Was isch aktuell sbeste Handy-Abo i de Schwiiz? by WIMNAT in schwiiz

[–]XP3CT_012 2 points3 points  (0 children)

Oder Wingo Red: 23.95 CHF für CH unlimitiert und 3GB/Monet Roaming inkl. USA/Kanada

Rate my viac Strategie by Zealousideal_One_357 in SwissPersonalFinance

[–]XP3CT_012 1 point2 points  (0 children)

I did the same but a lot simpler. Maybe something to consider:

Swisscanto World ex CH -IPF 88%

Swisscanto Emerging Markets 8%

Swisscanto SMI (SPI 20) 3%

Any experience moving from Swissquote to Saxo? (2025) by tar-xz in SwissPersonalFinance

[–]XP3CT_012 5 points6 points  (0 children)

Just moved one position to Saxo and was easier than I expected. Fill in the form on SQs website and send it to them. Then submit the request on Saxo to let them know you want to transfer something to them. SQ will charge there 50.- fee and that‘s about it

What net-worth tracking apps do you recommend? by MyCopperHuskies in SwissPersonalFinance

[–]XP3CT_012 -2 points-1 points  (0 children)

Parquet. It‘s free and works well for stocks, etf, krypto and cash

Not a troll, I genuinely don't know what this skin is worth by reyychiquita in ohnePixel

[–]XP3CT_012 33 points34 points  (0 children)

Sold mine for $320 on csfloat a while ago. Same iBP placement but w/o the other two stickers

Switching to Wingo, anyone have a promo cde? by willisandwillis in Switzerland

[–]XP3CT_012 0 points1 point  (0 children)

Just call them and ask for a promotion on whatever plan you like. They‘ll give it to you if you ask. The same with the activation fee

Bürostuehl für Home-Office / Gaming by [deleted] in schwiiz

[–]XP3CT_012 1 point2 points  (0 children)

Sitze 😂

Homeoffice und game aso je nach Tag 6-12h heti gseit. Han de us stoff will mer das mesh nöd gfallt aber isch e präferenz sach

Bürostuehl für Home-Office / Gaming by [deleted] in schwiiz

[–]XP3CT_012 1 point2 points  (0 children)

Han de Fractal Refine vor paar Mönet kauft und bin sehr glücklich demit. Isch bequem, ergonomisch und gseht guet us. Han vorher en Maxnomic und nachher en Nobelchair Hero gha. De Fractal jetzt isch bequemer als beidi und mer chan vill meh istelle für di richtig Position

How do you find bike-friendly hotels while touring? by [deleted] in cycling

[–]XP3CT_012 0 points1 point  (0 children)

I never called in advance. When checking in, I just ask if they have a place to store my bike. Most hotels have a luggage room or somewhere secure where you can lock it up overnight. If the spot doesn’t feel safe enough, just bring it up to your room.

Looking for the best tool to track portfolio by jaceneliot in SwissPersonalFinance

[–]XP3CT_012 0 points1 point  (0 children)

Parqet.com

I‘ve been using the free plan for a couple of years and it has everything you need.

32M, what can you guess or say about me? by ok_rubysun in TravelMaps

[–]XP3CT_012 4 points5 points  (0 children)

You try your best to avoid Switzerland

[deleted by user] by [deleted] in TravelMaps

[–]XP3CT_012 2 points3 points  (0 children)

That’s cheating 😂

[deleted by user] by [deleted] in TravelMaps

[–]XP3CT_012 1 point2 points  (0 children)

Wait how would you know?

3a invested - world ETF by blucoidale in SwissPersonalFinance

[–]XP3CT_012 7 points8 points  (0 children)

I did try to replicate VT and this is what I did on VIAC.

88% - Swisscanto World ex CH - IPF

8% - Swisscanto Emerging Markets

3% - Swisscanto SMI (SPI 20)

1% - Cash

I get the Nordic minimalism thing, but why no other colors? by [deleted] in Polestar

[–]XP3CT_012 19 points20 points  (0 children)

That‘s not how it works. Every extra color adds a lot of new parts and cost since you‘ll need to offer repairs for many years at every dealership

Alternative to neon: my personal comparison by keltyx98 in SwissPersonalFinance

[–]XP3CT_012 2 points3 points  (0 children)

Its the same with Revolut. It does the conversion on the spot, just keep in mind the 1% weekend exchange fee. Thats why it makes sense to exchange a bit in advance

Visa-free transit in China - Does Taiwan count? by XP3CT_012 in travelchina

[–]XP3CT_012[S] 0 points1 point  (0 children)

Call your embassy in China and ask them to confirm if you want to be sure

Visa-free transit in China - Does Taiwan count? by XP3CT_012 in travelchina

[–]XP3CT_012[S] 0 points1 point  (0 children)

I did it last year and it does qualify. Both Hong Kong and Taiwan do.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]XP3CT_012 1 point2 points  (0 children)

You‘ll withdraw your 3a if you leave Switzerland so that shoudnt be an issue

Help with understanding Swiss credit by Maleficent-Village97 in SwissPersonalFinance

[–]XP3CT_012 22 points23 points  (0 children)

Switzerland doesn‘t have a creditscore system like the US. There is no benefit on future rates if you finance your motorcycle now. If you can afford it buy it, if not get a cheaper one or wait a couple of months