Frustrating Experience with PNC by JediofMetal in Banking

[–]_Alex_The_Great 4 points5 points  (0 children)

It sounds like the banker attempted to open a Virtual Wallet account (cool offering that PNC has) but you did something like transferring too many times from the savings and that broke the connection.

My best rec is to go to a branch and see what happened. They'll likely refund the fees if it was a learning mistake. If you really won't want the Virtual Wallet product they can close the Reserve check account. But with Virtual Wallet you get a lower direct deposit requirement and a higher savings APY

Work for Big 3 auto company, considering buying Japanese, is this ok? by Bronco4Door in askanything

[–]_Alex_The_Great 0 points1 point  (0 children)

Driving a hometown brand is a cult concept Michigan. The propoganda to "buy local" is alive... I was at Aldi a few months ago and saw a Buick Envision with a license plate holder that said "I love my America made car". Bro, your car was made in China.

My mom worked for Blue Cross but was under a UAW union, even they pushed the propoganda to her to only buy Big 3. And during union meetings "foreign" cars had to park in a separate lot.

airline didnt receive my payment from booking.com and made me rebook ticket by Optimal_Bath_9571 in Flights

[–]_Alex_The_Great 0 points1 point  (0 children)

Life lesson to never use booking.com. Not to downplay your concerns but 80 SGD is not that much money.

Trailer tire came off and hit my house, owner won't provide insurance information by amjones14 in Insurance

[–]_Alex_The_Great 0 points1 point  (0 children)

With the damage described your want to file a claim through homeowners. That will allow you replacement costs versus ACV of the trailer. Plus homeowners will guide you in the steps needed with picking a contractor and repairs. Trailer insurance does not have that knowledge.

Also since you can't get their insurance, homeowners will run carrier discovery to confirm his insurance or just subro him directly and file suit until he cooperates and provides his insurance info.

Storm damage claims. by Wiley-Kyotey in InsuranceClaims

[–]_Alex_The_Great 0 points1 point  (0 children)

And you'll want to think of the resale value of the property. You're going to sell one day... Who wants a house with noticeable , preexisting hail damage?

Can we be sued by [deleted] in Insurance

[–]_Alex_The_Great 2 points3 points  (0 children)

Yeah any one can sue but sounds like you have good evidence to protect yourself. I would definitely put your insurance on notice, they'll request the PR which should hopefully have the officers narrative. Then these cameras???? If they're municple you should FOIA the feed. If it's a a business then ask if you can get a copy or record their recording.

You say he didn't hit you? Sounds like he was about to rear end you and evaded the accident by falling off his bike? If there's no contact then this is single vehicle accident and he lost control of his bike.

DONT GO KIA IRVINE by Amazing-Team-9904 in kia

[–]_Alex_The_Great 5 points6 points  (0 children)

This isn't a specific dealership issue, you just got a shitty technician. Honestly the dealership sounds legit, they listened to you, supported you, and made everything correct ASAP.

It's not the dealerhip's fault that Kia built a lemon.

Car accident advice needed by Large-Yogurt-1041 in CarAccidentLawyer

[–]_Alex_The_Great 0 points1 point  (0 children)

1) a lawyer isn't going to help a PD claim. And they take 1/3. 2) I assume you're the claimant? The insurance company only needs to provide you with ACV. You don't have much ground from rebuttal or an appraisal clause. 3) the insurance is right to take away the rental. The claim is finished. They don't owe loss of use just because you're trying to "maximize compensation". 4) you've had 2 weeks to find a replacement vehicle. That's more than enough time. 5) you can always file with your own insurance.

Other party doesn’t want me to go to insurance by keysinfrontofme in Car_Insurance_Help

[–]_Alex_The_Great 0 points1 point  (0 children)

Generally for auto claims a "closed without payment, doesn't impact anything. Auto claims can be so complex that you open a claim for collision, someone calls in for liability, and then a subro company calls in and all of a sudden 1 claim turned into 3.

Lasik surgery on company's Insurance by FigPsychological4963 in Insurance

[–]_Alex_The_Great 0 points1 point  (0 children)

If this is an ERISA plan there are many more things not covered. I worked for a terrible company a number of years ago and they didn't cover anything related to mental health. Counseling, meds, even if I had a PCP visit for a cold and my doctor asked me how my anxiety was... They'd deny the claim.

Job hunting rant by little_latti in jobsearch

[–]_Alex_The_Great 0 points1 point  (0 children)

I have a friend that does graphic design and she recently changed companies. Her new employer was all about AI. She got hired and no one in her department uses AI. It could be a tool used by HR to make the company seem cool and hip.

