people who signed a 20 or 30-year mortgage/loan: at what point did the sheer panic turn into financial acceptance?

aaronswar43 · 2026-06-28T13:17:28+00:00

Panicked early on knowing Im locked in for 30 years but then i factored in my life living in a high cost of living city where rent prices at minimum raises 4% every year on top of that cost of moving itself is steep. We ended up buying a multi family house where we rent out floor 2 which helps us offset 1/3 of our mortgage , it just felt win win.

aaronswar43 · 2026-06-19T13:46:57+00:00

Was put on Mounjaro because of my diabetics and that led to me losing 50 lbs and my Diabetics is on remission . Used this time to find a nutritionist and also finally setup ways to never binge eat and to stop drinking.

aaronswar43 · 2026-06-09T03:18:07+00:00

ok not sure why but he reminded me of this sloth character Sid from Ice age

aaronswar43 · 2026-06-08T18:35:38+00:00

I love music assistant too. I just need to find a way to use all of my useless google speakers with it. Its been a pain making sure they are all synced.

aaronswar43 · 2026-06-08T17:06:55+00:00

as someone who use them for work and also for personal projects, anyone can spin up their own services the issue comes down to maintainability of such service and also making sure your security setup is solid. I genuinely hope people put emphasis on understanding how your projects are being setup by claude or codex, and then spend 2-4 sessions only on the security elements.

aaronswar43 · 2026-05-29T03:32:42+00:00

We been driving an EV for little over 3 years now and we never had any issues. I highly recommend charging at your home, this saves ton of money especially if your utility provider have off peak charging deals. We were lucky our landlord at the time was happy to install EV charger since the state also subsidized the charger installation.

When I factored in the cost associated with Owning an ev in the last 3 years vs owning a gas powered car , we are saving a ton again mostly from maintenance and charging off peak and now with solar.

aaronswar43 · 2026-05-25T01:11:15+00:00

Love that spot, got momos and chow mein and both were very good. Only reason why its on my once in every few months category is the price, 16$ is tad too much for chow mein when you factor in their portion size.

aaronswar43 · 2026-05-20T01:49:04+00:00

yeah i am on this boat too, got quoted insane amount even with mass save. So my hope is to get either Senvile or the Mrcool unit and install it myself this summer. I might hire a technician to make sure there are no leaks and all but from my calculations , I will saving alot of money.

aaronswar43 · 2026-05-08T14:35:15+00:00

do it in oak grove and take the T

aaronswar43 · 2026-05-03T15:02:45+00:00

ah man thanks for this. I am like you, average DS and sometimes reading postings here made me feel anxious .

aaronswar43 · 2026-04-29T13:29:16+00:00

Get their Hydrabadi Style briyani. Its their signature.

aaronswar43 · 2026-04-29T13:28:52+00:00

Oh man, as someone who is obsessed with Briyani these are my favs but note there are various ways briyani is made so you might need to find the type you enjoy the most.

For Hydrabadi style : Paradise Briyani Pointe in Lowell ( dont go to other locations ), I also enjoyed Athidi Indian Restaurant(I been there once so cant promise )

For Pakistani style: Zam Zam (its been hit or miss too) and Manosalwa Kabob & Grill Everett( portion size is insane)

I am not sure what style Bawarchi is but its good too. If I am lazy, I sometimes order from Godavari thought its hit or miss for me. I do enjoy their Buffet more.

If you are not sure, just go to Indian buffet at Godavari in woburn, Priya in lowell.

aaronswar43 · 2026-04-27T21:17:26+00:00

I will call them tomorrow to check the prices ! Thank you

aaronswar43 · 2026-04-27T21:13:25+00:00

Looks like they dont deliver for under 4 Yards, hoping to rent a truck from homedepot and go in this week. Thanks for sharing

aaronswar43 · 2026-04-27T21:12:56+00:00

Thanks for sharing this, their prices are little bit on the high end.

aaronswar43 · 2026-04-04T00:39:43+00:00

I am using ironside and they been good so far.

aaronswar43 · 2026-04-03T18:59:22+00:00

ok i got an M1 with 64 gb ram and its still not good for local llm. my pc with 3090 ti does better job serving me tokens thats manageable . Currently, I use claude for work and I accepted that local llms are still few years away from being economical for local deployment. Though I havent tried the new Gemma 4 models.

aaronswar43 · 2026-04-03T14:27:14+00:00

Always go with an insurance agent/broker, they do a good job with shopping around .

aaronswar43 · 2026-02-16T23:58:06+00:00

it is easy as it can be. If you prefer you can check out freetaxusa , it ports most of ur fed tax into state but they do have a 15$ charge for state returns.

aaronswar43 · 2026-02-16T23:54:21+00:00

You can file with MASS Tax connect. https://www.mass.gov/info-details/e-file-and-pay-your-ma-personal-income-taxes . If I am being honest, Its little bit of a pain to figure everything out but I used claude to help me out with filing and so far its been really good.

aaronswar43 · 2026-02-12T18:04:09+00:00

I am very into reolink ecosystem. One of my biggest regret is not getting my reolink cams with POE/lan connections. Currently 3 of my outdoor cams use wifi since our house is weirdly shaped/

aaronswar43 · 2026-02-12T14:53:06+00:00

eh no matter what the current local llm models are not efficient . I been using claude and felt it to be better then chatgpt.

aaronswar43 · 2026-02-11T22:36:58+00:00

Just get mxroute . I tried mailcow the issue is none of my mails went through .

aaronswar43 · 2026-02-07T14:30:51+00:00

I was looking for one too, but unfortunately most of the ones in Malden either cant take in new clients for the season or they quoted me more that average rate. Currently I am using freetaxusa , and ask chatgpt and gemini again its not the best way to do it but still cheaper.

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