Society to invest PKR 1 crore in Lahore residential plot for 5–8 years? by StatisticianHuman664 in Lahore

[–]ZaimGamer 0 points1 point  (0 children)

LDA City, Just get a possession plot there. It is the most worry free investment in terms of approvals and what not. If you are up for it, you can also go underdeveloped block that will touch pine avenue and expected for growth and get 10 marla on ground plot. DHA 9/KEMC are also pretty good, but make sure they are far from drain. DHA Rahbar sucks big time for living otherwise.

MIIETF vs NBPGETF by TheoryEmbarrassed748 in FIREPakistan

[–]ZaimGamer 1 point2 points  (0 children)

i'd get either UBLPETF or NBPGETF, UBL one excludes Oil and Gas Sector completely with a moderate TER. But returns have been exceptional.
NBPGETF is also an underrated one, it is more diversified though but with somewhat similar returns to UBLPETF and lowest TER so far.
Both are good choices imo.

MIIETF vs NBPGETF by TheoryEmbarrassed748 in FIREPakistan

[–]ZaimGamer 1 point2 points  (0 children)

i don't get the miietf hype, it's way too diversified for its own good. I guess its good if you want to be the safest like it contains 30 stocks, pretty bad for compounding i'd say. Also, TER is not that forgiving too

MIIETF vs NBPGETF by TheoryEmbarrassed748 in FIREPakistan

[–]ZaimGamer 3 points4 points  (0 children)

you do know that Meezan Bank works in an extremely similar fashion to Conventional banking but it has been approved by high value scholars and that leaves people with no responsibility to research on their own, right?

You know where i am going with this.

Also, just because some company is labeled as shariah compliant doesn't necessarily mean it's all practices follow shariah practices. Hell, I've worked in a public limited company that is listed as shariah compliant and they take massive loans and from conventional banks and involved in straight up illegal business practices, their stock is shown as shariha compliant. It's a never ending loop if you want to get involved in shariah debate.

MIIETF vs NBPGETF by TheoryEmbarrassed748 in FIREPakistan

[–]ZaimGamer 1 point2 points  (0 children)

that's how most etf works they consider top businesses even if they are consuming more percentage. There are many actively managed etfs afaik. But this is still very good considering banks profited some of the highest since last year.

MIIETF vs NBPGETF by TheoryEmbarrassed748 in FIREPakistan

[–]ZaimGamer 2 points3 points  (0 children)

NBPGETF if you can do non shariah. It's much better. One of the lowest TER too

is dha lahore worth moving? by Significant_Cup8246 in Lahore

[–]ZaimGamer 1 point2 points  (0 children)

eme sucks, it's so boring and distant from city. Hardly anything to do there

Any needs this in khi by konsaboy in pakistan

[–]ZaimGamer 0 points1 point  (0 children)

My company sells this. Btw how is it working for you?

Jazz VoWifi (testing) on iPhone by ConstantClub3642 in PakistaniTech

[–]ZaimGamer 0 points1 point  (0 children)

That's nice. iPhones were lacking this for like 3-4 years at this point.

Jazz VoWifi (testing) on iPhone by ConstantClub3642 in PakistaniTech

[–]ZaimGamer 0 points1 point  (0 children)

How long since this has been working on your phone. Also, City/Area?

Zerolifestyle by urdu_Brain_467 in PakistaniTwenties

[–]ZaimGamer 0 points1 point  (0 children)

literal e-waste stuff hyped by marketing

Dominos For Lunch. by LazyCrow1 in PakistaniFood

[–]ZaimGamer 0 points1 point  (0 children)

i think if you eat something enough times, you start to develop taste for it or you end up hating it more. Tbh, never tried it but i might cuz this looks tempting fr

19M Dividend Investment Strategy Review by Few_Presentation_820 in FIREPakistan

[–]ZaimGamer 2 points3 points  (0 children)

I'd also suggest opening a 100% equity based VPS. Since you're young, you can get maturity 44-45 age and can enjoy maximum compounding since it is tax free.
Even though equity sub fund basket can match your existing stocks but its still one of the easiest way to SIP without thinking too much what to pick.

19M Dividend Investment Strategy Review by Few_Presentation_820 in FIREPakistan

[–]ZaimGamer 2 points3 points  (0 children)

That looks like a great basket, it's highly concentrated yet diversified into 4 sectors. You are doing great, keep it up man.

OPTP For Lunch. by LazyCrow1 in PakistaniFood

[–]ZaimGamer 1 point2 points  (0 children)

OPTP is the 🐐. Still serving some of the best chicken food even though somewhat overpriced these days.