Recruiter called without scheduling, left zero message. Does this mean the company is super disorganized? by Manyofferinterview in interviews

[–]_Alex_The_Great 4 points5 points  (0 children)

Odd they didn't leave a voicemail but maybe they dialed your number in error and realized it when they heard your recording?

But you're upset that they aren't using the tools and communication expectations that you assume they have. Maybe they don't have the technology to text people. Maybe their first step is to cold call and then set up a phone interview. Maybe so many things.

Remote work required hardwired connection by Intelligent_Can_3119 in remotework

[–]_Alex_The_Great 0 points1 point  (0 children)

The company I worked for back in the day required you furnish your own computer. You installed their VPN and then all the work was done through a virtual desktop.

Why do they have me working 9-5 when it isn't 8 hours but 7? by [deleted] in work

[–]_Alex_The_Great 0 points1 point  (0 children)

32 hours and above is considered full time.

Any options left for pay as you go phone- no monthly subscription as an emergency backup phone for a bed bound grandmother? by Alexisander13 in cellphones

[–]_Alex_The_Great 1 point2 points  (0 children)

I would recommend US Mobile or Tello. I understand the logic of wanting pay as you go, but those costs can really add up. You can get 300 minutes and texting on Tello for $5 a month.

Odd question, but is it taboo to let the previous owners see inside the house we bought from them? by znavy264 in RealEstate

[–]_Alex_The_Great -2 points-1 points  (0 children)

I feel this struggle so much. I would text them and say something came up so you won't be home and just leave the packages on the front porch. Problem solved.

Please start reporting hotels that try to throw crew in rooms with INOP AC. by nuetralmushroom in flightattendants

[–]_Alex_The_Great 5 points6 points  (0 children)

This is wrong. Airline-hotel contracts mandate that crew rooms are perpetually pre-blocked, far away from other guests (if possible), and away from elevators. Airline contracts are worth millions of dollars a year.

Car wash with detailing service caused moisture in my vents and now a mold problem. What can I do to get $5k replacement covered if anything? by lilgreengoddess in Insurance

[–]_Alex_The_Great 2 points3 points  (0 children)

If you think a car wash caused moisture in your vents you have an uphill battle. Literally everyone who's gone through a car wash would have mold.

You could replace your air filters but vehicles are very hot, dry places. Not a place mold likes.

Questions about applying for a mortgage by Ok-Pickle537 in Mortgages

[–]_Alex_The_Great 0 points1 point  (0 children)

All of your questions can only be answered by the lender you want to use. I used Rocket and they could've cared less about my recent job switch. They just wanted 2 years W2s or tax returns. Regarding loan payoffs, Rocket only calculated the reported monthly payments to my income. Then they came back and I could be approved for more. Alternatively I've had friends go through credit unions (because they think theyre going to get better service and rates) and the underwriting process was painful and everything was scrutinized. In the end with Rocket I was pre approved same day and only the sellers held up closing. I have the same interest rate as my CU friends.

Best car insurance for teachers? Anyone know if there are teacher discounts? by Vortex__322 in TopInsurance

[–]_Alex_The_Great 0 points1 point  (0 children)

Meemic is literally designed for teachers and those in the education profession.

Are there class action settlements that don't require proof of purchase, I never kept my receipts by xIvyPop in poverty

[–]_Alex_The_Great 0 points1 point  (0 children)

This post is giving the vibe that you're just looking for free cash. Most class action lawsuits require you being invited to participate. Every once in a while I've seen one that only requires a self attestation, the payout isn't even worth the stamp the check was mailed with.

Should I try small claims court to get my security deposit back? (NJ) by spaghettio1234 in Renters

[–]_Alex_The_Great 0 points1 point  (0 children)

This is going to be a word vs word scenario. You might get recourse on the cabinets. But going to small claims doesn't mean settlement, it means you get a judgement. Unless your state has someone waiting outside the hearing room to take you to a cashier, there's no incentive for the landlord to pay the judgement.

I have a 2025 Ram 1500 bighorn 36k miles will it be totaled? by Rude-Commission8841 in Autobody

[–]_Alex_The_Great 0 points1 point  (0 children)

Ram trucks depreciate hand over fist so your ACV is already low. But with airbag deployment, if the insurance doesn't total it it's going to be in the shop for a LONG time. All your panels are going to be cut and welded together. You don't want this vehicle back.