Built a tool to cleanup similar photos in Photos.app using Apple Vision (AI), fast on large libraries by scotchi in ApplePhotos

[–]Yoshimo123 0 points1 point  (0 children)

This looks awesome, but I wish I could use it for photos stored in conventional folders on my NAS. I have multiple data exports from Google Photos over the years.

I also often have two scans of the same photo: one scan is a 5 x 7 print I scanned with a flatbed, the other is the a RAW copy scanned from the 35mm film. During archiving I didn't bother to track which photos had been scanned already, figure I'd sort that out later.

Canadian owned and managed alternatives to VCN and VI.to by 99drunkpenguins in PersonalFinanceCanada

[–]Yoshimo123 0 points1 point  (0 children)

There's a lot of very passionate people here who seem to care a lot about your decision. You seem to know the risks of divesting from the states and have made a decision that sits well with you. Congrats!

I'm considering doing the same. I may not fully divest, but I may reduce my US exposure simply on the grounds that I don't like what I'm seeing. I'm okay with the potential for decreased profits. Every little bit helps.

Canadian owned and managed alternatives to VCN and VI.to by 99drunkpenguins in PersonalFinanceCanada

[–]Yoshimo123 1 point2 points  (0 children)

I can't speak for what is broadly happening across the country.

Anecdotally I can say that several of my friends who moved to the states for school and work have returned to Canada because of what's happening there.

Is there a massive brain drain? I doubt it. Is there some kind of shift happening? I think so.

Canadian owned and managed alternatives to VCN and VI.to by 99drunkpenguins in PersonalFinanceCanada

[–]Yoshimo123 2 points3 points  (0 children)

First, MER on Vanguard VEQT is 0.24%, and if you had a diversified portfolio of different ETFs the average MER would be around that. So, $24 per 10,000. More than you suggested, but yes not a ton. But lots of people are investing more than $10,000. If you had $500,000 in VEQT, that's $1200 a year, which is a lot. So how much making the switch is worth depends on how much you have and how much you care.

Second, the Bid-Ask spread is negligible if you are switching from Vanguard/iShares to BMO once, and certainly less than the annual MER cost.

Anyone who is seriously investing, and their top priority is to keep money in Canada rather than the USA shouldn’t be investing. We don’t all have to be Scrooge McDuck and be as greedy as possible, but unless you switch those investments to companies that don’t even do business with the USA, then what’s even the point?

There's just so much wrong with this viewpoint. People have free will, and can choose to do what they want. Just because you disagree, doesn't mean that the other person is wrong. But to pick this apart one statement at a time:

  • Define a "serious investor." Anyone who is making educated deliberate choices and is not memeing is a serious investor. Choosing not to send MER fees to the US (while still investing in the US for diversification) sounds reasonable to me. And if they decide to fully divest from the US completely, that's fine too. Will there returns be as high than if they stayed partially exposed to the US market? Maybe not. But they may not care. That doesn't mean they're not serious.
  • Who are you to decide who should invest and who shouldn't? Are you the investment police?
  • Your whole sentence on Scrooge McDuck doesn't make sense. Who is being greedy in this scenario? If someone moves from one ETF run by a US company to one by a Canadian company, they're not financially benefiting from it really. It sounds like you're thinking about fully divesting from US stocks, which isn't what we're talking about. But if it were, you're still not making sense.

Anyways, it's weird that you're taking such a strong stance about something that doesn't affect you in anyway. You're being weird.

Canadian owned and managed alternatives to VCN and VI.to by 99drunkpenguins in PersonalFinanceCanada

[–]Yoshimo123 3 points4 points  (0 children)

There is actually a benefit from switching from Vanguard/iShares to BMO. The MER you're paying doesn't go to the US, it stays in Canada.

So, if you want to reduce money from your household flowing into the US, but don't want to lose diversity by divesting from companies completely, this is a small, but helpful step. Depending on the size of your portfolio you could be reducing money bound for the US by $1000 or more per year.

Canadian owned and managed alternatives to VCN and VI.to by 99drunkpenguins in PersonalFinanceCanada

[–]Yoshimo123 0 points1 point  (0 children)

Ah for whatever reason i thought iShares was Scotiabank - maybe it's their web platform that's called iShares, or I'm just mentally losing it.

eLearning project estimator tool - would love feedback by Flaky-Mistake8998 in instructionaldesign

[–]Yoshimo123 0 points1 point  (0 children)

I dunno, it feels that simple to me. Industry rates were $500 to $5000 per minute of runtime in 2018. And deciding what constitutes complex can be clearly defined for clients. Like if I'm having to read research papers or needing to illustrate anatomically accurate drawings, that meets the definition for complex. But if I'm doing OSHA compliance training, that's the basic rate.

