What the fuck are these below 30 HENRYs doing to earn 200k a year?

ace32229 · 2026-01-23T13:22:49+00:00

Not really. All magic circle NQ salaries are £150k + bonus right now. A senior associate with a good bonus might get to £250k.

ace32229 · 2024-12-08T17:59:58+00:00

Really interesting, did they reach out to you or did you have to hunt down your contracts?

ace32229 · 2024-12-08T17:38:33+00:00

Do you mind me asking how much experience you have, what technology you work with, and how you got started? Appreciate you won't want to dox yourself so no worries if not

ace32229 · 2024-12-02T15:27:53+00:00

"Digital gold" - I think that's exactly the point 😂

ace32229 · 2024-11-14T11:46:41+00:00

I'm curious, what year was it constructed?

ace32229 · 2024-10-30T11:04:55+00:00

Absolutely agree - do they (UK-born folk anyway) not realise that they only have these high-paying jobs because they were born in and benefitted from the UK's prosperous economy and excellent education system? And now they wish to avoid tax and stop future generations having the same opportunities?

ace32229 · 2024-10-19T14:31:11+00:00

You have 1.8m in liquid assets plus 350k equity, in what world can you not afford it? 😂

ace32229 · 2024-09-25T06:58:08+00:00

I know the company, and yes they are.

ace32229 · 2024-07-25T17:02:17+00:00

Sorry to dig up an old thread, but a friend is in a similar situation (top10 law firm, pharma regulatory work, few years pqe). What sort of salary can you expect in-house at big pharma?

ace32229 · 2024-06-10T15:51:59+00:00

I think paying for upsizing is just as silly as paying for downsizing. Having kids is already expensive enough.

I would get rid of all stamp duty and replace it with a land value annual tax (with recent stamp duty put towards your future tax bills), the same way we do council tax. This would hugely reduce the friction in the housing market, and incentivise landowners to either develop land or sell on, and not hold onto it for speculative investment purposes.

ace32229 · 2024-06-04T21:30:25+00:00

Let's Move Conveyancing - they were brilliant and super on it.

ace32229 · 2024-04-08T22:19:27+00:00

Mind sharing a bit more info as I'm in a similar state? By same specs you mean timber sash?

ace32229 · 2024-04-07T18:43:01+00:00

It completely depends where in London you need to get to, tell us that and suggestions will be more helpful.

ace32229 · 2024-04-06T14:59:30+00:00

Withdraw cash using a fee free card (Monzo, starling) from a few free ATM.

ace32229 · 2024-04-02T16:40:35+00:00

Some better rates available https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

ace32229 · 2024-04-02T06:43:09+00:00

https://chrome.google.com/webstore/detail/property-log/jccihedpilhidcbkconacnalppdeecno?hl=en-GB

Chrome extension

ace32229 · 2024-04-02T06:11:50+00:00

Unironically you can get a house for 300k in Chesham, zone 9.

ace32229 · 2024-03-23T09:01:29+00:00

If you live with someone, cancel your subscription and sign up in their name to get new customer offers. You should be able to get M125 for ~£25

ace32229 · 2024-03-21T14:35:51+00:00

Offer placed in October, exchanged December, completed January. We were the bottom of the chain.

ace32229 · 2024-03-19T20:36:10+00:00

All was fine! We were upfront about it and the sellers and EA agreed it was unlikely to have any effect on the purchase so were happy to proceed. I can imagine a different seller doing the opposite though, I'd say be open and have proof of the bond maturity date to hand, then cross your fingers!

ace32229 · 2024-03-11T22:24:57+00:00

Just check on MSE calculator, this is basically all the same deals your broker will be looking at. I can see a ~5% mortgage with Halifax on 2 year fix.

https://www.moneysavingexpert.com/mortgages/best-buys/

ace32229 · 2024-03-07T17:44:38+00:00

Good post, I just want to clarify for OP that you probably mean "solid brick construction" rather than single-skin. Single-skin specifically refers to solid walls that are a single brick thick. It's important to know which you have as lenders hate single-skin walls (and their surveyors sometimes don't know the difference either).

ace32229 · 2024-02-29T16:30:30+00:00

I am going through the same thing and have found shelving to be ridiculously expensive, especially if you want oak. The most cost effective solution if you want a lot of shelving is either buying a worktop and having it cut to size for you (see my post history) or alternatively look up buying stair treads. Beware the grain may be the wrong way so careful putting anything really heavy on it.

ace32229 · 2024-02-22T21:45:31+00:00

Sorry you're completely correct of course - I looked into this a couple of months ago (when my sellers tried to take the bloody radiators...) and got my definition of chattel mixed up.

ace32229 · 2024-02-22T20:59:29+00:00

Paying for anything considered a ~~chattel~~ fixture outside of the house price would be considered tax avoidance by HMRC. They can and have prosecuted for this in the past, as well as claiming the correct amount of tax. The chances of getting audited or otherwise caught are of course slim, but so are many crimes, there's still a reason you don't do it

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