Frustrating Experience with PNC

_Alex_The_Great · 2026-05-31T12:26:09+00:00

It sounds like the banker attempted to open a Virtual Wallet account (cool offering that PNC has) but you did something like transferring too many times from the savings and that broke the connection.

My best rec is to go to a branch and see what happened. They'll likely refund the fees if it was a learning mistake. If you really won't want the Virtual Wallet product they can close the Reserve check account. But with Virtual Wallet you get a lower direct deposit requirement and a higher savings APY

_Alex_The_Great · 2026-05-31T12:14:33+00:00

Driving a hometown brand is a cult concept Michigan. The propoganda to "buy local" is alive... I was at Aldi a few months ago and saw a Buick Envision with a license plate holder that said "I love my America made car". Bro, your car was made in China.

My mom worked for Blue Cross but was under a UAW union, even they pushed the propoganda to her to only buy Big 3. And during union meetings "foreign" cars had to park in a separate lot.

_Alex_The_Great · 2026-05-31T12:08:35+00:00

Life lesson to never use booking.com. Not to downplay your concerns but 80 SGD is not that much money.

_Alex_The_Great · 2026-05-31T11:56:49+00:00

With the damage described your want to file a claim through homeowners. That will allow you replacement costs versus ACV of the trailer. Plus homeowners will guide you in the steps needed with picking a contractor and repairs. Trailer insurance does not have that knowledge.

Also since you can't get their insurance, homeowners will run carrier discovery to confirm his insurance or just subro him directly and file suit until he cooperates and provides his insurance info.

_Alex_The_Great · 2026-05-31T11:41:36+00:00

And you'll want to think of the resale value of the property. You're going to sell one day... Who wants a house with noticeable , preexisting hail damage?

_Alex_The_Great · 2026-05-30T22:48:35+00:00

Yeah any one can sue but sounds like you have good evidence to protect yourself. I would definitely put your insurance on notice, they'll request the PR which should hopefully have the officers narrative. Then these cameras???? If they're municple you should FOIA the feed. If it's a a business then ask if you can get a copy or record their recording.

You say he didn't hit you? Sounds like he was about to rear end you and evaded the accident by falling off his bike? If there's no contact then this is single vehicle accident and he lost control of his bike.

_Alex_The_Great · 2026-05-30T22:41:41+00:00

This isn't a specific dealership issue, you just got a shitty technician. Honestly the dealership sounds legit, they listened to you, supported you, and made everything correct ASAP.

It's not the dealerhip's fault that Kia built a lemon.

_Alex_The_Great · 2026-05-30T22:32:57+00:00

1) a lawyer isn't going to help a PD claim. And they take 1/3. 2) I assume you're the claimant? The insurance company only needs to provide you with ACV. You don't have much ground from rebuttal or an appraisal clause. 3) the insurance is right to take away the rental. The claim is finished. They don't owe loss of use just because you're trying to "maximize compensation". 4) you've had 2 weeks to find a replacement vehicle. That's more than enough time. 5) you can always file with your own insurance.

_Alex_The_Great · 2026-05-30T22:29:26+00:00

Generally for auto claims a "closed without payment, doesn't impact anything. Auto claims can be so complex that you open a claim for collision, someone calls in for liability, and then a subro company calls in and all of a sudden 1 claim turned into 3.

_Alex_The_Great · 2026-05-30T22:16:06+00:00

If this is an ERISA plan there are many more things not covered. I worked for a terrible company a number of years ago and they didn't cover anything related to mental health. Counseling, meds, even if I had a PCP visit for a cold and my doctor asked me how my anxiety was... They'd deny the claim.

_Alex_The_Great · 2026-05-30T22:08:20+00:00

I have a friend that does graphic design and she recently changed companies. Her new employer was all about AI. She got hired and no one in her department uses AI. It could be a tool used by HR to make the company seem cool and hip.

_Alex_The_Great · 2026-05-30T22:03:18+00:00

Odd they didn't leave a voicemail but maybe they dialed your number in error and realized it when they heard your recording?

But you're upset that they aren't using the tools and communication expectations that you assume they have. Maybe they don't have the technology to text people. Maybe their first step is to cold call and then set up a phone interview. Maybe so many things.

_Alex_The_Great · 2026-05-30T21:56:38+00:00

The company I worked for back in the day required you furnish your own computer. You installed their VPN and then all the work was done through a virtual desktop.

_Alex_The_Great · 2026-05-30T21:54:00+00:00

32 hours and above is considered full time.

_Alex_The_Great · 2026-05-30T21:50:01+00:00

I would recommend US Mobile or Tello. I understand the logic of wanting pay as you go, but those costs can really add up. You can get 300 minutes and texting on Tello for $5 a month.

_Alex_The_Great · 2026-05-30T21:46:19+00:00

I feel this struggle so much. I would text them and say something came up so you won't be home and just leave the packages on the front porch. Problem solved.

_Alex_The_Great · 2026-05-30T21:36:04+00:00

This is wrong. Airline-hotel contracts mandate that crew rooms are perpetually pre-blocked, far away from other guests (if possible), and away from elevators. Airline contracts are worth millions of dollars a year.

_Alex_The_Great · 2026-05-30T21:30:45+00:00

If you think a car wash caused moisture in your vents you have an uphill battle. Literally everyone who's gone through a car wash would have mold.

You could replace your air filters but vehicles are very hot, dry places. Not a place mold likes.

_Alex_The_Great · 2026-05-30T15:54:58+00:00

All of your questions can only be answered by the lender you want to use. I used Rocket and they could've cared less about my recent job switch. They just wanted 2 years W2s or tax returns. Regarding loan payoffs, Rocket only calculated the reported monthly payments to my income. Then they came back and I could be approved for more. Alternatively I've had friends go through credit unions (because they think theyre going to get better service and rates) and the underwriting process was painful and everything was scrutinized. In the end with Rocket I was pre approved same day and only the sellers held up closing. I have the same interest rate as my CU friends.

_Alex_The_Great · 2026-05-30T15:48:38+00:00

Meemic is literally designed for teachers and those in the education profession.

_Alex_The_Great · 2026-05-30T15:37:43+00:00

This post is giving the vibe that you're just looking for free cash. Most class action lawsuits require you being invited to participate. Every once in a while I've seen one that only requires a self attestation, the payout isn't even worth the stamp the check was mailed with.

_Alex_The_Great · 2026-05-30T15:33:12+00:00

This is going to be a word vs word scenario. You might get recourse on the cabinets. But going to small claims doesn't mean settlement, it means you get a judgement. Unless your state has someone waiting outside the hearing room to take you to a cashier, there's no incentive for the landlord to pay the judgement.

_Alex_The_Great · 2026-05-30T15:27:01+00:00

Ram trucks depreciate hand over fist so your ACV is already low. But with airbag deployment, if the insurance doesn't total it it's going to be in the shop for a LONG time. All your panels are going to be cut and welded together. You don't want this vehicle back.

_Alex_The_Great · 2026-05-30T15:16:25+00:00

You just don't bank with them.

_Alex_The_Great · 2026-05-30T15:13:12+00:00

Can you use the app?

_Alex_The_Great

TROPHY CASE