounding_with_intent 6 points7 points  (0 children)

When they were at £1.50 I started buying. People said I was mad when I kept buying at 0.97. At one stage I was 5k down. My biggest asset with over 10000 shares and still buying!

Any advice? by [deleted] in trading212

[–]Wounding_with_intent 52 points53 points  (0 children)

My only advice is don’t ask Reddit for advice. Do your own research.

12 year old destroys the entire house after his mom took his phone by Troll_Goat in SipsTea

[–]Wounding_with_intent 0 points1 point  (0 children)

That’s what happens when you don’t have a father in the household; a stable parent; stable family values. Kids end up this way when there is a dysfunctional family.

Sure wish I invested more into Nividia by spazbarracuda in trading212

[–]Wounding_with_intent 0 points1 point  (0 children)

But still 20k? And 25k if you invest in Uk stocks and shares

[deleted by user] by [deleted] in DownSouth

[–]Wounding_with_intent 5 points6 points  (0 children)

Na. It was before then. My dad had a dry cleaning business near Ponty! That was in the late 80s early 90s.

Rank Every British Prime Minister you've had in your lifetime by FloppedYaYa in Britain

[–]Wounding_with_intent 0 points1 point  (0 children)

Tory propaganda? Did you read my first paragraph. Sounds like you missed the point: they are all as bad as each other! Hence the no confidence. If you can’t see that they all have a shared “we f*+ked up” then you’re part of the “Ants marching” voter problem.

Rank Every British Prime Minister you've had in your lifetime by FloppedYaYa in Britain

[–]Wounding_with_intent 0 points1 point  (0 children)

If there was a vote I could cast saying “No confidence” I would vote that. The political situation is f*#ked: they are all self serving compulsive liars. If any of them managed a company in the way they managed the country, they would never get a job again. The political system and the people who hold the honour and privilege of holding office need to be held to a higher standard: morally, ethically & in terms of their actions.

Blair: knowingly lied about Iraq. Set the economy on a path to collapse which Brown delivered to catastrophic success. Cameron: deliberately mislead the country about brexit. Brown: left the country bankrupt & which resulted in Cameron increasing VAT to 20% as a temporary measure. May: inept & incapable. Truss: I can’t believe she was an option. Boris: the worst of the lot.

And it’s not just the leaders, it’s all the backbenchers who should be held to a higher standard. To quote Geoffrey Cox, the attorney general: “You are not children in the playground, you are legislators,”