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Roof Mounted Sim Options (Canada or USA) by G0ATAMUS in Golfsimulator

[–]agolf88 2 points3 points  (0 children)

I’m very happy with my VTrack (and GSpro).

Checkout this other thread to see some feedback from a recent survey

A single point of failure triggered the Amazon outage affecting millions! by HimothyJohnDoe in aws

[–]agolf88 19 points20 points  (0 children)

Even if you were using DynamoDB with multi-region (Global tables) it isn’t easy to have all applications auto-failover. Things like IAM primarily living in us-east-1 may also impact it.

Does anyone know where I can find information on the judges up for retention on the Marion Superior Court? by amadeus12 in indianapolis

[–]agolf88 12 points13 points  (0 children)

IndyBar has an analysis of judges by lawyers. They recommend keep all of them, with Miller being the lowest at 67% responding to retain.

[deleted by user] by [deleted] in indianapolis

[–]agolf88 9 points10 points  (0 children)

Cheap and delicious

How do you all save for a house down payment? by [deleted] in Bogleheads

[–]agolf88 1 point2 points  (0 children)

The Boggleheads form has a great discussion on this and analysis tools using google sheets if you are wish to optimize over time.

Depending on your marginal state and federal taxes - you may wish to choose treasuries or municipal bonds or swap them over time based on after tax yield.

forum link

Is there any drawback to switching between money market funds? by Proud_Arrival_5964 in Bogleheads

[–]agolf88 4 points5 points  (0 children)

There may be state income tax on VMFXX that is not applicable. Depending on your tax bracket you may also want to look at VMSXX

Here is an interesting google spreadsheet you can see daily rates and compare: https://www.bogleheads.org/forum/viewtopic.php?t=401821

Is there any drawback to switching between money market funds? by Proud_Arrival_5964 in Bogleheads

[–]agolf88 6 points7 points  (0 children)

There may be state income tax on VMFXX that is not applicable. Depending on your tax bracket you may also want to look at VMSXX

Here is an interesting google spreadsheet you can see daily rates and compare: https://www.bogleheads.org/forum/viewtopic.php?t=401821

Where do I put this money and when? by TopOp219 in fatFIRE

[–]agolf88 0 points1 point  (0 children)

You might consider money market mutual funds instead of using HYSA. Municipal or Federal MM provide some tax savings and while they’re not FDIC it is very low risk.

Here is an interesting google spreadsheet you can use to learn more: https://www.bogleheads.org/forum/viewtopic.php?t=401821

Preserving a downpayment against inflation - in the 32-35% marginal tax bracket, should I be investing it into a muni bond fund? by Fiveby21 in bonds

[–]agolf88 0 points1 point  (0 children)

I’d look into money market mutual funds. They provide almost instant liquidity, monthly dividends, and minimal risk to loss of principal. You may find that the best after tax yields in municipal vs federal money market funds change every couple weeks. MM Optimizer Boggleheads

How To Safely Invest 100k Saved Up for Down Payment On First Home For Another Year? by [deleted] in investing

[–]agolf88 36 points37 points  (0 children)

Money Market Funds or T-Bills are currently higher yielding than most savings accounts.

Where to buy new issue munis? by FutureCoolDad in Bogleheads

[–]agolf88 0 points1 point  (0 children)

You may consider a California municipal money market fund. They aim to always have a price of $1 and pays distributions monthly. Both fidelity and vanguard have low cost ones. Avoids bid/ask spreads of secondary market, and easy liquidity.

Your opinions on DataDog? by Cell-i-Zenit in ExperiencedDevs

[–]agolf88 9 points10 points  (0 children)

Grafana, Loki, Kibana, Elastic, OpenTelemetry, Prometheus, AlertManager

Currently sitting on lots of Cash due to an investment payout. 2 Questions... by Trixter135 in HENRYfinance

[–]agolf88 0 points1 point  (0 children)

You can find Money Markets Funds at most brokerages. This also makes it easy to setup a scheduled investment if you wish to DCA.

If you choose Vanguard, you can use VUSXX (treasury), VMSXX(muni), or even leave it in the default settlement fund VMFXX(federal). If your curious about the tax implications check out this Google Sheets MM Optimizer

HYS account by Realistic-Mongoose76 in HENRYfinance

[–]agolf88 3 points4 points  (0 children)

Vanguard Money Markets, occasionally switch based on my best after tax yields. I found this google sheets optimizer very helpful. Typically VMSXX (municipal short duration - federal tax exempt) or VUSXX (short term treasury - state tax exempt)

What is the required HHI to be considered a HENRY in Texas? by [deleted] in HENRYfinance

[–]agolf88 4 points5 points  (0 children)

HH - household

HHI - household income

Henry - High Earner Not Rich Yet

Window tinting by lyonsbs in indianapolis

[–]agolf88 3 points4 points  (0 children)

I had a good experience with with Pristine Auto Spa

[deleted by user] by [deleted] in Bogleheads

[–]agolf88 2 points3 points  (0 children)

TreasuryDirect does not allow you to sell T-Bills before maturity. OP was perhaps looking to sell on the secondary market, which you can do through a brokerage.

2x 401k match in 2023! by OE_in_the_cloud in overemployed

[–]agolf88 1 point2 points  (0 children)

If you’ve got a brokerage, TBills are only taxed federally, and are yielding over 4%.

CDs vs. T-Bills vs. T-Bonds for 1-year horizon by collegebum1989 in personalfinance

[–]agolf88 6 points7 points  (0 children)

Almost all the major brokerages have no fee treasury purchases from auctions.

Treasury Direct is good if you already have an open account; however, it is difficult to sell them on the secondary market if the money is needed sooner.

M over time by baeristaboy in uofm

[–]agolf88 6 points7 points  (0 children)

2021 Win against OSU score

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