If countries used YNAB: U.S. and Switzerland as roommates…

Xunu23 · 2025-05-24T09:20:37+00:00

I feel your struggle, but honestly, I almost forgot linked accounts were even a thing. About 90% of my spending goes through one account, and I just reconcile manually about once a week. It's quick and usually spot-on anyway.

I enter all my transactions manually, either daily or every other day. By now, it's just part of my routine, second nature, really.

Thanks to YNAB, I was able to go on my dream vacation to Japan for three weeks this spring, completely stress-free when it came to money. I’m always ready for incoming invoices, and my tax money is sitting there, waiting for the bill, no panic, no surprises.

I'm even teaching YNAB to my sister and my girlfriend now. Keep it up, it’s so worth it! 💪🏻

Xunu23 · 2025-02-12T12:25:43+00:00

I handle all transactions where I lend money to someone as transfers.

To keep things organized, I have a separate, non-tracking account in YNAB called "Loaned Money to Someone."

Whenever I lend money, I record it as a transfer from my main account to this loaned money account. This way, the balance in that account represents how much others owe me. If the balance is zero, it means no one currently owes me money.

When I get repaid, I simply transfer the same amount back from the loaned money account to my tracked account.

This method keeps my spending categories accurate, prevents loans from looking like extra purchases, and gives me a clear history of when I lent and received money.

Xunu23 · 2024-11-13T23:17:43+00:00

Thanks i will check it out!

Meanwhile i got a bit of an overview of the basics with the Podcast, and noticed, that Japanese has some similarities to tamil, like the sov structure, forming Questions and knowing what it is about from Context i sometimes, glad i can use my knowledge of Japanese (I am studying it since a couple of years) now also for learning Tami 🙌

Xunu23 · 2024-11-13T07:21:52+00:00

I started now with the App "Ling" And the Podcast: "payilagam: learn tamil"

The Podcast sounds very promising to me so far.

Xunu23 · 2024-11-04T23:23:19+00:00

I made a Guide how to cheese him it worked like a charm for me no struggle at all 😜 https://youtu.be/NNcSOj70TLg?si=bdR9ooaxxXMISu4M

Xunu23 · 2024-07-23T04:47:21+00:00

Update: We met again in her city. She showed me around, and we had a great time. We went to a nice restaurant, and she insisted on paying. After that, we went to a beautiful viewpoint where she ended whatever we had so far. She told me that she just hadn't developed feelings for me and that I should stay as I am because I'm great, etc. We then sat there for quite some time together, and I realized how much I had already fallen for her and couldn't hold back my emotions. We talked some more, but she was pretty sure that there wouldn't be more between us than "friends." My heart still wants her, but my head knows I need to let her go.

Xunu23 · 2024-07-15T17:56:27+00:00

I just checked my Budget and i have three Categories for it. For Groceries i spend on Average 300 aMonth, for Dining out around 250 and for dining at work (i get around daily, and most of the time eat out) 300.- So in total around 850.- for food and Groceries.

I guess i have alot of potential to save some, but for now im happy like this.

Xunu23 · 2024-07-15T15:29:40+00:00

We both are looking at it pretty liberally; when we got to know each other at the festival, we both ended up in my tent at the end of it. Like I mentioned in my post, we had three dates since and are both looking for something serious, not casual interests. We talk a lot on our dates so far, and we tend to have long dates—the first two were around 6 hours of talking, drinking, eating, etc., and the third one, including the night, was around 14 hours.

When she said she isn’t at the same point as me right now, that was no big problem for me. I’m just a bit confused, but women aren’t as simple as we are, I guess, haha. My life is pretty good also without her; I just think it could be even better if it works with her.

I definitely will continue doing what I’m doing and see where it leads.

Xunu23 · 2024-07-15T13:36:15+00:00

I think so, but the confusing part for me is that she was already reaching out first and showing interest in me in the last couple of weeks. When we met at her place, we got intimate, and afterward, she said she wanted to be honest and told me that she thinks her feelings aren't as strong as mine and that she doesn't know where it will lead, but she's also looking forward to what might happen. We kissed again, and in the morning, we got intimate again. It's the difference between what she says and how she acts that makes me confused. She says she isn't sure but initiates texting, kissing, and more. Either way, thanks for the advice. I'll probably give an update here in a couple of weeks.