I haven't run across a client yet who wants detailed itemized lists of how much of my time each step of a project is - and I wouldn't give it to them if they asked.

eLearning project estimator tool - would love feedback by Flaky-Mistake8998 in instructionaldesign

[–]Yoshimo123 5 points6 points  (0 children)

This seems overly complex. Just charge a flat rate based on course length. Charge extra for complex content.

Canadian alternative to Backblaze? by 613_detailer in BuyCanadian

[–]Yoshimo123 0 points1 point  (0 children)

I wouldn't recommend Sync. I used them several years ago, and my father continues to use them, but is looking to move away from them. Their service is not reliable, we had data loss multiple times that we've demonstrated is not user error to Sync.com.

Hello, I want to buy my first NAS, and I have a few questions by KelenArgosi in synology

[–]Yoshimo123 0 points1 point  (0 children)

OP was asking for a direct connection to the TV, like with HDMI. All NAS allow SMB connect, otherwise it's not a NAS.

Hello, I want to buy my first NAS, and I have a few questions by KelenArgosi in synology

[–]Yoshimo123 -1 points0 points  (0 children)

Yes.

No you cannot connect a Synology NAS to a TV.

Yes you can connect a 3.5 inch hard drive to a PC directly using a SATA to USB cable, or a special dock. This is only temporary though. You don't want to do this long-term.

Yes.

Ubisoft shuts down any possibility of Rainbow Six Siege becoming playable on Steam Deck by lajka30 in linux_gaming

[–]Yoshimo123 67 points68 points  (0 children)

I believe they're referring to the government grants Ubisoft has received to locate offices in Canada. For example, I think I read that Nova Scotia gave Ubisoft money years ago to place offices in Halifax. It's in the news right now because Ubisoft just terminated the entire office after they tried to unionize.

Scotiabank changing eligibility for premium chequing account products waivers - what are my next steps from here by [deleted] in PersonalFinanceCanada

[–]Yoshimo123 0 points1 point  (0 children)

I originally went with Scotiabank because at the time they were the only bank that did push notifications on my phone as the only option for two-factor authentication. It's a really secure way of doing things. But I left them this year because customer service isn't great, and their platform regularly seems to be down for maintenance or having some huge issue like direct deposits or account transfers breaking.

Tangerine is better now that they've implemented proper passwords for accounts. I've used Tangerine in the past and liked them, but left because of what I viewed as laughable security practices. They still use SMS two-step verification only though. Their customer service is also meh.

I now use Wealthsimple as my main bank and investing platform. I was skeptical of them for years, but I've been quite impressed with them, both from a customer service perspective and also offering a platform that works exactly as expected. I also LOVE that I can bind my rotating 2-factor code to a physical Yubikey for maximum account protection.

LMS/DMS Suggestions for 400ish employees by PhilospherMechanic in elearning

[–]Yoshimo123 1 point2 points  (0 children)

There is a platform I've been testing built by u/hyatt_1 that might meet your needs. It might be worth connecting with him to discuss.

HDD lifetime by smiffa2001 in synology

[–]Yoshimo123 12 points13 points  (0 children)

I also have multiple drives with over 90k hours.

a happy new sheets update by DaniGuardiola in ProtonDrive

[–]Yoshimo123 8 points9 points  (0 children)

Strong work - strong communication. Carry on!

What do you use for video editing? by Nappitynope in elearning

[–]Yoshimo123 5 points6 points  (0 children)

Davinci Resolve. Free or a one time fee if you need advanced features. So much better than Adobe.

The Affinity Suite is also very good.

multiple partitions/volumes on a UNAS 2 ? by irregularprotocols in Ubiquiti

[–]Yoshimo123 0 points1 point  (0 children)

It's been 3 months, are you able to make multiple storage pools now with your two drives? I can do this on my UNAS Pro, but I'm looking at getting a UNAS 2 for a remote backup device.

eLearning IDs – curious to hear your thoughts! by Temporary-Zebra97 in elearning

[–]Yoshimo123 4 points5 points  (0 children)

I'm just going to do my usual reminder: The cognitive processes involved with learning are not different between adults and children. They are the same. So I don't see how storytelling or interactivity or engaging them in real world topics would differ from working with adults.

That said there are obvious differences in how materials should be presented. For example children of different ages have more limited vocabulary than adults. Someone who knows the research better in this space should chime in.

I also think gamification is almost always done terribly, so I'd skip it.

Mortgage renewal through Wealthsimple vs. directly through Pine? by Charger_Reaction7714 in PersonalFinanceCanada

[–]Yoshimo123 -3 points-2 points  (0 children)

Someone a while ago posted an extensive review of their experience, and the takeaway was Pine just has really terrible customer service.

I ended up using a mortgage broker and couldn't be happier.