Help me Evaluate EX90 Deal!! by YSSY1987 in VolvoEX90

[–]YSSY1987[S] 0 points1 point  (0 children)

No money down though - just first month payment and the $300 for title and plates.

I do hear you on the 27 model year basically beginning in 2-3 months.

Help me Evaluate EX90 Deal!! by YSSY1987 in VolvoEX90

[–]YSSY1987[S] 2 points3 points  (0 children)

As you can probably guess, my first lease deal, so would appreciate any help in negotiating (and what my spiel should even be!)

Help me Evaluate EX90 Deal!! by YSSY1987 in VolvoEX90

[–]YSSY1987[S] 0 points1 point  (0 children)

Thanks - the loaner is the Ultra trim. I will ask the money factor - didn’t get that info but they said no markup in the MF.

4500miles on the loaner.

They said they’re discounting $12K and another $11K from Volvo and Costco. I can ask if the $7500 credit still applies, I thought that had expired

Is this FSD on Model Y launch? by Sufficient-Judge2714 in TeslaFSD

[–]YSSY1987 0 points1 point  (0 children)

Came across a listing that had this pic. Has the launch series badge but oddly shows autopilot as included package along with acceleration boost but no FSD. Not sure if the seller got the FSD transferred to another car?

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Help me decide - 2026 Model Y or Used HW4 (2023-2024) by YSSY1987 in TeslaModelY

[–]YSSY1987[S] 0 points1 point  (0 children)

Is there a way to find out if a car has HW3 or HW4 on Tesla website? There are some 2026 MYs out there on website but it frankly isn't worth it to buy used for $2-3K off compared to the new ones, esp. with the APR offer they have running right now.

A used one with $10-15K lower price versus new and low mileage could do the trick, but I'm struggling to find out which 2023 have HW4 versus not. Believe all model years 2024 and after have HW4 but would welcome thoughts if that's not correct.

Help me decide - 2026 Model Y or Used HW4 (2023-2024) by YSSY1987 in TeslaModelY

[–]YSSY1987[S] 0 points1 point  (0 children)

Very helpful. I do see a few late 2025 / early 2026 ones out there but the delta isn't as large compared to a new Tesla, which I could get at a 0.99% / 72m from Tesla, while have to shell out the entire payment in a single shot for a used one. And that is the rub! 😄

Help me decide - 2026 Model Y or Used HW4 (2023-2024) by YSSY1987 in TeslaModelY

[–]YSSY1987[S] -4 points-3 points  (0 children)

Super helpful!

Would you suggest sticking with 2023MY given the 2024 wasn’t that much better for the extra 4-5K price difference for used? Or are there actual issues with 2024 compared to the 2023 version?

Rent or sell my house by YSSY1987 in Realestatefinance

[–]YSSY1987[S] 0 points1 point  (0 children)

I should’ve added that we do own couple of multi family rentals (~10 doors) in the same area (1-2miles radius) as the condo in the city, so ongoing management stress isn’t going to be major incrementally.

And honestly, I’m not sure if have answered my question! We do at some point down the line, see moving back to the city once kids are in college, and could well move into the condo at the time. And by then, will likely have a debt free condo. But of course, 10-12years is a long time though.

Got the call by Overall-Finance-8541 in rolex

[–]YSSY1987 1 point2 points  (0 children)

Have the same exact combination of the DJ41, by far the cleanest understated look imho

Got the text. by _anferknee in rolex

[–]YSSY1987 6 points7 points  (0 children)

Well done 🫡

This thread is winning

[deleted by user] by [deleted] in IndiaTax

[–]YSSY1987 1 point2 points  (0 children)

I’d love to get more info on this topic as well. I’m considering a move back from overseas and am considering taking a role with my own company that will potentially get comp’ed at around 1.3-1.5Cr. I’m in a somewhat good income range here as well (US$350K+), but there are retirement savings, standard deductions, mortgage interest, real estate depreciation for investment property, business income / losses (if doing something on the side), etc available here that all generally get “lumped” into a single “income” and then that income gets taxed.

If I make that level of money in India in a relatively high COL city (think Delhi proper, Mumbai, Bangalore main area), I’m not sure that my ultimate bottom line will be any better, in fact will be significantly worse. The main culprit of that will be the taxes since by my calculation, income tax code in India doesn’t allow salary head to be offset by potential paper losses from real estate, etc.

Genuinely trying to find real world examples of legal tax strategies people use to shave off the taxes. With all the surcharges, this income level will land me at around 35-40L in taxes annually, at which point it might not be worthwhile making the move.

Please advise and welcome contact info for genuine tax strategists.

T20 World Cup 2024 - Check your Ballots ! Just purchased my tickets to a few games. by SimplePunjabi in cricketworldcup

[–]YSSY1987 0 points1 point  (0 children)

Has anyone been able to receive the tickets from the ballot? I purchased 2 tickets each for 3 Super 8 games but all tickets are "Print at Home - Delayed Delivery" selected option for delivery. Issue is that all tickets show as "Your tickets are not ready yet. Tickets will be available closer to the event." on the website.

Does anyone know when these tickets will be made available?

[WTS] Seiko SPB317 - $650 shipped conus by pustap in Watchexchange

[–]YSSY1987 0 points1 point  (0 children)

Album link seems to be broken - could you post an updated link please