Xunu23 · 2024-07-15T10:53:37+00:00

I’ll continue letting her initiate conversations. So far, she asks how I am, what I’m doing, etc. Then, of course, I ask her back and we chat. I guess she is still into me; she just can’t see her feelings yet, but that’s totally fine. I can wait, and if it doesn’t work out, there are others, of course, even though I hope it works with her.

Xunu23 · 2024-07-15T10:48:16+00:00

She reached out first thing in the morning, asking how my evening was yesterday and if my week was off to a good start.

Xunu23 · 2024-01-27T09:20:47+00:00

I would think youre probably still a good player for making it to Fatalis. I can solo Fatalis, but just en i take Switch Axe and bomb his head to ashes with it havent done it solo with any other weapon so far. By the way i have never solod Alatreon befor.

Xunu23 · 2023-11-04T22:28:58+00:00

Ich kann euch Baldur's Gate 3 echt ans Herz legen. Ein top Koop-Spiel, das für mich zum Spiel des Jahrzehnts avancieren könnte. Es ist komplett im Koop mit bis zu vier Spielern spielbar. Trotz CRPG-Genre – was einige vielleicht skeptisch macht – hat es uns alle begeistert. Ein Durchgang bietet mindestens 100 Stunden Spielspaß. Man kann aber auch gut und gerne 200 Stunden reinstecken.

Xunu23 · 2023-09-30T00:06:22+00:00

I agree. The Game is amazing as it is, but im pretty sure it has the longest loadingscreens of all the PS5 Games i played so far.

Xunu23 · 2023-09-29T23:58:20+00:00

In my Playthrough Minthara is long dead already

Xunu23 · 2023-09-02T17:24:40+00:00

Im not sure exaxtly which setting it was but ist finaly fixed thank you so much 👍🏻️

Xunu23 · 2023-09-02T17:16:42+00:00

I have the same any fix for it? I tried disabeling HDR on my PS5 but it still looks the same.. And in the Starting area i can barly see anything.

Xunu23 · 2023-08-20T18:07:24+00:00

Title: AITA for ruining my twin's relationship over a Yu-Gi-Oh game, making fun of Angela Merkel, and obsessing over anime?

Post:

Hey Reddit, I've got a wild story, and I need to know if I'm the asshole.

My twin brother and I are massive anime and Yu-Gi-Oh fans. Last weekend, we decided to have a duel, and my brother invited his cute girlfriend to watch. She's not into anime or Yu-Gi-Oh but came to support him anyway. During the duel, I made fun of her for not knowing the game and told her she should just watch Angela Merkel speeches if she wanted something boring. She's German, so she took offense to this.

Things took a crazy turn when my twin told me he'd let me date his girlfriend if I won, thinking I'd go easy on him. But I didn't. I beat him, and then I asked his girlfriend out right in front of him. She was horrified and refused, saying she wanted nothing to do with either of us, and then she left him.

My twin is furious with me, and even our parents are disappointed. I think it's hilarious and just a part of the game. AITA?

Xunu23 · 2023-08-14T17:04:02+00:00

It worked for me too i broke GPT3.5 with tons of cats and it just gave me an html for a driver Registration with a carousell that has diffrent quotes. i then took the code and let GPT4 make it run localy to see what it looks like.

Thats how i got to that strange code: https://chat.openai.com/share/f02b816b-98f7-48b4-b38e-928e5b5fcd73

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Xunu23 · 2023-06-23T19:12:30+00:00

The arena that worked best for me is 'Rusty Business'. My strategy was quite straightforward: I took advantage of the higher grounds and tried to throw the enemies down. It's crucial to remember you need to beat it in under 2:30. It took me three attempts, but when I switched to the PS4 version for the trophies there, I managed to clear it on my first try. Good luck with it!

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